BBC Group · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of BBC Group is 3.1% (moderate). The 2024 annual accounts show equity of €16k and a net result of €10k. Its solvency ranks better than 48% of 6698 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Signals

1 signal · with evidence

Consistently profitable

Positive net result in the two most recent financial years (2023 and 2024).

View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide

Deadline passed, not yet counted as missing

The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 14 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.

Filed more than 90 days late

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-02-2026, 202 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.

How we compute the deadline

The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
31-12-2025	31-07-2026	nothing on record	not filed	-
31-12-2024	31-07-2025	18-02-2026	202 d late	2026-00040449
31-12-2023	31-07-2024	30-09-2024	61 d late	2024-00490706

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

More than 3 years active

Founded in 2022, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

3.1% Moderate

0%0,5%1,5%4%10%≥25%

Young company +Higher-failure-rate sector +Multiple establishment units +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

Turnover€90k

EBIT margin5.7%

Net result€10k+174.6%

Working capital€-14k+55.2%

CSV export

Annual accounts & ratios

Source: NBB · 2024

Annual accounts filed on 18-02-2026 with the NBB · fiscal year 2024 · micro

RevenueOperating resultNet result

Sector comparison

Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	18.4%	20.4%	better than 48% of 6698 sector peers
Net result	€10k	€4k	better than 62% of 6678 sector peers
Equity	€16k	€16k	better than 49% of 6712 sector peers
Gross operating margin	€21k	€24k	better than 47% of 6657 sector peers
Staff costs	€544	€33k	higher than 7% of 3035 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Revenue

€90k

- 23-24

EBITDA

€21k

- 23-24

Net profit

€10k

+174.6% 23-24

Cash flow

€18k

- 23-24

Total assets

€85k

+100.7% 23-24

Equity

€16k

+177.5% 23-24

Working capital

€-14k

+55.2% 23-24

Employees (FTE)

1

- 23-24

Staff costs

€544

-93.6% 23-24

Income taxes

€2k

+63.2% 23-24

Debt

€70k

+88.9% 23-24

Debt ≤ 1y

€70k

+88.9% 23-24

Current ratio

0.80

+481.6% 23-24

Quick ratio

0.15

+10.7% 23-24

Solvency

18.4%

+38.3% 23-24

Debt / equity

4.43

-31.9% 23-24

ROE

64.0%

-1.1% 23-24

ROA

11.8%

+36.8% 23-24

Net margin

4.1%

- 23-24

Interest coverage

28.02

- 23-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	micro
Revenue	-
EBITDA	€21k
Net profit	€10k
Cash flow	€18k
Staff costs	€544
Income taxes	€2k
Dividends	-
Total assets	€85k
Equity	€16k
Debt	€70k
of which ≤ 1y	€70k
of which > 1y	-
Working capital	€-14k
Employees (FTE)	1.0

Ratios (computed)

	2024
Current ratio	0.80
Quick ratio	0.15
Working capital ratio	-16.7%
Solvency	18.4%
Debt / equity	4.43
Long-term debt ratio	-
Interest coverage	28.02
Gross margin	-
Net margin	-
ROA	11.8%
ROE	64.0%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	90d
Inventory turnover	4.18
Days inventory (DSI)	87d

Balance-sheet composition 2024

Assets

Fixed assets €30k · 35.1% Current assets €55k · 64.9%

Equity & liabilities

Equity €16k · 18.4% Debt €70k · 81.6%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€85k
Fixed assets	21/28	€30k
Tangible fixed assets	22/27	€30k
Current assets	29/58	€55k
Stocks & contracts in progress	3	€45k
Amounts receivable within one year	40/41	€4k
Cash & bank	54/58	€6k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€85k
Equity	10/15	€16k
Contributions / capital	10/11	€2k
Accumulated profits (losses)	14	€14k
Amounts payable	17/49	€70k
Amounts payable within one year	42/48	€70k
Trade debts payable within one year	44	€46k
Income statement
Gross operating margin	9900	€21k
Operating result	9901	€13k
Financial charges	65	€733
Result before taxes	9903	€12k
Income taxes	67/77	€2k
Net result for the period	9904	€10k
Result to be appropriated	9905	€10k

You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2024 · computed

51 / 100 Fair

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Directors

Directors & mandates

3 directors

Current directors & mandates

Ozturk Mustafa
Director
State Gazette act 23149474 (23-11-2023)

Current
13-11-2023 → present
Tirek Orhan
Director
State Gazette act 23149474 (23-11-2023)

Current
13-11-2023 → present

Former directors (1)

Kapakli Osman
Director
State Gazette act 23149474 (23-11-2023)

Former
- → 13-11-2023

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary	Detailhandel in huismeubilair(47551)
Legal form	Private limited company(610)
Incorporation	17-11-2022
Status	Active
Postal code	2100

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Bisschoppenhoflaan 112100 Antwerpen

Establishment units

2 locations

SWISSBEDDING

Bisschoppenhoflaan 11, 2100 AntwerpenGroothandel in huishoudlinnen en beddegoed

since 20232.352.982.943

SWISSBEDDING

Genkersteenweg 112, 3500 HasseltGroothandel in huishoudlinnen en beddegoed

since 20242.365.691.032

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels2

Ground area1,693 m²

Buildings2

Building footprint839 m²

Volume (LiDAR)4,955 m³

Tallest building14.1 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
71323C0454/00L000	Flanders	1,225 m²	1 · 675 m²	10.9 m · 2 fl.
11012A0030/00Y002	Flanders	468 m²	1 · 163 m²	14.1 m · 1 fl.

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

2 acts

Capital history · 2

20-11-2024

Capital change

23-11-2023

Capital change

All acts · 2 updated 1 year ago

2024

20-11-2024 All shares are now held by a single shareholder Capital & shares

Original publication ↗

2023

23-11-2023 All shares are now held by a single shareholder Capital & shares

Original publication ↗

Analysis

Snowflake analysis

financial profile on 5 axes

68 / 100

Strong profile, led by profitability.

All 5 axes are computed from data Checked has read.

Health 51

Profitability 100

Solvency 19

Growth 78

Stability 94

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