BANQUE CPH
Active Risk: not assessedSummary
BANQUE CPH is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 1930 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.
Signals
Checked, nothing found (2)
Financials · unclassified schema, statutory accounts
| Fiscal year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | unclassified schema | 13-05-2026 | 2026-00113179 |
| 31-12-2025 | consolidated | 12-05-2026 | 2026-00110747 |
| 31-12-2024 | consolidated | 09-05-2025 | 2025-00095319 |
| 31-12-2024 | unclassified schema | 09-05-2025 | 2025-00093542 |
| 31-12-2023 | unclassified schema | 13-05-2024 | 2024-00088100 |
| 31-12-2023 | consolidated | 13-05-2024 | 2024-00093092 |
| 31-12-2022 | consolidated | 10-05-2023 | 2023-00085466 |
| 31-12-2022 | unclassified schema | 09-05-2023 | 2023-00085697 |
| 31-12-2021 | consolidated | 09-05-2022 | 2022-20024982 |
| 31-12-2021 | unclassified schema | 05-05-2022 | 2022-20024142 |
Timeline · acts, filings and financial milestones
24-07
State Gazette act
Reappointment: Mathieu DESMET (administrateur exécutif)2 facts ▸
- General meeting, 28/04/2026
- Director reappointment, Mathieu DESMET (administrateur exécutif)
06-11
State Gazette act
Resignation: Christophe Carpentier de Changy (director)1 fact ▸
- Director resignation, Christophe Carpentier de Changy (director)
27-05
State Gazette act
Reappointments: Philippe PIRE, Roland GILLET and 2 othersAppointment: SRL Forvis Mazars Réviseurs d'Entreprises (statutory auditor) · Permanent representative: Antoine VANCOPPERNOLLE7 facts ▸
- General meeting, 22/04/2025
- Director reappointment, Philippe PIRE (administrateur non exécutif indépendant)
- Director reappointment, Roland GILLET (administrateur non exécutif indépendant)
- Director reappointment, Jean-Luc MARTIN (administrateur non exécutif)
- Director reappointment, Pierre RION (administrateur non exécutif)
- Auditor appointment, SRL Forvis Mazars Réviseurs d'Entreprises
- Permanent representative, Antoine VANCOPPERNOLLE
07-01
State Gazette act
Appointment: Jean-Christophe WARNITZ (administrateur exécutif)2 facts ▸
- General meeting, 15-10-2024
- Director appointment, Jean-Christophe WARNITZ (administrateur exécutif)
05-06
State Gazette act
Reappointments: Gabriel LOMBET, Jean-Jacques CLOQUET and Bernard LIEBINAppointments: Christophe CARPENTIER DE CHANGY (administrateur exécutif) and Mathieu DESMET (président du comité de direction) · Resignation: Alain DECLERCQ (director)7 facts ▸
- General meeting, 23/04/2024
- Director reappointment, Gabriel LOMBET (administrateur exécutif)
- Director reappointment, Jean-Jacques CLOQUET (administrateur non exécutif indépendant)
- Director reappointment, Bernard LIEBIN (administrateur non exécutif)
- Director appointment, Christophe CARPENTIER DE CHANGY (administrateur exécutif)
- Director appointment, Mathieu DESMET (président du comité de direction)
- Director resignation, Alain DECLERCQ (director)
Show earlier events
12-07
State Gazette act
Reappointments: Alain DECLERCQ (administrateur exécutif) and Luc FRANCOIS (administrateur exécutif)Appointments: Gabriel LOMBET (administrateur exécutif coopté) and Mikael PETITJEAN (administrateur non exécutif indépendant) · Resignations: Yves KLEIN (director) and Muriel DE LATHOUWER (director)7 facts ▸
- General meeting, 25/04/2023
- Director reappointment, Alain DECLERCQ (administrateur exécutif)
- Director reappointment, Luc FRANCOIS (administrateur exécutif)
- Director appointment, Gabriel LOMBET (administrateur exécutif coopté)
- Director resignation, Yves KLEIN (director)
- Director appointment, Mikael PETITJEAN (administrateur non exécutif indépendant)
- Director resignation, Muriel DE LATHOUWER (director)
31-05
State Gazette act
Permanent representative: DESMET Mathieu, Germain, Marie2 facts ▸
- Board meeting, 11/04/2023
- Permanent representative, DESMET Mathieu, Germain, Marie
27-06
State Gazette act
Reappointment: Jean-Sébastien Belle (director)Appointments: SRL Mazars Réviseurs d'Entreprises (commissaire agréé) and Gabriel Lombet (administrateur, membre du comité de direction) · Resignation: Yves Klein (director)6 facts ▸
- General meeting, 26/04/2022
- Director reappointment, Jean-Sébastien Belle (director)
- Auditor appointment, SRL Mazars Réviseurs d'Entreprises (commissaire agréé)
- Board meeting, 09/05/2022
- Director appointment, Gabriel Lombet (administrateur, membre du comité de direction)
- Director resignation, Yves Klein (director)
13-06
State Gazette act
Resignation: Yves Klein (director)1 fact ▸
- Director resignation, Yves Klein (director)
10-05
State Gazette act
MiscellaneousPower of attorney24 facts ▸
- General meeting, 26/04/2022
- Power of attorney, BANQUE CPH
- Power of attorney, BUDD Erik
- Power of attorney, DECLERCQ Alain, Florent, Franz, Jules
- Power of attorney, DESMET Mathieu
- Power of attorney, FRANCOIS Luc, Pierre, Marie, Ghislain
- Power of attorney, HOCHEPIED Valérie
- Power of attorney, LOMBET Gabriel
- Power of attorney, MARBAIX Nathalie
- Power of attorney, THOREZ Vincent
- Power of attorney, VANDERESSE Marie-Cécile
- Power of attorney, VERCAUTEREN Séverine
- +12 further facts in this act
09-05
State Gazette act
Purpose · Statutes amendment · Legal-form changePurpose change · Statutes amendment · Capital8 facts ▸
- General meeting, 26 avril 2022
- Purpose change, La Société a pour objet toutes opérations financières y compris bancaires dans le sens le plus large en Belgique et à l’étranger, permises par les législations…
- Statutes amendment
- Statutes amendment
- Capital, €50.000.000
- Reserve change, réserve légale convertie en compte de capitaux propres statutairement indisponible, 7.486.924,00
- Registered-office move, Région Wallonne
- Statutes amendment
24-06
State Gazette act
Reappointments: Pierre Rion, Roland Gillet and Jean-Luc MartinAppointment: Philippe Pire (director)5 facts ▸
- General meeting, 27/04/2021
- Director reappointment, Pierre Rion (director)
- Director reappointment, Roland Gillet (director)
- Director reappointment, Jean-Luc Martin (director)
- Director appointment, Philippe Pire (director)
04-09
State Gazette act
Resignations & appointmentsPower of attorney42 facts ▸
- Power of attorney, Erik BUDD
- Power of attorney, Alain DECLERCQ
- Power of attorney, Mathieu DESMET
- Power of attorney, Luc FRANCOIS
- Power of attorney, Yves KLEIN
- Power of attorney, Valérie HOCHEPIED
- Power of attorney, Bernard PICOU
- Power of attorney, Vincent THOREZ
- Power of attorney, Séverine VERCAUTEREN
- Power of attorney, Giuseppe ATTARDO
- Power of attorney, Maryse BARGERON
- Power of attorney, Cédric CANNOOT
- +30 further facts in this act
03-06
State Gazette act
Reappointments: Jean-Jacques Cloquet, Bernard Liébin and Mathieu Desmet4 facts ▸
- General meeting, 28/04/2020
- Director reappointment, Jean-Jacques Cloquet (director)
- Director reappointment, Bernard Liébin (director)
- Director reappointment, Mathieu Desmet (director)
13-06
State Gazette act
Appointments: Muriel De Lathouwer (director) and SCRL Mazars Réviseurs d'Entreprises (commissaire agréé)Permanent representative: Xavier Doyen4 facts ▸
- General meeting, 23/04/2019
- Director appointment, Muriel De Lathouwer (director)
- Auditor appointment, SCRL Mazars Réviseurs d'Entreprises (commissaire agréé)
- Permanent representative, Xavier Doyen
16-05
State Gazette act
Reappointments: Yves Klein (director) and Jean-Sébastien Belle (director)3 facts ▸
- General meeting, 24/04/2018
- Director reappointment, Yves Klein (director)
- Director reappointment, Jean-Sébastien Belle (director)
21-06
State Gazette act
Reappointments: Alain DECLERCQ, Luc FRANCOIS and 2 othersAppointments: Pierre RION (director) and Roland GILLET (director) · Resignation: S.A. Accès Direct (director) · Permanent representatives: Pierre VANDERBEEK and Christel WEYMEERSCH10 facts ▸
- General meeting, 25/04/2017
- Director reappointment, Alain DECLERCQ (director)
- Director reappointment, Luc FRANCOIS (director)
- Director reappointment, Jean-Luc MARTIN (director)
- Director reappointment, Vincent REUTER (director)
- Director appointment, Pierre RION (director)
- Director resignation, S.A. Accès Direct (director)
- Director appointment, Roland GILLET (director)
- Permanent representative, Pierre VANDERBEEK
- Permanent representative, Christel WEYMEERSCH
19-05
State Gazette act
Statutes amendmentPower of attorney · Approval5 facts ▸
- General meeting, 25-04-2017
- Statutes amendment
- Statutes amendment
- Power of attorney, conseil d'administration
- Approval, Approbation du règlement d'ordre intérieur
22-03
State Gazette act
Resignations & appointmentsPower of attorney27 facts ▸
- Power of attorney, BUDD Erik
- Power of attorney, DECLERCQ Alain Florent Franz Jules
- Power of attorney, DESMET Mathieu
- Power of attorney, FRANCOIS Luc Pierre Marie Ghislain
- Power of attorney, KLEIN Yves
- Power of attorney, HOCHEPIED Valérie
- Power of attorney, PICOU Bernard
- Power of attorney, VISEUR Nathalie
- Power of attorney, VERCAUTEREN Séverine
- Power of attorney, ATTARDO Giuseppe
- Power of attorney, BARGERON Maryse
- Power of attorney, CANNOOT Cédric
- +15 further facts in this act
22-03
State Gazette act
Statutes amendmentConvocation · Shares represented · Meeting scheduled5 facts ▸
- General meeting, 03/03/2017
- Statutes amendment
- Convocation, 20/02/2017
- Shares represented, 33.989 parts sociales catégorie A et 466 parts sociales catégorie B
- Meeting scheduled, 25/04/2017
30-08
State Gazette act
Resignation: Nemo Auditur (director)Permanent representative: Jean-Dominique Desgaín2 facts ▸
- Director resignation, Nemo Auditur (director)
- Permanent representative, Jean-Dominique Desgaín
23-06
State Gazette act
Appointments: Jean-Jacques Cloquet (director) and Mathieu Desmet (administrateur exécutif, membre du comité de direction)3 facts ▸
- General meeting, 26-04-2016
- Director appointment, Jean-Jacques Cloquet (director)
- Director appointment, Mathieu Desmet (administrateur exécutif, membre du comité de direction)
20-05
State Gazette act
Resignations: SPRL Farber Consulting (director) and Philippe Maes (administrateur, membre du comité de direction)Appointments: André Farber, Bernard Liébin and S.C.C. Ernst & Young, Réviseurs d'Entreprises · Reappointments: André Farber (director) and Bernard Liébin (director)9 facts ▸
- General meeting, 26-04-2016
- Director resignation, SPRL Farber Consulting (director)
- Director appointment, André Farber (director)
- Director resignation, Philippe Maes (administrateur, membre du comité de direction)
- Director reappointment, André Farber (director)
- Director appointment, André Farber (chair of the board)
- Director reappointment, Bernard Liébin (director)
- Director appointment, Bernard Liébin (vice président du conseil d'administration)
- Auditor appointment, S.C.C. Ernst & Young, Réviseurs d'Entreprises (commissaire agréé)
20-11
State Gazette act
Statutes amendmentPower of attorney27 facts ▸
- Power of attorney, Erik BUDD
- Power of attorney, Alain DECLERCQ
- Power of attorney, Luc FRANCOIS
- Power of attorney, Philippe MAES
- Power of attorney, Yves KLEIN
- Power of attorney, Valérie HOCHEPIED
- Power of attorney, Bernard PICOU
- Power of attorney, Gaetano SALAMONE
- Power of attorney, Séverine VERCAUTEREN
- Power of attorney, Giuseppe ATTARDO
- Power of attorney, Maryse BARGERON
- Power of attorney, Cédric CANNOOT
- +15 further facts in this act
19-05
State Gazette act
Statutes amendmentPower of attorney3 facts ▸
- General meeting, 28/04/2015
- Statutes amendment, 9
- Power of attorney, Conseil d'administration
28-04
State Gazette act
MiscellaneousShares present · Meeting result4 facts ▸
- General meeting, 30/03/2015
- Shares present, 33.334 catégorie A, 1.026 catégorie B
- Meeting result, carence
- General meeting, 28/04/2015 11:00
18-07
State Gazette act
Resignation: Jean-Dominique Desgain (director)1 fact ▸
- Director resignation, Jean-Dominique Desgain (director)
13-05
State Gazette act
Appointment: Jean-Sébastien BELLE (director)Resignation: Claude Durieux (director)3 facts ▸
- General meeting, 22/04/2014
- Director appointment, Jean-Sébastien BELLE (director)
- Director resignation, Claude Durieux
31-12
State Gazette act
Resignations & appointmentsPower of attorney44 facts ▸
- Power of attorney, Erik BUDD
- Power of attorney, Alain DECLERCQ
- Power of attorney, Luc FRANCOIS
- Power of attorney, Philippe MAES
- Power of attorney, Yves Klein
- Power of attorney, Maryse BARGERON
- Power of attorney, Valérie HOCHEPIED
- Power of attorney, Bernard PICOU
- Power of attorney, Gaetano SALAMONE
- Power of attorney, Séverine VERCAUTEREN
- Power of attorney, Giuseppe ATTARDO
- Power of attorney, Michel BOMBEKE
- +32 further facts in this act
22-05
State Gazette act
Purpose · Statutes amendmentPurpose change · Statutes amendment · Power of attorney4 facts ▸
- General meeting, 23/04/2013
- Purpose change, La société a pour objet social toutes opérations financières y compris bancaires dans le sens le plus large en Belgique et à l'étranger, permises par les législ…
- Statutes amendment
- Power of attorney, conseil d'administration
21-05
State Gazette act
Resignation: Michel Foucart (director)Appointments: Jean-Dominique DESGAIN, Vincent Reuter and S.C.C. Emst & Young, Réviseurs d'Entreprises · Reappointment: Philippe MAES (administrateur, membre du comité de direction)6 facts ▸
- General meeting, 23/04/2013
- Director resignation, Michel Foucart (director)
- Director appointment, Jean-Dominique DESGAIN (director)
- Director appointment, Vincent Reuter (director)
- Director reappointment, Philippe MAES (administrateur, membre du comité de direction)
- Auditor appointment, S.C.C. Emst & Young, Réviseurs d'Entreprises (commissaire agréé)
30-05
State Gazette act
Appointment: Yves Klein (director)Resignation: Michel Tromont (administrateur, président du conseil d'administration)3 facts ▸
- General meeting, 24/04/2012
- Director appointment, Yves Klein (director)
- Director resignation, Michel Tromont (administrateur, président du conseil d'administration)
12-05
State Gazette act
Reappointments: Alain DECLERCQ, Luc FRANCOIS and Jean-Luc MARTINAppointments: ACCES DIRECT (director) and Michel FOUCART (director)6 facts ▸
- General meeting, 26/04/2011
- Director reappointment, Alain DECLERCQ (director)
- Director reappointment, Luc FRANCOIS (director)
- Director reappointment, Jean-Luc MARTIN (director)
- Director appointment, ACCES DIRECT (director)
- Director appointment, Michel FOUCART (director)
19-04
State Gazette act
Resignations & appointmentsPower of attorney39 facts ▸
- Power of attorney, BUDD Erik
- Power of attorney, DECLERCQ Alain, Florent, Franz, Jules
- Power of attorney, FRANCOIS Luc, Pierre, Marie, Ghislain
- Power of attorney, MAES Philippe
- Power of attorney, BARGERON Maryse
- Power of attorney, HOCHEPIED Valérie
- Power of attorney, PICOU Bernard
- Power of attorney, SALAMONE Gaetano
- Power of attorney, VERCAUTEREN Séverine
- Power of attorney, ATTARDO Giuseppe
- Power of attorney, BOMBEKE Michel
- Power of attorney, COOSEMANS Robin
- +27 further facts in this act
27-05
State Gazette act
Resignation: Jean-Dominique Desgain (director)Appointments: SPRL Nemo Auditur (director) and S.C.C. Ernst & Young, Réviseurs d'Entreprises (commissaire agréé) · Reappointments: Bernard LIEBIN (director) and SPRL FARBER CONSULTING (director)6 facts ▸
- General meeting, 27/04/2010
- Director resignation, Jean-Dominique Desgain (director)
- Director appointment, SPRL Nemo Auditur (director)
- Director reappointment, Bernard LIEBIN (director)
- Director reappointment, SPRL FARBER CONSULTING (director)
- Auditor appointment, S.C.C. Ernst & Young, Réviseurs d'Entreprises (commissaire agréé)
08-06
State Gazette act
Reappointment: Philippe MAES (director)Appointments: Marc Meurant, Jean-Dominique DESGAIN and 2 others6 facts ▸
- General meeting, 24/04/2007
- Director reappointment, Philippe MAES (director)
- Director appointment, Marc Meurant (director)
- Director appointment, Jean-Dominique DESGAIN (director)
- Auditor appointment, S.C.C. Enst & Young, Réviseurs d'Entreprises (commissaire agréé)
- Director appointment, Luc François (director)
05-07
State Gazette act
Resignation: Philippe Langrand (director)1 fact ▸
- Director resignation, Philippe Langrand (director)
Directors · office · real estate
11 other directors
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Perdue(TOU) 77500 Tournai25 establishment units
Show 19 more locations
24 parcels
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55402F0350/00A000indicative ProtectedMonument |
Wallonia | 2,958 m² | 1 · 2,186 m² | 45.4 m · 6 fl. |
| 52012A1022/00B000indicative | Wallonia | 2,077 m² | 1 · 1,422 m² | 61.9 m · 6 fl. |
| 57065A0223/00E000indicative | Wallonia | 1,458 m² | - | - |
| 52025A0313/00Y046 | Wallonia | 815 m² | 1 · 117 m² | 9.9 m · 3 fl. |
| 92021F0402/00_000 | Wallonia | 799 m² | 1 · 82 m² | 10.4 m · 3 fl. |
| 54433E0724/00V000 | Wallonia | 742 m² | 1 · 204 m² | - |
| 57081E0512/00A000 | Wallonia | 716 m² | 1 · 129 m² | 24.8 m · 8 fl. |
| 53053D0025/00D048 | Wallonia | 659 m² | 1 · 618 m² | 20.7 m · 6 fl. |
| 55020C0141/00Y009 | Wallonia | 620 m² | 1 · 134 m² | 11.7 m · 3 fl. |
| 52026D0720/00D003 | Wallonia | 411 m² | 1 · 64 m² | 14.3 m · 4 fl. |
| 53065B0672/00G000 | Wallonia | 390 m² | 1 · 159 m² | 15.4 m · 4 fl. |
| 52011D0275/00E013 | Wallonia | 359 m² | 1 · 166 m² | - |
| 55372D0039/00G003 | Wallonia | 328 m² | 1 · 117 m² | 12.2 m · 3 fl. |
| 51004D0120/00X003 | Wallonia | 283 m² | 1 · 153 m² | 15.8 m · 5 fl. |
| 55015A0010/00E004 | Wallonia | 267 m² | 1 · 100 m² | 15.1 m · 5 fl. |
| 52021B0121/00G000 | Wallonia | 262 m² | 1 · 34 m² | - |
| 25112M0868/00E000 | Wallonia | 201 m² | 1 · 87 m² | 14.3 m · 4 fl. |
| 56001B0506/00A006 | Wallonia | 180 m² | 1 · 91 m² | 11.1 m · 3 fl. |
| 25782D0099/00B000 | Wallonia | 177 m² | 1 · 131 m² | 12.8 m · 4 fl. |
| 57064D0846/02F000 | Wallonia | 150 m² | 1 · 90 m² | 10.0 m · 3 fl. |
| 56011B0183/00B000 | Wallonia | 146 m² | 1 · 89 m² | 15.6 m · 4 fl. |
| 53070B0437/00T002 | Wallonia | 142 m² | 1 · 96 m² | 14.9 m · 4 fl. |
| 52028B0378/00R007 | Wallonia | 126 m² | 1 · 108 m² | 16.6 m · 5 fl. |
| 53028C0371/00R000 | Wallonia | 125 m² | 1 · 91 m² | - |
Linked by address, not proof of ownership
Statutory auditor
1 auditor| FORVIS MAZARS REVISEURS D'ENTREPRISES SRLCurrent Auditor · represented by Antoine VANCOPPERNOLLE | 27-05-2025 → present |
Show 5 earlier auditors
| Enst & Young Réviseurs d'Entreprises S.C.C Commissaire agréé · represented by Philippe Pire succeeded by Ernst & Young Reviseurs d'Entreprises s.c. in 2010 | 08-06-2007 → 27-05-2010 |
| Ernst & Young Reviseurs d'Entreprises s.c. Commissaire agréé · represented by e7 succeeded by S.C.C. Emst & Young, Réviseurs d'Entreprises in 2013 | 27-05-2010 → 21-05-2013 |
| Mazars Réviseurs d'entreprises SRL Commissaire agréé · represented by Xavier Doyen succeeded by FORVIS MAZARS REVISEURS D'ENTREPRISES SRL in 2025 | 27-06-2022 → 27-05-2025 |
| S.C.C. Emst & Young, Réviseurs d'Entreprises Commissaire agréé · represented by Danielle Vermaelen succeeded by SCRL Mazars Réviseurs d'entreprises in 2019 | 21-05-2013 → 13-06-2019 |
| SCRL Mazars Réviseurs d'entreprises Commissaire agréé · represented by Xavier Doyen succeeded by Mazars Réviseurs d'entreprises SRL in 2022 | 13-06-2019 → 27-06-2022 |
Articles of association
Full purpose
La Société a pour objet toutes opérations financières y compris bancaires dans le sens le plus large en Belgique et à l’étranger, permises par les législations et réglementations applicables aux établissements de crédit. La Société vise, au travers de son activité d’établissement de crédit organisé sous la forme coopérative, à offrir un service financier et informatique sûr, efficace et durable à tous ses clients. Tout en visant à rester solide financièrement, gage de sa pérennité, la Société a pour but principal la satisfaction des besoins privés/professionnels et/ou le développement des activités économiques et/ou sociales de ses clients actionnaires ou bien de tiers intéressés notamment par la conclusion d’accords avec ceux-ci en vue de la fourniture de biens ou de services dans le cadre de l’activité que la Société exerce ou fait exercer. Dans le cadre de son offre de services et en particulier de ses services bancaires, la Société fait application des valeurs coopératives suivantes : - Adhésion volontaire et ouverte à ses clients-actionnaires ; - Participation démocratique exercée par les clients-actionnaires via notamment l’Assemblée ; - Autonomie et indépendance ; - Éducation, formation et information ; - Collaboration entre coopératives bancaires ; - Souci de la communauté via des politiques sociales et durables. Ces principes et les conditions de l’agrément, visé à l’article 2, font l’objet d’une justification annuelle dans le cadre du rapport spécial annexé au rapport de gestion. La Société peut traiter toutes opérations mobilières ou immobilières, conclure tous contrats, prendre des participations ou s’intéresser de toute autre manière dans d’autres entreprises et, de manière générale, effectuer toutes opérations utiles ou de nature à favoriser la réalisation de son objet.
Structure & network
Connections & network
53 connected companiesShow 49 more companies with a shared director
Ownership & control
1 subsidiaryCapital and shareholders
- 09-05-2022 Capital stated in the act · 50,000,000 EUR
Recognitions · licences · registrations
Legal Entity Identifier
Similar companies · same sector and region
Company data · Crossroads Bank
Scores and ratios are computed by Checked and are not a credit decision.