BD SOLUTIONS
ActiveSummary
BD SOLUTIONS has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7k and a net result of €21k. Equity is shrinking by ~23.2% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 15% of 7029 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
46
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▼-12
Solvency30=
Growth22=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5%
Return on assets
15.6%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 7029 sector peers (2025).
NBB · sector comparisonPosition among 7029 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-09-2026, 42 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
42 d late
2024
29 d late
2023
7 d early
2022
96 d early
2021
48 d early
2020
22 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€173k▲ 22.7%
2021 · €141k
2020: €216k
2021: €141k
2020 → 2022
EBIT margin
10.2%▲ 2.2pp
2021 · 8.1%
2020: 36.6%
2021: 8.1%
2020 → 2022
Net result
€21k▼ 45.5%
2024 · €38k
2020: €62k
2021: €5k
2022: €9k
2023: €32k
2024: €38k
2020 → 2025
Working capital
€-82k▲ 21.1%
2024 · €-104k
2020: €-112k
2021: €22k
2022: €-9k
2023: €-60k
2024: €-104k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€141k-€173k▲ 22.7%
Equity€73k-€82k▲ 12.6%€64k▼ 22.1%€7k▼ 89.7%€7k=
Operating result€11k-€18k▲ 55.7%€43k▲ 145%€52k▲ 19.3%€27k▼ 47.7%
Net result€5k-€9k▲ 74.5%€32k▲ 251%€38k▲ 17.5%€21k▼ 45.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 48% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €132k
Fixed assets
€89k ▼ 20.9%
Current assets
€43k ▲ 45.1%
Equity and liabilities €132k
Equity
€7k =
Debt
€126k ▼ 7.3%
Debt's share of the balance-sheet total falls from 95.4% to 95.0%. Debt is lower.
Key figures and ratios
EBITDA
€50k▼
2024 · €75k
Cash flow
€44k▼
2024 · €61k
Current ratio
0.35▲
2024 · 0.22
Debt to equity
19.02▼
2024 · 20.52
ROE
311.5%▼
2024 · 571.6%
ROA
15.6%▼
2024 · 26.6%
Interest coverage
104.78▲
2024 · 53.39
Debt ≤ 1 year
€126k▼
2024 · €134k
Income taxes
€6k▼
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet
Code20242025
Assets
Total assets20/58€142k€132k▼
Formation expenses20€0-
Fixed assets21/28€112k€89k▼
Intangible fixed assets21€100k€80k▼
Tangible fixed assets22/27€12k€9k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€27€0▼
Other tangible fixed assets26€9k€7k▼
Current assets29/58€30k€43k▲
Amounts receivable within one year40/41€3k€38k▲
Trade receivables40€0€20k▲
Other amounts receivable41€3k€18k▲
Cash at bank and in hand54/58€27k€5k▼
Deferred charges and accrued income490/1€0€33▲
Equity and liabilities
Total equity and liabilities10/49€142k€132k▼
Equity10/15€7k€7k=
Contributions10/11€6k€6k=
Reserves13€600€600=
Non-distributable reserves130/1€600€600=
Reserves not available under the articles1311€600€600=
Distributable reserves133€0-
Profit (loss) carried forward14€0€0=
Amounts payable17/49€135k€126k▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€134k€126k▼
Current portion of amounts payable after more than one year42€9k€0▼
Financial debts43€5k€4k▼
Credit institutions430/8€5k€4k▼
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€24k€20k▼
Taxes450/3€24k€20k▼
Other amounts payable47/48€94k€98k▲
Accrued charges and deferred income492/3€1k€0▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€23k▼
Other operating charges640/8€383€68▼
Gross operating margin9900€76k€51k▼
Operating profit (loss)9901€52k€27k▼
Financial income75/76B€3€89▲
Recurring financial income75€3€89▲
Financial charges65/66B€1k€481▼
Recurring financial charges65€1k€481▼
Profit (loss) for the period before taxes9903€50k€27k▼
Income taxes67/77€13k€6k▼
Profit (loss) for the period9904€38k€21k▼
Profit (loss) for the period to be appropriated9905€38k€21k▼
Appropriation of the result
Profit (loss) to be appropriated9906€38k€21k▼
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2€57k€0▼
Profit to be distributed694/7€95k€21k▼
Return on contributions (dividend)694€95k€21k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 42 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
13-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €5k ▼91.5%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 1.30
Current ratio from 0.51 to 1.30; short-term debt falls from €228k to €75k.
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hensies · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue du Saint Homme(TH) 247350 HensiesGround area
950 m²
Building footprint
83 m²
Volume, LiDAR
529 m³
Parcel 53076C1024/00M000, Wallonia · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BD SOLUTIONS
since 20202.299.402.618
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53076C1024/00M000 | Wallonia | 950 m² | 1 · 83 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CB COMMUNICATION
BE 0830.402.251
Vorst · Eq €6,592
CAStaar
BE 0544.285.806
Hasselt · Eq €6,582
ARTEX MONKEY
BE 0793.295.989
Ottignies-Louvain-la-Neuve · Eq €6,581
Going Forward
BE 0682.426.573
Pajottegem · Eq €6,619
Benoit Klontz Management & Automobile
BE 0685.912.437
Seraing · Eq €6,563
Of 13,421 companies in sector 73300 we hold annual accounts for 6,901. 3,022 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-12-2019
Fiscal year end31-12
Activities, NACEBEL 2025
73300Public relations and communication consultancy
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.