BCP INDUSTRY
ActiveSummary
BCP INDUSTRY has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €576k and a net result of €40k. Equity is growing by ~17.5% per year across the filed fiscal years. Its solvency ranks better than 44% of 8001 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69=
Solvency63▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 1.63 against 1.53 in 2024; short-term debt: 37.6% and cash: 1.9% of total assets), but 61.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.1%
Return on assets
2.6%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
27 d late
2023
26 d late
2022
33 d early
2021
17 d early
2020
60 d late
2019
11 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€40k▲ 5.0%
2024 · €38k
2018: €15k
2019: €-2k
2020: €254k
2021: €68k
2022: €25k
2023: €97k
2024: €38k
2018 → 2025
Working capital
€358k▲ 26.9%
2024 · €282k
2018: €46k
2019: €47k
2020: €-75k
2021: €-90k
2022: €107k
2023: €227k
2024: €282k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€377k-€401k▲ 6.5%€499k▲ 24.3%€536k▲ 7.6%€576k▲ 7.4%
Operating result€95k-€57k▼ 39.8%€66k▲ 15.8%€82k▲ 23.6%€79k▼ 4.3%
Net result€68k-€25k▼ 64.2%€97k▲ 298%€38k▼ 61.2%€40k▲ 5.0%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 4% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.51M
Fixed assets
€586k ▼ 11.7%
Current assets
€927k ▲ 13.8%
Equity and liabilities €1.51M
Equity
€576k ▲ 7.4%
Provisions
€18k =
Debt
€919k ▼ 0.5%
Debt's share of the balance-sheet total falls from 62.5% to 60.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€160k▼
2024 · €162k
Cash flow
€121k▲
2024 · €118k
Current ratio
1.63▲
2024 · 1.53
Quick ratio
0.91▲
2024 · 0.82
Debt to equity
1.60▼
2024 · 1.72
ROE
6.9%▼
2024 · 7.1%
ROA
2.6%▲
2024 · 2.6%
Interest coverage
5.69▲
2024 · 5.59
Debt ≤ 1 year
€569k▲
2024 · €533k
Debt > 1 year
€351k▼
2024 · €392k
Income taxes
€12k▼
2024 · €17k
Staff costs
€99k▼
2024 · €105k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 62 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.48M€1.51M▲
Fixed assets21/28€663k€586k▼
Intangible fixed assets21€9k€6k▼
Tangible fixed assets22/27€653k€579k▼
Land and buildings22€445k€415k▼
Plant, machinery and equipment23€21k€12k▼
Furniture and vehicles24€19k€8k▼
Leasing and similar rights25€0-
Other tangible fixed assets26€168k€144k▼
Financial fixed assets28€1k€1k=
Current assets29/58€815k€927k▲
Stocks and contracts in progress3€377k€407k▲
Stocks30/36€377k€407k▲
Amounts receivable within one year40/41€396k€487k▲
Trade receivables40€375k€371k▼
Other amounts receivable41€20k€116k▲
Cash at bank and in hand54/58€32k€29k▼
Deferred charges and accrued income490/1€11k€4k▼
Equity and liabilities
Total equity and liabilities10/49€1.48M€1.51M▲
Equity10/15€536k€576k▲
Contributions10/11€19k€19k=
Reserves13€518k€558k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€516k€556k▲
Provisions and deferred taxes16€18k€18k=
Provisions for liabilities and charges160/5€18k€18k=
Major repairs and maintenance162€18k€18k=
Amounts payable17/49€924k€919k▼
Amounts payable after more than one year17€392k€351k▼
Financial debts170/4€392k€351k▼
Amounts payable within one year42/48€533k€569k▲
Current portion of amounts payable after more than one year42€173k€166k▼
Financial debts43-€2k
Other loans439-€2k
Trade debts44€328k€380k▲
Suppliers440/4€328k€380k▲
Taxes, remuneration and social security45€31k€20k▼
Taxes450/3€19k€7k▼
Remuneration and social security454/9€11k€14k▲
Other amounts payable47/48€2k€2k=
Accrued charges and deferred income492/3€52€0▼
Income statement
Code20242025
Non-recurring operating income76A€18k€5k▼
Remuneration, social security and pensions62€105k€99k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€80k€81k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€36€-4k▼
Other operating charges640/8€11k€8k▼
Gross operating margin9900€278k€263k▼
Operating profit (loss)9901€82k€79k▼
Financial income75/76B€2k€757▼
Recurring financial income75€2k€757▼
Non-recurring financial income76B€0-
Financial charges65/66B€29k€28k▼
Recurring financial charges65€29k€28k▼
Profit (loss) for the period before taxes9903€55k€51k▼
Income taxes67/77€17k€12k▼
Profit (loss) for the period9904€38k€40k▲
Profit (loss) for the period to be appropriated9905€38k€40k▲
Appropriation of the result
Profit (loss) to be appropriated9906€38k€40k▲
Transfer to equity691/2€38k€40k▲
To other reserves6921€38k€40k▲
Social balance
Average headcount (FTE)90871.51.2▼
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 27 days late
2024
31-12
Financial
Equity above €500kEq €536k ▲7.6%
5 profitable years in a row build equity to €536k.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 26 days late
2023
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
14-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
29-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 60 days late
2020
31-12
Financial
Back to profitnet €254k
Net result €254k after one loss-making year.
31-12
Financial
Equity above €200kEq €308k ▲471%
Equity rises from €54k to €308k.
11-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 11 days late
2019
31-12
Financial
Weakest financial yearnet €-2k ▼114%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
16-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
16-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuze-en-Hainaut · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin d'Éole(L) 17900 Leuze-en-Hainaut1 establishment unit
BCP INDUSTRY
since 20192.288.543.467
Similar companies · same sector, comparable size
TRANSDATA
BE 0450.348.036
Sprimont · Eq €577,511
DE PROFT AGROTECHNIE
BE 0474.618.624
Merchtem · Eq €577,543
ADDITYS
BE 0845.471.596
Tournai · Eq €586,255
MASSAGRI
BE 0892.245.392
Verlaine · Eq €564,114
SIFMAR
BE 0458.764.369
Oudenaarde · Eq €590,361
Of 1,228 companies in sector 46851 we hold annual accounts for 516. 346 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-02-1992
Fiscal year end31-12
Activities, NACEBEL 2025
46851Wholesale of industrial chemicals
46442Wholesale trade
46450Wholesale of perfume and cosmetics
47783Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filings
Scores and ratios are computed by Checked and are not a credit decision.