Bati
ActiveSummary
Bati has been active since 1965 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €163k and a net result of €26k. Equity remains stable across the filed fiscal years (±1.4% per year). Its solvency ranks better than 94% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▲+88
Solvency100=
Growth52▲+20
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 18.35 against 11.46 in 2024; short-term debt: 5.4% and cash: 17.8% of total assets), and 5.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.6%
Return on assets
15.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
60 d early
2024
49 d early
2023
8 d early
2022
25 d early
2021
24 d early
2020
19 d early
2019
21 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€163k▲ 19.4%
2024 · €136k
2018: €146k
2019: €148k
2020: €157k
2021: €115k
2022: €154k
2023: €162k
2024: €136k
2018 → 2025
Total assets
€172k▲ 15.5%
2024 · €149k
2018: €279k
2019: €198k
2020: €182k
2021: €145k
2022: €166k
2023: €174k
2024: €149k
2018 → 2025
Net result
€26k
2024 · €-26k
2018: €33k
2019: €2k
2020: €9k
2021: €-42k
2022: €39k
2023: €8k
2024: €-26k
2018 → 2025
Working capital
€160k▲ 21.5%
2024 · €132k
2018: €141k
2019: €145k
2020: €155k
2021: €108k
2022: €149k
2023: €156k
2024: €132k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€115k-€154k▲ 34.1%€162k▲ 5.4%€136k▼ 15.9%€163k▲ 19.4%
Operating result€-42k-€39k€10k▼ 74.3%€-31k€26k
Net result€-42k-€39k€8k▼ 78.7%€-26k€26k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €26k after a loss of €31k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €172k
Fixed assets
€2k ▼ 44.2%
Current assets
€170k ▲ 17.3%
Equity and liabilities €172k
Equity
€163k ▲ 19.4%
Debt
€9k ▼ 26.7%
Debt's share of the balance-sheet total falls from 8.5% to 5.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€28k▲
2024 · €-29k
Cash flow
€28k▲
2024 · €-24k
Current ratio
18.35▲
2024 · 11.46
Debt to equity
0.06▼
2024 · 0.09
ROE
16.3%▲
2024 · -18.9%
ROA
15.4%▲
2024 · -17.3%
Interest coverage
118.72▲
2024 · -96.80
Debt ≤ 1 year
€9k▼
2024 · €13k
Income taxes
€6k▲
2024 · €491
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€149k€172k▲
Fixed assets21/28€4k€2k▼
Tangible fixed assets22/27€4k€2k▼
Furniture and vehicles24€2k€1k▼
Other tangible fixed assets26€2k€1k▼
Current assets29/58€145k€170k▲
Amounts receivable within one year40/41€112k€133k▲
Trade receivables40€16k€18k▲
Other amounts receivable41€96k€115k▲
Cash at bank and in hand54/58€26k€31k▲
Deferred charges and accrued income490/1€6k€6k▲
Equity and liabilities
Total equity and liabilities10/49€149k€172k▲
Equity10/15€136k€163k▲
Contributions10/11€19k€19k=
Reserves13€118k€144k▲
Distributable reserves133€118k€144k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€13k€9k▼
Amounts payable within one year42/48€13k€9k▼
Trade debts44€5k€101▼
Suppliers440/4€5k€101▼
Taxes, remuneration and social security45€7k€9k▲
Taxes450/3€7k€9k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k=
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-61k€0▲
Other operating charges640/8€123k€1k▼
Gross operating margin9900€33k€29k▼
Operating profit (loss)9901€-31k€26k▲
Financial income75/76B€6k€6k▲
Recurring financial income75€6k€6k▲
Financial charges65/66B€299€238▼
Recurring financial charges65€299€238▼
Profit (loss) for the period before taxes9903€-25k€32k▲
Income taxes67/77€491€6k▲
Profit (loss) for the period9904€-26k€26k▲
Profit (loss) for the period to be appropriated9905€-26k€26k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-25k€26k▲
Profit (loss) brought forward from the previous period14P€715€0▼
Transfer from equity791/2€25k€0▼
Transfer to equity691/2€0€26k▲
To other reserves6921€0€26k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €26k
Net result €26k after one loss-making year.
31-12
Financial
Equity above €150kEq €163k ▲19.4%
Equity rises from €136k to €163k.
12-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €39k
Net result €39k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 12.84
Current ratio from 4.60 to 12.84; short-term debt falls from €30k to €13k.
31-12
Financial
Equity above €150kEq €154k ▲34.1%
Equity rises from €115k to €154k.
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-42k ▼577%
Net result drops to €-42k, the lowest in the series; recovery starts the following year.
12-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Show earlier events
2020
31-12
Financial
Equity above €150kEq €157k ▲6%
3 profitable years in a row build equity to €157k.
10-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
03-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
11-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
18-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merchtem · 1 establishment unit since 1965
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heidestraat 181785 MerchtemGround area
3,170 m²
Building footprint
100 m²
Volume, LiDAR
562 m³
Parcel 23028A0143/00C003, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Heidestraat 18, 1785 Merchtem
since 19652.000.504.442
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23028A0143/00C003 | Flanders | 3,170 m² | 1 · 99 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Andria
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JBprojecten
BE 0788.667.012
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DSG BOUW
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Of 9,694 companies in sector 68121 we hold annual accounts for 7,383. 5,341 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-02-1965
Fiscal year end31-12
Activities, NACEBEL 2025
68121Development of residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 49 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.