BBSo
ActiveBBSo has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €110k and a net result of €41k. Equity is growing by ~4.7% per year across the filed fiscal years. Its solvency ranks better than 32% of 4355 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2024
68
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability81▲+6
Solvency52▲+10
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity tight (current ratio 1.32 against 1.1 in 2023; short-term debt: 69.7% and cash: 17.8% of total assets), and 72.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
61 d late
2022
85 d late
2021
122 d late
2020
61 d late
2019
28 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€110k▲ 58.2%
2023 · €70k
2018: €82k
2019: €84k
2020: €90k
2021: €40k
2022: €44k
2023: €70k
2018 → 2024
Total assets
€405k▲ 0.2%
2023 · €405k
2018: €288k
2019: €351k
2020: €327k
2021: €252k
2022: €442k
2023: €405k
2018 → 2024
Net result
€41k▲ 57.2%
2023 · €26k
2018: €27k
2019: €2k
2020: €6k
2021: €-50k
2022: €4k
2023: €26k
2018 → 2024
Working capital
€91k▲ 172%
2023 · €33k
2018: €55k
2019: €45k
2020: €39k
2021: €3k
2022: €9k
2023: €33k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€90k-€40k▼ 55.8%€44k▲ 10.2%€70k▲ 58.8%€110k▲ 58.2%
Operating result€7k-€-44k€20k€35k▲ 78.9%€69k▲ 94.4%
Net result€6k-€-50k€4k€26k▲ 533%€41k▲ 57.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 94% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €405k
Fixed assets
€32k▼ 10.8%
Current assets
€373k▲ 1.2%
Equity and liabilities €405k
Equity
€110k▲ 58.2%
Debt
€295k▼ 11.9%
The debt ratio falls from 82.8% to 72.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€82k▲
2023 · €47k
Cash flow
€54k▲
2023 · €37k
Solvency
27.2%▲
2023 · 17.2%
Current ratio
1.32▲
2023 · 1.10
Quick ratio
1.21▲
2023 · 0.96
Debt / equity
2.68▼
2023 · 4.81
ROE
36.8%▼
2023 · 37.0%
ROA
10.0%▲
2023 · 6.4%
Interest coverage
8.10▲
2023 · 5.85
Debt
€295k▼
2023 · €335k
Debt ≤ 1 year
€282k▼
2023 · €335k
Debt > 1 year
€13k
Income taxes
€18k▲
2023 · €3k
Staff costs
€190k▲
2023 · €181k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€405k€405k▲
Fixed assets21/28€36k€32k▼
Intangible fixed assets21€6k€5k▼
Tangible fixed assets22/27€29k€26k▼
Land and buildings22€12k€9k▼
Plant, machinery and equipment23€1k€325▼
Furniture and vehicles24€15k€17k▲
Financial fixed assets28€2k€2k=
Current assets29/58€368k€373k▲
Stocks and contracts in progress3€47k€30k▼
Stocks30/36€47k€30k▼
Amounts receivable within one year40/41€289k€256k▼
Trade receivables40€255k€205k▼
Other amounts receivable41€35k€51k▲
Cash at bank and in hand54/58€31k€72k▲
Deferred charges and accrued income490/1€1k€15k▲
Equity and liabilities
Total equity and liabilities10/49€405k€405k▲
Equity10/15€70k€110k▲
Contributions10/11€6k€6k=
Reserves13€28k€68k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€26k€66k▲
Profit (loss) carried forward14€36k€36k=
Amounts payable17/49€335k€295k▼
Amounts payable after more than one year17-€13k
Financial debts170/4-€13k
Amounts payable within one year42/48€335k€282k▼
Current portion of amounts payable after more than one year42-€2k
Trade debts44€289k€264k▼
Suppliers440/4€289k€264k▼
Taxes, remuneration and social security45€46k€16k▼
Taxes450/3€11k-
Remuneration and social security454/9€35k€16k▼
Income statement
Code20232024
Non-recurring operating income76A€1k-
Remuneration, social security and pensions62€181k€190k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€13k▲
Other operating charges640/8€750€6k▲
Gross operating margin9900€228k€278k▲
Operating profit (loss)9901€35k€69k▲
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€8k€12k▲
Recurring financial charges65€8k€10k▲
Non-recurring financial charges66B-€2k
Profit (loss) for the period before taxes9903€29k€59k▲
Income taxes67/77€3k€18k▲
Profit (loss) for the period9904€26k€41k▲
Profit (loss) for the period to be appropriated9905€26k€41k▲
Appropriation of the result
Profit (loss) to be appropriated9906€61k€76k▲
Profit (loss) brought forward from the previous period14P€36k€36k=
Transfer to equity691/2€26k€41k▲
To other reserves6921€26k€41k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Highest result since 2018net €41k ▲57.2%
Operating result €69k, net result €41k, both a record.
31-12
Financial
Equity above €100kEq €110k ▲58.2%
3 profitable years in a row build equity to €110k.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
24-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 85 days late
2022
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
30-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 122 days late
2021
31-12
Financial
Weakest financial yearnet €-50k ▼996%
Net result drops to €-50k, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
03-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dorpsstraat 611070 AnderlechtGround area
4,251 m²
Building footprint
1,886 m²
Volume, LiDAR
13,901 m³
2 parcels, Brussels, Flanders · tallest building 15.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Golden Hopestraat 13, 1620 Drogenbos
since 20122.373.713.823
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22001A0058/00L000 | Flanders | 4,023 m² | 1 · 1,681 m² | 9.0 m · 3 fl. |
| 21001A0599/00A014 | Brussels | 229 m² | 1 · 204 m² | 14.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ART.J.
BE 0792.953.224
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Karl Bruninx & Co
BE 0687.729.604
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Fotim, Fotoprodukten
BE 0418.783.642
Antwerpen · Eq €116k
STUDIO TSAWA
BE 0774.627.845
Brussel · Eq €119k
SOMERSAULT18:24
BE 0633.606.473
Diest · Eq €101k
Of 982 companies in sector 74209 we hold annual accounts for 143. 105 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-03-2012
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
74209Other photographic activities
35140Electricity, gas, steam and air conditioning supply
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.