Summary
Conclusion
the dossier summarised in one paragraphThe file of BAB EL KHEIR contains 1 historical bankruptcy publication and 2 administrative flags, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is 17.4% (high). No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.
Based on State Gazette and CBE data.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone17.4%
High
0%0,5%1,5%4%10%≥25%
Recent warning signals
+Young company
+No NACE activity registered
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Insolvency timeline
4 events18-05-2026
Bankruptcy
Judicial dissolution
18-11-2025
KBO administration
Address struck
20-06-2025
KBO administration
Address strikeout annulled
Showing 3 of 4 signals
Filing behaviour
From the deposit records, complete market-wideFiled after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 30-08-2024, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2023, that is 31-07-2024.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2023 | 31-07-2024 | 30-08-2024 | 30 d late | 2024-00429741 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
1 signalPrior bankruptcy
Earlier bankruptcy on record in the Belgian State Gazette, no current open procedure.
Administrative Flags
3 eventsAddress struck×2Address strikeout annulled
Financials
Annual accounts & ratios
Source: NBBFinancials being processed
NBB has 1 filing(s) on record for this company, latest fiscal year 2023 (micro). The annual accounts are being processed.
Filings on record
| Fiscal year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2023 | micro | 30-08-2024 | 2024-00429741 |
Directors
Directors & mandates
5 directorsCurrent directors & mandates
-
Delplace Fabrice Jean ADirectorState Gazette act 25075671 (17-06-2025)Current01-01-2025 → present
-
ZIZAOUI AZMANI ABDESLAMDirectorState Gazette act 24139087 (26-09-2024)Current01-04-2024 → present
Former directors (3)
-
ZIZAOUI AbdeslamDirectorState Gazette act 25075671 (17-06-2025)Former- → 01-01-2025
-
HIZOUNI AbdouManaging directorState Gazette act 23005688 (11-01-2023)Former03-01-2023 → 01-04-2024
2 events
- 01-04-2024 Resigned· Director
- 03-01-2023 Appointed· Managing director
-
EL AYOUBI JamalManaging directorState Gazette act 23005688 (11-01-2023)Former- → 03-01-2023
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | - |
| Legal form | Private limited company(610) |
| Incorporation | 28-10-2022 |
| Status | Active |
| Postal code | - |
| First BS signal | 18-05-2026 |
| Latest BS signal | 18-05-2026 |
Structure & network
Locations & real estate
Registered office
from the Crossroads BankCannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Establishment units
1 locationBAB EL KHEIR
since 20222.340.579.910
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area1,016 m²
Buildings2
Building footprint987 m²
Volume (LiDAR)15,374 m³
Tallest building21.1 m · ±6 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21813A0321/00E008 | Brussels | 680 m² | 1 · 647 m² | 21.1 m · 6 fl. |
| 21809K0170/02B005 | Brussels | 336 m² | 1 · 340 m² | 21.1 m · 5 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
4 events from the State Gazette18-05-2026
Bankruptcy
Judicial dissolution
18-11-2025
KBO administration
Address struck
20-06-2025
KBO administration
Address strikeout annulled
17-01-2025
KBO administration
Address struck
Time machine: BS events + macro context
2021-2026Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgisch Staatsblad · acts
3 acts Capital history · 1
11-01-2023
Capital change
All acts · 3
updated 1 year ago
2025
17-06-2025 1 director appointed, 1 resigning
- Delplace Fabrice Jean A, Bestuurder
- ZIZAOUI Abdeslam, Bestuurder
2024
26-09-2024 1 director appointed, 1 resigning
- ZIZAOUI AZMANI ABDESLAM, Bestuurder
- HIZOUNI ABDOU, Bestuurder
2023
11-01-2023 Transaction in capital or shares
Analysis
Credit advice
verdict per customer and amountCompany registry
Company registry (CBE)
Crossroads BankNames & trade names
| Legal nameNL | BAB EL KHEIR |
Registration history
- 18-11-2025 Address struck
- 20-06-2025 Address strikeout annulled
- 17-01-2025 Address struck
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.