BD CONSULT
ActiveBD CONSULT has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-27k) and a net result of €736. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 7% of 678 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
41
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability58▲+58
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.24 against 0.24 in 2024; short-term debt: 410.9% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-310.9%
Return on assets
8.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 58
Relative position
BE, all sectors
reference
Sector 58
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 7% of 678 sector peers (2025).
NBB · sector comparisonPosition among 678 sector peers
Solvency
better than 7%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
21 d early
2024
6 d late
2023
50 d early
2022
33 d early
2021
13 d late
2020
23 d late
2019
11 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-27k▲ 2.6%
2024 · €-28k
2018: €8k
2019: €11k
2020: €12k
2021: €11k
2022: €-3k
2023: €-21k
2024: €-28k
2018 → 2025
Total assets
€9k▼ 1.5%
2024 · €9k
2018: €24k
2019: €23k
2020: €22k
2021: €19k
2022: €12k
2023: €9k
2024: €9k
2018 → 2025
Net result
€736
2024 · €-7k
2018: €7k
2019: €3k
2020: €809
2021: €-959
2022: €-14k
2023: €-17k
2024: €-7k
2018 → 2025
Working capital
€-27k▲ 2.6%
2024 · €-28k
2018: €8k
2019: €11k
2020: €9k
2021: €9k
2022: €-4k
2023: €-21k
2024: €-28k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€11k-€-3k€-21k▼ 501%€-28k▼ 36.2%€-27k▲ 2.6%
Operating result€-634-€-14k▼ 2,077%€-17k▼ 19.7%€-6k▲ 62.7%€2k
Net result€-959-€-14k▼ 1,382%€-17k▼ 21.5%€-7k▲ 56.6%€736
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €2k after a loss of €6k in 2024, the highest result in the available series.
Key figures and ratios
Solvency
-310.9%▲
2024 · -314.4%
Current ratio
0.24▲
2024 · 0.24
Quick ratio
0.24▲
2024 · 0.24
Debt / equity
-1.32▼
2024 · -1.32
ROA
8.3%▲
2024 · -83.6%
Debt
€36k▼
2024 · €37k
Debt ≤ 1 year
€36k▼
2024 · €37k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€9k€9k▼
Current assets29/58€9k€9k▼
Amounts receivable within one year40/41€9k€9k▼
Trade receivables40€9k€9k▼
Other amounts receivable41€98€98=
Deferred charges and accrued income490/1€83€37▼
Equity and liabilities
Total equity and liabilities10/49€9k€9k▼
Equity10/15€-28k€-27k▲
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-36k€-36k▲
Amounts payable17/49€37k€36k▼
Amounts payable within one year42/48€37k€36k▼
Financial debts43€3k€3k▲
Credit institutions430/8€3k€3k▲
Trade debts44€17k€9k▼
Suppliers440/4€17k€9k▼
Taxes, remuneration and social security45€8k€9k▲
Taxes450/3€866€1k▲
Remuneration and social security454/9€7k€8k▲
Other amounts payable47/48€10k€15k▲
Income statement
Code20242025
Other operating charges640/8€1k-
Gross operating margin9900€-5k€2k▲
Operating profit (loss)9901€-6k€2k▲
Financial charges65/66B€1k€992▼
Recurring financial charges65€1k€992▼
Profit (loss) for the period before taxes9903€-7k€736▲
Profit (loss) for the period9904€-7k€736▲
Profit (loss) for the period to be appropriated9905€-7k€736▲
Appropriation of the result
Profit (loss) to be appropriated9906€-36k€-36k▲
Profit (loss) brought forward from the previous period14P€-29k€-36k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €736
Net result €736 after 4 loss-making years.
06-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 6 days late
2024
11-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-17k
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
13-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 13 days late
2021
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
2020
11-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 11 days late
2019
15-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 15 days late
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 23 days late
2017
26-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 57 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Soignies · 1 establishment unit since 2015
Ground area
529 m²
Building footprint
100 m²
Volume, LiDAR
682 m³
Parcel 55402D0987/00D000, Wallonia · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BD CONSULT
since 20152.243.595.548
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55402D0987/00D000 | Wallonia | 529 m² | 1 · 100 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 718 companies in sector 58190 we hold annual accounts for 214. 108 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-12-1999
Fiscal year end31-12
Activities, NACEBEL
58190Other publishing activities, excluding software publishing
71122Land surveying
16230Manufacture of other builders' carpentry and joinery
25110Manufacture of metal structures and parts of structures
46190Agents in non-specialised wholesale trade
59113Video and film production, excluding cinema and television films
59209Motion picture, video and television programme production, sound recording and music publishing activities
62020IT consultancy
62200Computer consultancy and computer facilities management
73110Advertising agencies
73200Market research and public opinion polling
74201Photography, excluding press photography
82920Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.