BASTIAAN INSEL
ActiveSummary
BASTIAAN INSEL has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €47k and a net result of €5k. Equity is growing by ~20.7% per year across the filed fiscal years. Its solvency ranks better than 86% of 15367 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
74
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability61▼-39
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 7.81 against 9.52 in 2023; short-term debt: 12.8% and cash: 6% of total assets), and 12.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
87.2%
Return on assets
9.6%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-06-2025, 35 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
35 d early
2023
41 d early
2022
40 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€47k▲ 12.3%
2023 · €42k
2022: €30k
2023: €42k
2022 → 2024
Total assets
€54k▲ 15.3%
2023 · €47k
2022: €44k
2023: €47k
2022 → 2024
Net result
€5k▼ 57.7%
2023 · €12k
2022: €34k
2023: €12k
2022 → 2024
Working capital
€47k▲ 12.3%
2023 · €42k
2022: €30k
2023: €42k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€30k-€42k▲ 41.1%€47k▲ 12.3%
Operating result€41k-€16k▼ 62.2%€6k▼ 59.2%
Net result€34k-€12k▼ 63.7%€5k▼ 57.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 59% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €54k
Equity
€47k ▲ 12.3%
Debt
€7k ▲ 40.6%
Debt's share of the balance-sheet total rises from 10.5% to 12.8%. Equity and debt are higher.
Key figures and ratios
Current ratio
7.81▼
2023 · 9.52
Debt to equity
0.15▲
2023 · 0.12
ROE
11.0%▼
2023 · 29.1%
ROA
9.6%▼
2023 · 26.1%
Debt ≤ 1 year
€7k▲
2023 · €5k
Income taxes
€2k▼
2023 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 37 lines
Balance sheet
Code20232024
Assets
Total assets20/58€47k€54k▲
Current assets29/58€47k€54k▲
Amounts receivable after more than one year29€30k€30k=
Other amounts receivable291€30k€30k=
Amounts receivable within one year40/41€11k€9k▼
Trade receivables40€11k€9k▼
Other amounts receivable41-€176
Current investments50/53€4k€12k▲
Cash at bank and in hand54/58€1k€3k▲
Equity and liabilities
Total equity and liabilities10/49€47k€54k▲
Equity10/15€42k€47k▲
Contributions10/11€100€100=
Reserves13€41k€47k▲
Distributable reserves133€41k€47k▲
Profit (loss) carried forward14€990€172▼
Amounts payable17/49€5k€7k▲
Amounts payable within one year42/48€5k€7k▲
Trade debts44€99€11▼
Suppliers440/4€99€11▼
Taxes, remuneration and social security45€5k€7k▲
Taxes450/3€5k€7k▲
Other amounts payable47/48€231-
Income statement
Code20232024
Other operating charges640/8€493€623▲
Gross operating margin9900€16k€7k▼
Operating profit (loss)9901€16k€6k▼
Financial income75/76B€64€1k▲
Recurring financial income75€64€1k▲
Financial charges65/66B€124€566▲
Recurring financial charges65€124€566▲
Profit (loss) for the period before taxes9903€16k€7k▼
Income taxes67/77€3k€2k▼
Profit (loss) for the period9904€12k€5k▼
Profit (loss) for the period to be appropriated9905€12k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€13k€6k▼
Profit (loss) brought forward from the previous period14P€739€990▲
Transfer to equity691/2€12k€6k▼
To other reserves6921€12k€6k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €5k ▼57.7%
Net result drops to €5k, the lowest in the series.
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity triplescurrent ratio 9.52
Current ratio from 3.07 to 9.52; short-term debt falls from €14k to €5k.
21-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tabakvest 472000 AntwerpenGround area
3,035 m²
Building footprint
1,080 m²
Volume, LiDAR
9,562 m³
2 parcels, Flanders · tallest building 27.9 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
BASTIAAN INSEL
since 20222.329.916.046
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11807G0150/10A000 | Flanders | 2,353 m² | 1 · 482 m² | 0.6 m |
| 11803C0380/00R003 | Flanders | 682 m² | 1 · 598 m² | 27.9 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
699400R59Z07MFTG6O79
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Of 22,058 companies in sector 69101 we hold annual accounts for 9,052. 7,206 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-03-2022
Fiscal year end31-12
Activities, NACEBEL 2025
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.