Bankei

Inactive

Private limited companyfounded 2012Pasteelsblokweg 13, 3010 Leuven, BelgiumKBO/BCE: BE 0845.003.721

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Checked score

Score 2026

70 / 100

Healthy

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2026

Profitability0=

Solvency100▲+3

Growth52=

Stability100

Bankruptcy probability, 12 months

1.4% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €3k at 30 days acceptable

Liquidity ample (current ratio 2.83), and 35.3% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 61

Relative position

BE, all sectors

reference

Sector 61

higher

← fewer bankruptcies more bankruptcies →

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2026

Solvency, return and age of the figures

Solvency

64.7%

Return on assets

-0.9%

Age of the figures

3 mo

Persistent losses

Two consecutive loss-making years (2026 and 2026); equity fell accordingly. May indicate structural pressure on profitability.

NBB · annual accounts 2026

Net result per financial year

192021222324252626

2019 to 2026 · latest year -€540

Latest accounts filed on time

The financial year that closed on 15-06-2026 was due by 15-01-2027 and was filed on 03-08-2026, 165 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2026

165 d early

2026

109 d early

2025

on the day

2024

23 d early

2023

15 d late

2022

on the day

2021

2 d early

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2026, micro schema

Equity

€38k▼ 1.4%

2026 · €38k

2019: €18k 2020: €30k 2021: €58k 2022: €60k 2023: €86k 2024: €110k 2025: €54k 2026: €38k

2019 → 2026

Total assets

€59k▼ 22.3%

2026 · €76k

2019: €42k 2020: €53k 2021: €86k 2022: €88k 2023: €110k 2024: €141k 2025: €74k 2026: €76k

2019 → 2026

Net result

€-540▲ 96.4%

2026 · €-15k

2019: €14k 2020: €12k 2021: €27k 2022: €3k 2023: €26k 2024: €24k 2025: €-56k 2026: €-15k

2019 → 2026

Working capital

€38k▼ 17.4%

2026 · €46k

2019: €16k 2020: €28k 2021: €54k 2022: €48k 2023: €76k 2024: €101k 2025: €48k 2026: €46k

2019 → 2026

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20232024202520262026Trend

Equity€86k-€110k▲ 28.2%€54k▼ 51.1%€38k▼ 28.6%€38k▼ 1.4%

Operating result€38k-€34k▼ 10.4%€-55k€-15k▲ 72.8%€-540▲ 96.4%

Net result€26k-€24k▼ 5.7%€-56k€-15k▲ 73.3%€-540▲ 96.4%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result stays negative: a loss of €540 in 2026 against €15k in 2026; the loss shrinks.

Balance-sheet composition

2026 in colour, 2026 as the grey bar beneath

Equity and liabilities €59k

64.7%

35.3%

Equity €38k▼ 1.4%

Provisions €0▼ 100%

Debt €21k▼ 30.0%

The debt ratio falls from 39.2% to 35.3%: debt falls faster than equity shrinks.

Key figures and ratios

2026 value · change against 2026

Solvency

64.7%▲

2026 · 50.9%

Current ratio

2.83▲

2026 · 2.55

Quick ratio

2.83▲

2026 · 2.55

Debt / equity

0.55▼

2026 · 0.77

ROE

-1.4%▲

2026 · -39.0%

ROA

-0.9%▲

2026 · -19.9%

Debt

€21k▼

2026 · €30k

Debt ≤ 1 year

€21k▼

2026 · €30k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2026 against 2026

Balance sheet Code20262026

Assets

Total assets20/58€76k€59k▼

Fixed assets21/28€0-

Tangible fixed assets22/27€0-

Plant, machinery and equipment23€0-

Furniture and vehicles24€0-

Financial fixed assets28€0-

Current assets29/58€76k€59k▼

Stocks and contracts in progress3€0-

Stocks30/36€0-

Amounts receivable within one year40/41€59k€52k▼

Trade receivables40€59k€49k▼

Other amounts receivable41€0€3k▲

Cash at bank and in hand54/58€16k€6k▼

Deferred charges and accrued income490/1€0-

Equity and liabilities

Total equity and liabilities10/49€76k€59k▼

Equity10/15€38k€38k▼

Contributions10/11€6k€6k=

Reserves13€91k€91k=

Non-distributable reserves130/1€0-

Reserves not available under the articles1311€0-

Distributable reserves133€91k€91k=

Profit (loss) carried forward14€-59k€-59k▼

Provisions and deferred taxes16€7k-

Provisions for liabilities and charges160/5€7k-

Other liabilities and charges164/5€7k-

Amounts payable17/49€30k€21k▼

Amounts payable within one year42/48€30k€21k▼

Financial debts43€0-

Credit institutions430/8€0-

Trade debts44€1k-

Suppliers440/4€1k-

Taxes, remuneration and social security45€7k-

Taxes450/3€7k-

Other amounts payable47/48€21k€21k▼

Income statement Code20262026

Non-recurring operating income76A€0-

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0-

Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€2k-

Other operating charges640/8€400-

Gross operating margin9900€-13k€-540▲

Operating profit (loss)9901€-15k€-540▲

Financial income75/76B€539-

Recurring financial income75€539-

Financial charges65/66B€325€0▼

Recurring financial charges65€325€0▼

Profit (loss) for the period before taxes9903€-15k€-540▲

Income taxes67/77€185-

Profit (loss) for the period9904€-15k€-540▲

Profit (loss) for the period to be appropriated9905€-15k€-540▲

Appropriation of the result

Profit (loss) to be appropriated9906€-59k€-59k▼

Profit (loss) brought forward from the previous period14P€-44k€-59k▼

Transfer from equity791/2€0-

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 14Financial 3Gazette 1Filings 10

2026

07-08

State Gazette act End & cessation

General meeting · Approval · Director discharge12 facts ▸

General meeting, 17 juni 2026
Approval, goedkeuring van de jaarrekening voor het boekjaar 01/04/2025-31/03/2026
Director discharge, LEYSSENS Peter
Approval, goedkeuring van de jaarrekening voor het boekjaar 01/04/2026-17/06/2026
Director discharge, LEYSSENS Peter
Dissolution, 2026-06-17
Liquidation, 17 juni 2026
Director resignation, LEYSSENS Peter
Director discharge, LEYSSENS Peter
Liquidation closure, 17 juni 2026
Power of attorney, Patrick COPPIETERS 't WALLANT
Power of attorney, VAN HAVERMAET

03-08

NBB filing Annual accounts filed

fiscal year 2026 · micro schema

14-07

NBB filing Annual accounts filed

fiscal year 2026 · micro schema

2025

31-10

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

31-03

Financial Weakest financial yearnet €-56k ▼332%

Net result drops to €-56k, the lowest in the series; recovery starts the following year.

2024

08-10

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

31-03

Financial Equity above €100kEq €110k ▲28.2%

6 profitable years in a row build equity to €110k.

2023

15-11

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 15 days late

2022

31-10

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2021

29-10

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

31-03

Financial Highest result since 2019net €27k ▲120%

Operating result €39k, net result €27k, both a record.

2020

20-10

NBB filing Annual accounts filed

fiscal year 2020 · micro schema

29-02

NBB filing Annual accounts filed

fiscal year 2019 · micro schema · 121 days late

2018

25-09

NBB filing Annual accounts filed

fiscal year 2018 · micro schema

Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

1 of 3 acts read

About the unread acts

Of the 3 Belgian State Gazette acts we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors

no sitting director, last change in 2026

We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.

07-08-2026 Resigned

Not every act has been read: a resignation may be missing here

2 of this company's 3 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.

Location & real-estate footprint

Registered office, Leuven

exact location from the address register On OpenStreetMap

Ground area

559 m²

Building footprint

116 m²

Volume, LiDAR

532 m³

Parcel 24483D0100/00C000, Flanders · tallest building 7.2 m, ±1 floor. Linked by address, not a title deed.

1 parcel

Flanders 1 (100%)