BCCONSEIL
ActiveSummary
BCCONSEIL has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €61k and a net result of €1.41M. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 12% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency29▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.02 against 1.01 in 2024; short-term debt: 96.1% and cash: 90.6% of total assets), and 96.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
3.9%
Return on assets
91.8%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 31694 sector peers (2025).
NBB · sector comparisonPosition among 31694 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-04-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
33 d early
2023
48 d early
2022
10 d late
2021
31 d late
2020
36 d early
2019
24 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€1.41M▲ 30.3%
2024 · €1.08M
2018: €536k
2019: €561k
2020: €410k
2021: €638k
2022: €766k
2023: €1.13M
2024: €1.08M
2018 → 2025
Working capital
€26k▲ 81.2%
2024 · €15k
2018: €-10k
2019: €-38k
2020: €-25k
2021: €26k
2022: €6k
2023: €22k
2024: €15k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€61k-€61k▲ 0.1%€61k▲ 0.1%€61k=€61k▲ 0.1%
Operating result€913k-€1.04M▲ 13.4%€1.50M▲ 45.3%€1.44M▼ 4.3%€1.88M▲ 30.2%
Net result€638k-€766k▲ 20.1%€1.13M▲ 46.8%€1.08M▼ 3.7%€1.41M▲ 30.3%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 30% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.54M
Fixed assets
€34k ▼ 25.5%
Current assets
€1.50M ▲ 29.8%
Equity and liabilities €1.54M
Equity
€61k ▲ 0.1%
Debt
€1.48M ▲ 29.1%
Debt's share of the balance-sheet total rises from 95.0% to 96.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€1.89M▲
2024 · €1.45M
Cash flow
€1.42M▲
2024 · €1.09M
Current ratio
1.02▲
2024 · 1.01
Debt to equity
24.32▲
2024 · 18.86
ROA
91.8%▲
2024 · 89.9%
Interest coverage
19848.91▲
2024 · 15997.26
Debt ≤ 1 year
€1.48M▲
2024 · €1.14M
Income taxes
€467k▲
2024 · €359k
A ratio outside any meaningful range has been withheld (balance sheet total €1.54M, equity €61k).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.20M€1.54M▲
Fixed assets21/28€46k€34k▼
Intangible fixed assets21-€0
Tangible fixed assets22/27€31k€19k▼
Furniture and vehicles24€27k€17k▼
Leasing and similar rights25€4k€2k▼
Financial fixed assets28€15k€15k=
Current assets29/58€1.16M€1.50M▲
Amounts receivable within one year40/41€103k€110k▲
Trade receivables40€96k€106k▲
Other amounts receivable41€7k€3k▼
Cash at bank and in hand54/58€1.06M€1.39M▲
Equity and liabilities
Total equity and liabilities10/49€1.20M€1.54M▲
Equity10/15€61k€61k▲
Contributions10/11€55k€55k=
Profit (loss) carried forward14€5k€6k▲
Amounts payable17/49€1.14M€1.48M▲
Amounts payable within one year42/48€1.14M€1.48M▲
Trade debts44€3k€3k▼
Suppliers440/4€3k€3k▼
Taxes, remuneration and social security45€57k€63k▲
Taxes450/3€57k€63k▲
Other amounts payable47/48€1.08M€1.41M▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€12k▲
Other operating charges640/8€12k€11k▼
Gross operating margin9900€1.46M€1.90M▲
Operating profit (loss)9901€1.44M€1.88M▲
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€91€95▲
Recurring financial charges65€91€95▲
Profit (loss) for the period before taxes9903€1.44M€1.88M▲
Income taxes67/77€359k€467k▲
Profit (loss) for the period9904€1.08M€1.41M▲
Profit (loss) for the period to be appropriated9905€1.08M€1.41M▲
Appropriation of the result
Profit (loss) to be appropriated9906€1.09M€1.42M▲
Profit (loss) brought forward from the previous period14P€5k€5k▲
Profit to be distributed694/7€1.08M€1.41M▲
Return on contributions (dividend)694€1.08M€1.41M▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
State Gazette act
General meeting · Auditor appointment
Director resignation · Permanent representative
28-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2018net €1.41M ▲30.3%
Operating result €1.88M, net result €1.41M, both a record.
17-06
State Gazette act
General meeting · Director resignation
Director reappointment · Permanent representative
28-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
02-08
State Gazette act
Board meeting · Accounting effect
Director appointment · Permanent representative
13-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
12-12
State Gazette act
Board meeting · Director appointment
Permanent representative
19-05
State Gazette act
Board meeting · Director appointment
Permanent representative
10-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 10 days late
2022
07-10
State Gazette act
Board meeting · Director appointment
Permanent representative
22-07
State Gazette act
Board meeting · Director appointment
Permanent representative
Show earlier events
22-07
State Gazette act
Board meeting · Director resignation
Director appointment · Permanent representative
31-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
25-11
State Gazette act
General meeting · Director appointment
Director resignation · Permanent representative
25-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Weakest financial yearnet €410k ▼26.8%
Net result drops to €410k, the lowest in the series; recovery starts the following year.
29-06
State Gazette act
General meeting · Director appointment
Permanent representative
06-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
12-03
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
25-03
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
22-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2014
25-03
State Gazette act
General meeting · Capital increase
Statutes amendment · Director appointment
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Neupré · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue des Pins(N) 134121 NeupréGround area
1,949 m²
Building footprint
207 m²
Volume, LiDAR
1,244 m³
Parcel 61044B0135/00S005, Wallonia · tallest building 16.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BC CONSEIL
since 20082.173.033.986
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61044B0135/00S005 | Wallonia | 1,949 m² | 1 · 207 m² | 16.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 connected companyLinked via shared directors
Shared director
→
Ownership & control
2 board mandatesBoard mandates of this companythis company sits on their board2
2 locations
1 location
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 39,054 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-09-2008
Fiscal year end30-09
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
General meetings
1 convocationExtraordinary general meeting
Agenda
van de gewone aandeelhoudersvergadering is afgehandeld, zal de vergadering kort worden onderbroken om vervolgens voortgezet te worden als buitengewone aandeelhoudersvergadering voor de notaris. Algemene informatie • Datum, uur en locatie : De Vergaderingen vinden plaats op woensdag 25 mei 2022, om 15 uur Belgische tijd op de zetel van de Vennootschap, PassPort Building, Luchthaven Brussel Nationaal, Gebouw 1K, 1930 Zaventem of op een andere plaats die daar zal worden meegedeeld op dat ogenblik. Er is geen quorumvereiste voor de gewone aandeelhoudersvergadering. Er is echter een quorumver- eiste voor de buitengewone aandeelhoudersvergadering (zie ook hieronder onder « buitengewone aandeelhoud ...