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BABETTE

Active
Private limited company·Handel in eigen onroerend goed· 4 yrs active
Opstalstraat 60 ·9620 Zottegem, Belgium
KBO/BCE: BE 0787.371.566
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Age4 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of BABETTE is 0.8% (low). The 2024 annual accounts show equity of €12k and a net result of €39k. Its solvency ranks better than 30% of 4951 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 13 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-06-2025, 44 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 17-06-2025 44 d early 2025-00154990
31-12-2023 31-07-2024 23-09-2024 54 d late 2024-00472033

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.8% Low
0%0,5%1,5%4%10%≥25%
Young company +Lower-failure-rate sector

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€39k
Working capital€-488k+9.4%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 17-06-2025 with the NBB · fiscal year 2024 · micro
€-50k€-25k€0€25k€50kOperating result 2023: €-16k€-16kNet result 2023: €-32k€-32kOperating result 2024: €56k€56kNet result 2024: €39k€39k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 68, Real estate activities · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 1.3% 16.7%
better than 30% of 4951 sector peers
Net result €39k €2k
better than 83% of 4943 sector peers
Equity €12k €27k
better than 39% of 4954 sector peers
Gross operating margin €118k €27k
better than 86% of 4937 sector peers
Total assets €938k €302k
better than 79% of 4953 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€117k
+239.2% 23-24
Net profit
€39k
- 23-24
Cash flow
€100k
+444.7% 23-24
Total assets
€938k
+4.6% 23-24
Equity
€12k
- 23-24
Working capital
€-488k
+9.4% 23-24
Debt
€926k
+0.2% 23-24
Debt ≤ 1y
€607k
+8.0% 23-24
Debt > 1y
€319k
-11.9% 23-24
Current ratio
0.20
+364.3% 23-24
Quick ratio
0.20
+364.3% 23-24
Solvency
1.3%
- 23-24
Debt / equity
76.66
- 23-24
ROE
325.8%
+175.3% 23-24
ROA
4.2%
- 23-24
Interest coverage
6.92
+242.4% 23-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA€117k
Net profit€39k
Cash flow€100k
Staff costs-
Income taxes-
Dividends-
Total assets€938k
Equity€12k
Debt€926k
of which ≤ 1y€607k
of which > 1y€319k
Working capital€-488k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.20
Quick ratio0.20
Working capital ratio-52.0%
Solvency1.3%
Debt / equity76.66
Long-term debt ratio26.42
Interest coverage6.92
Gross margin-
Net margin-
ROA4.2%
ROE325.8%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€938k
Fixed assets 21/28€819k
Tangible fixed assets 22/27€819k
Current assets 29/58€119k
Amounts receivable within one year 40/41€63k
Cash & bank 54/58€56k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€938k
Equity 10/15€12k
Contributions / capital 10/11€5k
Accumulated profits (losses) 14€7k
Amounts payable 17/49€926k
Amounts payable after one year 17€319k
Amounts payable within one year 42/48€607k
Trade debts payable within one year 44€651
Income statement
Gross operating margin 9900€118k
Operating result 9901€56k
Financial charges 65€17k
Result before taxes 9903€39k
Net result for the period 9904€39k
Result to be appropriated 9905€39k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
51 / 100 Fair
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Directors

Directors & mandates

1 director
Former directors (1)
  • Vandenberghe Vincent
    Director
    State Gazette act 25084163 (07-07-2025)
    Former
    - → 26-05-2025
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Handel in eigen onroerend goed(68110)
Legal form Private limited company(610)
Incorporation17-06-2022
StatusActive
Postal code9620

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Opstalstraat 609620 Zottegem

Establishment units

1 location
BABETTE
Opstalstraat 60, 9620 ZottegemHandel in eigen onroerend goed
since 20222.332.374.995
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,948 m²
Buildings1
Building footprint371 m²

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
41069B0708/00S002 Flanders 1,948 m² 1 · 371 m² -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts
All acts · 1 updated 1 year ago
2025
07-07-2025 Vandenberghe Vincent resigns as director Director changes
  • Vandenberghe Vincent, Bestuurder

Analysis

Snowflake analysis

financial profile on 5 axes
Health51Profitability100Solvency1Growth78Stability94
65 / 100

Strong profile, led by profitability.

All 5 axes are computed from data Checked has read.

Health 51
Profitability 100
Solvency 1
Growth 78
Stability 94

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Comparable size, same sector

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Handel in eigen onroerend goed68100Handel in eigen onroerend goed68110Verhuur en exploitatie van eigen of geleasd residentieel onroerend goed, exclusief sociale woningen68201Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen68201Verhuur en exploitatie van eigen of geleasd niet-residentieel onroerend goed, exclusief terreinen68203Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen68203
Primary activity highlighted.
Names & trade names
Legal nameNL BABETTE
Registered office
Opstalstraat 60
9620 Zottegem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.