BATICOVER
ActiveSummary
The computed 12-month bankruptcy probability of BATICOVER is 2.0% (moderate). The 2025 annual accounts show equity of €154k and a net result of €52k. Equity is growing by ~69.2% per year across the filed fiscal years. Its solvency ranks better than 74% of 7500 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability96▼-4
Solvency91▲+15
Growth78=
Track record94
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 2.77 against 1.91 in 2024; short-term debt: 34.1% and cash: 26.2% of total assets), and 34.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.9%
Return on assets
22.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
31 d late
2024
88 d late
2023
8 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€154k▲ 50.8%
2024 · €102k
2023: €13k
2024: €102k
2023 → 2025
Total assets
€233k▲ 16.8%
2024 · €200k
2023: €93k
2024: €200k
2023 → 2025
Net result
€52k▼ 42.1%
2024 · €90k
2023: €10k
2024: €90k
2023 → 2025
Working capital
€141k▲ 58.2%
2024 · €89k
2023: €9k
2024: €89k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€13k-€102k▲ 715%€154k▲ 50.8%
Operating result€13k-€122k▲ 802%€60k▼ 50.7%
Net result€10k-€90k▲ 840%€52k▼ 42.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 51% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €233k
Fixed assets
€13k ▼ 0.9%
Current assets
€221k ▲ 18.0%
Equity and liabilities €233k
Equity
€154k ▲ 50.8%
Debt
€80k ▼ 18.6%
Debt's share of the balance-sheet total falls from 48.9% to 34.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€64k▼
2024 · €123k
Cash flow
€56k▼
2024 · €91k
Current ratio
2.77▲
2024 · 1.91
Debt to equity
0.52▼
2024 · 0.96
ROE
33.7%▼
2024 · 87.7%
ROA
22.2%▼
2024 · 44.8%
Interest coverage
98.48▼
2024 · 210.77
Debt ≤ 1 year
€80k▼
2024 · €98k
Income taxes
€8k▼
2024 · €32k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€200k€233k▲
Fixed assets21/28€13k€13k▼
Intangible fixed assets21€2k€1k▼
Tangible fixed assets22/27€11k€11k▲
Plant, machinery and equipment23€4k€2k▼
Furniture and vehicles24€7k€6k▼
Other tangible fixed assets26-€3k
Financial fixed assets28€0-
Current assets29/58€187k€221k▲
Amounts receivable within one year40/41€121k€159k▲
Trade receivables40€117k€154k▲
Other amounts receivable41€4k€5k▲
Cash at bank and in hand54/58€61k€61k▲
Deferred charges and accrued income490/1€5k€259▼
Equity and liabilities
Total equity and liabilities10/49€200k€233k▲
Equity10/15€102k€154k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€99k€151k▲
Amounts payable17/49€98k€80k▼
Amounts payable within one year42/48€98k€80k▼
Trade debts44€24k€13k▼
Suppliers440/4€24k€13k▼
Advances received on contracts in progress46€36k€8k▼
Taxes, remuneration and social security45€32k€46k▲
Taxes450/3€32k€46k▲
Other amounts payable47/48€6k€13k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€4k▲
Other operating charges640/8€1k€589▼
Gross operating margin9900€125k€64k▼
Operating profit (loss)9901€122k€60k▼
Financial income75/76B€139€212▲
Recurring financial income75€139€212▲
Financial charges65/66B€585€647▲
Recurring financial charges65€585€647▲
Profit (loss) for the period before taxes9903€121k€60k▼
Income taxes67/77€32k€8k▼
Profit (loss) for the period9904€90k€52k▼
Profit (loss) for the period to be appropriated9905€90k€52k▼
Appropriation of the result
Profit (loss) to be appropriated9906€99k€151k▲
Profit (loss) brought forward from the previous period14P€10k€99k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Equity above €150kEq €154k ▲50.8%
3 profitable years in a row build equity to €154k.
27-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 88 days late
2024
31-12
Financial
Highest result since 2023net €90k ▲840%
Operating result €122k, net result €90k, both a record.
31-12
Financial
Equity above €100kEq €102k ▲715%
2 profitable years in a row build equity to €102k.
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wemmel · 1 establishment unit since 2023
Ground area
118 m²
Building footprint
72 m²
Volume, LiDAR
811 m³
Parcel 22662B0040/00C005, Flanders · tallest building 13.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
BATICOVER
since 20232.343.874.445
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22662B0040/00C005 | Flanders | 118 m² | 1 · 72 m² | 13.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Bauwers
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EcoLodge
BE 0675.561.646
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BOUWWERKEN VAN EXEM JONAS
BE 0691.999.582
Houthulst · Eq €153,724
LECLUSE EDDY
BE 0453.802.325
Moorslede · Eq €153,974
Baeck John
BE 0634.937.452
Wichelen · Eq €153,714
Of 29,779 companies in sector 41001 we hold annual accounts for 16,044. 12,592 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-03-2023
Fiscal year end31-12
Trade name NL
OBBERG
Activities, NACEBEL 2025
41001General construction of residential buildings
43230Insulation installation
43310Plastering work
43410Roofing work
43421Specialised construction activities
68310Real estate agency activities
68322Real estate appraisal on a fee or contract basis
68329Real estate activities
70200Business and other management consultancy
71113Urban planning and landscape architecture
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryWebsite:obberg.com