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BARTEK

Active
Private limited company·Schrijnwerk· 18 yrs active
Diepenbeemd 8 ·1650 Beersel, Belgium
KBO/BCE: BE 0895.996.126
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Full dossier in preparation

Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age18 yrs
Board4

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of BARTEK is 0.8% (low). The 2024 annual accounts show equity of €400k and a net result of €68k. Equity is growing by ~4.8% per year across the filed fiscal years. Its solvency ranks better than 87% of 995 sector peers (fiscal year 2024). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.

Signals

3 signals · with evidence
Strong solvency vs sector
Solvency is in the sector's strongest quartile: better than 87% of 995 peers (2024). A comfortable equity buffer.
View the sector comparison
Consistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend
Growing equity
Equity grew over 2022-2024. Profits are largely retained rather than distributed.
View the equity trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 15 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-07-2025, 6 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 25-07-2025 6 d early 2025-00311860
31-12-2023 31-07-2024 31-07-2024 on the day 2024-00317654
31-12-2022 31-07-2023 31-07-2023 on the day 2023-00300617
31-12-2021 31-07-2022 20-06-2022 41 d early 2022-20073505
31-12-2020 31-07-2021 19-07-2021 12 d early 2021-36500243
31-12-2019 31-07-2020 27-07-2020 4 d early 2020-33800320
31-12-2018 31-07-2019 11-06-2019 50 d early 2019-17000005
31-12-2017 31-07-2018 30-08-2018 30 d late 2018-56400352
31-12-2016 31-07-2017 27-09-2017 58 d late 2017-64000514
31-12-2015 31-07-2016 26-09-2016 57 d late 2016-61700312

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Established
Founded in 2008, 18 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.8% Low
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Long track record Annual accounts: healthy financial profile

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€68k+65.0%
Working capital€319k+28.2%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 25-07-2025 with the NBB · fiscal year 2024 · verkort
€-50k€0€50kOperating result 2020: €34k€34kNet result 2020: €22k€22kOperating result 2021: €16k€16kNet result 2021: €4k€4kOperating result 2022: €-50k€-50kNet result 2022: €-49k€-49kOperating result 2023: €53k€53kNet result 2023: €41k€41kOperating result 2024: €73k€73kNet result 2024: €68k€68k20202021202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~4.8%/year over 7 fiscal years, indicative, assuming unchanged policy.
€200k€300k€400k€500k2025: €404k (€372k - €436k)2026: €420k (€384k - €455k)2027: €436k (€387k - €484k)2018: €281k2019: €315k2020: €337k2021: €341k2022: €292k2023: €333k2024: €400k2018201920202021202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 43, Specialised construction · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 71.9% 35.4%
better than 87% of 995 sector peers
Net result €68k €29k
better than 67% of 994 sector peers
Equity €400k €122k
better than 74% of 995 sector peers
Gross operating margin €115k €174k
better than 43% of 994 sector peers
Employees (FTE) 0.0 3.5
better than 8% of 588 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P87
2020: P80 · n=4462021: P95 · n=5692022: P94 · n=7602023: P89 · n=9092024: P87 · n=9952020 2024
Stable position over 2020-2024 · n=446-995
Net result P67
2020: P49 · n=4462021: P25 · n=5672022: P7 · n=7582023: P56 · n=9092024: P67 · n=9942020 2024
Improving position over 2020-2024 · n=446-994
Equity P74
2020: P65 · n=4462021: P69 · n=5692022: P68 · n=7602023: P71 · n=9092024: P74 · n=9952020 2024
Stable position over 2020-2024 · n=446-995
Gross operating margin P43
2020: P19 · n=4452021: P20 · n=5682022: P5 · n=7592023: P37 · n=9072024: P43 · n=9942020 2024
Improving position over 2020-2024 · n=445-994
Describes the position versus peers, not a forecast.
EBITDA
€112k
+37.6% 18-24
Net profit
€68k
+65.0% 18-24
Cash flow
€106k
+52.6% 18-24
Total assets
€557k
+22.1% 18-24
Equity
€400k
+20.3% 18-24
Working capital
€319k
+28.2% 18-24
Employees (FTE)
0
- 18-24
Income taxes
€19k
+17.9% 18-24
Debt
€156k
+26.9% 18-24
Debt ≤ 1y
€152k
+50.0% 18-24
Debt > 1y
€4k
-79.9% 18-24
Current ratio
3.10
-10.3% 18-24
Quick ratio
3.10
-10.3% 18-24
Solvency
71.9%
-1.5% 18-24
Debt / equity
0.39
+5.5% 18-24
ROE
16.9%
+37.2% 18-24
ROA
12.1%
+35.2% 18-24
Interest coverage
20.67
+32.5% 18-24
Figures by fiscal year
Fiscal year2024
Depositverkort
Revenue-
EBITDA€112k
Net profit€68k
Cash flow€106k
Staff costs-
Income taxes€19k
Dividends-
Total assets€557k
Equity€400k
Debt€156k
of which ≤ 1y€152k
of which > 1y€4k
Working capital€319k
Employees (FTE)0.0
Ratios (computed)
2024
Current ratio3.10
Quick ratio3.10
Working capital ratio57.2%
Solvency71.9%
Debt / equity0.39
Long-term debt ratio0.01
Interest coverage20.67
Gross margin-
Net margin-
ROA12.1%
ROE16.9%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€557k
Fixed assets 21/28€86k
Tangible fixed assets 22/27€83k
Financial fixed assets 28€3k
Current assets 29/58€471k
Amounts receivable within one year 40/41€419k
Investments 50/53€5k
Cash & bank 54/58€18k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€557k
Equity 10/15€400k
Contributions / capital 10/11€25k
Reserves 13€375k
Amounts payable 17/49€156k
Amounts payable after one year 17€4k
Amounts payable within one year 42/48€152k
Trade debts payable within one year 44€112k
Income statement
Gross operating margin 9900€115k
Operating result 9901€73k
Financial income 75€19k
Financial charges 65€5k
Result before taxes 9903€87k
Income taxes 67/77€19k
Net result for the period 9904€68k
Result to be appropriated 9905€68k
This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
100 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Directors

Directors & mandates

5 directors
Current directors & mandates
  • Daniel Cwiklak
    Director
    State Gazette act 25095275 (25-07-2025)
    Current
    25-07-2025 → present
  • Ivan Teut
    Director
    State Gazette act 24090161 (14-06-2024)
    Current
    14-06-2024 → present
  • Kazimierz Kadlubowski
    Director
    State Gazette act 24090161 (14-06-2024)
    Current
    14-06-2024 → present
  • Volodymyr Glushkevych
    Director
    State Gazette act 24090161 (14-06-2024)
    Current
    14-06-2024 → present
Former directors (1)
  • Volodymyr Teut
    Director
    State Gazette act 24090161 (14-06-2024)
    Former
    14-06-2024 → 04-07-2025
    2 events
    • 04-07-2025 Resigned· Director
    • 14-06-2024 Appointed· Director
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Schrijnwerk(43320)
Legal form Private limited company(610)
Incorporation26-02-2008
StatusActive
Postal code1650

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap

Establishment units

1 location
Diepenbeemd 8, 1650 Beersel
Vervaardiging van ander schrijn- en timmerwerk
since 20082.170.152.789
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,164 m²
Buildings1
Building footprint178 m²

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23003A0080/00M000 Flanders 1,164 m² 1 · 178 m² -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

6 acts
Address history · 1
05-03-2020
v3.2
All acts · 6 updated 10 months ago
2025
14-10-2025 Volodymyr Teut resigns as director Director changes
  • Volodymyr Teut, Bestuurder
Summary: v3.2
25-07-2025 Daniel Cwiklak appointed as director Director changes
  • Daniel Cwiklak, Bestuurder
Summary: v3.2
2024
14-06-2024 4 directors appointed Director changes
  • Volodymyr Teut, Bestuurder
  • Ivan Teut, Bestuurder
  • Kazimierz Kadlubowski, Bestuurder
  • Volodymyr Glushkevych, Bestuurder
Summary: v3.2
2020
05-03-2020 Articles of association amended Statutes amendment
05-03-2020 Registered office moved to Uccle Registered-office change
  • Avenue Guillaume Herinckx 47, 1180 Uccle
Summary: v3.2
2013
14-03-2013 Change in the board of directors Director changes

Analysis

Snowflake analysis

financial profile on 5 axes
Health100Profitability84Solvency100Growth78Stability100
92 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 100
Profitability 84
Solvency 100
Growth 78
Stability 100

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Schrijnwerk43320Schrijnwerk43320Overige werkzaamheden in verband met de afwerking van gebouwen43350Overige werkzaamheden in verband met de afwerking van gebouwen43390Overige gespecialiseerde bouwactiviteiten, neg43990Overige gespecialiseerde bouwwerkzaamheden43999Landschapsverzorging81300Landschapsverzorging81300
Primary activity highlighted.
Names & trade names
Legal nameNL BARTEK
Registered office
Diepenbeemd 8
1650 Beersel, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.