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BCL Properties

Active
Private limited company· 3 yrs active
Louis Lepoutrelaan 100 ·1050 Elsene, Belgium
KBO/BCE: BE 0797.042.763
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Age3 yrs
Real estate2 parcels · 5,928 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of BCL Properties is 9.2% (elevated). The 2023 annual accounts show equity of €8k and a net result of €-5k. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
9.2% Elevated
0%0,5%1,5%4%10%≥25%
Young company +No NACE activity registered +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 12 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 30-09-2025 61 d late 2025-00534757
31-12-2023 31-07-2024 31-08-2024 31 d late 2024-00450630

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-5k
Working capital€9k

Annual accounts & ratios

Source: NBB · 2023
Annual accounts filed on 30-09-2025 with the NBB · fiscal year 2024 · micro
Fiscal year2023
Depositmicro
Revenue-
EBITDA-
Net profit€-5k
Cash flow-
Staff costs-
Income taxes-
Dividends-
Total assets€238k
Equity€8k
Debt€229k
of which ≤ 1y€229k
of which > 1y-
Working capital€9k
Employees (FTE)-
Ratios (computed)
2023
Current ratio1.04
Quick ratio0.01
Working capital ratio3.7%
Solvency3.6%
Debt / equity27.14
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA-1.9%
ROE-53.8%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€238k
Current assets 29/58€238k
Stocks & contracts in progress 3€235k
Cash & bank 54/58€3k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€238k
Equity 10/15€8k
Contributions / capital 10/11€13k
Accumulated profits (losses) 14€-5k
Amounts payable 17/49€229k
Amounts payable within one year 42/48€229k
Trade debts payable within one year 44€726
Income statement
Gross operating margin 9900€7k
Operating result 9901€6k
Financial charges 65€10k
Result before taxes 9903€-5k
Net result for the period 9904€-5k
Result to be appropriated 9905€-5k
Ratios computed by Checked.

Health barometer

FY 2023 · computed
30 / 100 Weak
050100
Computed from 3 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2023. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Louis Lepoutrelaan 1001050 Elsene

Establishment units

1 location
BCL Properties
Louizalaan 231, 1050 ElseneHandel in eigen onroerend goed
since 20232.349.324.360
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area5,928 m²
Buildings2
Building footprint3,988 m²
Volume (LiDAR)88,191 m³
Tallest building45.8 m · ±8 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21807G0131/00T000 Brussels 5,672 m² 1 · 3,878 m² 45.8 m · 8 fl.
21447B0313/00C004 Brussels 256 m² 1 · 110 m² 21.2 m · 6 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

2 acts
Address history · 2
22-04-2025
Registered-office move
23-01-2024
Registered-office move
All acts · 2 updated 1 year ago
2025
22-04-2025 Registered office moved within Bruxelles Registered-office change
  • RUE DU PRESIDENT 76 - 1050 BRUXELLES → avenue Louis Lepoutre 100 à 1050 Bruxelles
2024
23-01-2024 Registered office moved within Bruxelles Registered-office change
  • AVENUE LOUISE 231 - 1050 BRUXELLES → rue du Président 76 à 1050 Bruxelles

Analysis

Snowflake analysis

financial profile on 5 axes
Health30Profitability0Solvency14Growth-Stability79
31 / 100

Fragile profile, watch profitability in particular.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 30
Profitability 0
Solvency 14
Growth -
Stability 79

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Company registry

Company registry (CBE)

Crossroads Bank
Names & trade names
Legal nameFR BCL Properties
Registered office
Louis Lepoutrelaan 100
1050 Elsene, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.