BAANARCHITECTEN
ActiveBAANARCHITECTEN has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €565k and a net result of €131k. Equity is growing by ~42.9% per year across the filed fiscal years. Its solvency ranks better than 92% of 9389 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
90
/ 100
Excellent▼ -10 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 10.46 against 19.03 in 2024), and 7.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.2%
Return on assets
21.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
29 d early
2024
27 d early
2023
7 d early
2022
3 d early
2021
20 d early
2020
7 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€565k▼ 12.0%
2024 · €642k
2020: €116k
2021: €220k
2022: €317k
2023: €479k
2024: €642k
2020 → 2025
Total assets
€613k▼ 9.5%
2024 · €677k
2020: €236k
2021: €336k
2022: €438k
2023: €542k
2024: €677k
2020 → 2025
Net result
€131k▼ 20.2%
2024 · €164k
2020: €104k
2021: €105k
2022: €110k
2023: €163k
2024: €164k
2020 → 2025
Working capital
€397k▼ 19.4%
2024 · €492k
2020: €-38k
2021: €60k
2022: €173k
2023: €314k
2024: €492k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€220k-€317k▲ 43.9%€479k▲ 51.2%€642k▲ 34.0%€565k▼ 12.0%
Operating result€154k-€162k▲ 5.1%€233k▲ 44.1%€223k▼ 4.0%€174k▼ 22.1%
Net result€105k-€110k▲ 4.7%€163k▲ 48.4%€164k▲ 0.5%€131k▼ 20.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 22% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €613k
Fixed assets
€174k▲ 10.9%
Current assets
€439k▼ 15.6%
Equity and liabilities €613k
Equity
€565k▼ 12.0%
Debt
€48k▲ 37.3%
The debt ratio rises from 5.2% to 7.8%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€195k▼
2024 · €243k
Cash flow
€152k▼
2024 · €184k
Solvency
92.2%▼
2024 · 94.8%
Current ratio
10.46▼
2024 · 19.03
Quick ratio
10.46▼
2024 · 19.03
Debt / equity
0.08▲
2024 · 0.05
ROE
23.2%▼
2024 · 25.5%
ROA
21.3%▼
2024 · 24.2%
Interest coverage
1909.03▲
2024 · 194.59
Debt
€48k▲
2024 · €35k
Debt ≤ 1 year
€42k▲
2024 · €27k
Income taxes
€62k▼
2024 · €77k
Staff costs
€58k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€677k€613k▼
Fixed assets21/28€157k€174k▲
Tangible fixed assets22/27€157k€174k▲
Land and buildings22€114k€111k▼
Plant, machinery and equipment23€1k€3k▲
Furniture and vehicles24€9k€39k▲
Other tangible fixed assets26€33k€21k▼
Current assets29/58€520k€439k▼
Amounts receivable after more than one year29€145k-
Other amounts receivable291€145k-
Amounts receivable within one year40/41€321k€376k▲
Trade receivables40€34k€26k▼
Other amounts receivable41€287k€350k▲
Cash at bank and in hand54/58€46k€33k▼
Deferred charges and accrued income490/1€8k€30k▲
Equity and liabilities
Total equity and liabilities10/49€677k€613k▼
Equity10/15€642k€565k▼
Reserves13€642k€565k▼
Distributable reserves133€642k€565k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€35k€48k▲
Amounts payable within one year42/48€27k€42k▲
Trade debts44€8€800▲
Suppliers440/4€8€800▲
Taxes, remuneration and social security45€26k€41k▲
Taxes450/3€26k€31k▲
Remuneration and social security454/9-€10k
Other amounts payable47/48€833€0▼
Accrued charges and deferred income492/3€8k€6k▼
Income statement
Code20242025
Remuneration, social security and pensions62-€58k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€21k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€4k€0▼
Other operating charges640/8€2k€2k▲
Non-recurring operating charges66A€63-
Gross operating margin9900€249k€254k▲
Operating profit (loss)9901€223k€174k▼
Financial income75/76B€19k€19k▲
Recurring financial income75€19k€19k▲
Financial charges65/66B€1k€102▼
Recurring financial charges65€1k€102▼
Profit (loss) for the period before taxes9903€241k€193k▼
Income taxes67/77€77k€62k▼
Profit (loss) for the period9904€164k€131k▼
Profit (loss) for the period to be appropriated9905€164k€131k▼
Appropriation of the result
Profit (loss) to be appropriated9906€164k€131k▼
Transfer from equity791/2-€208k
Transfer to equity691/2€163k€131k▼
To other reserves6921€163k€131k▼
Profit to be distributed694/7€833€208k▲
Return on contributions (dividend)694€833€208k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2020net €164k ▲0.5%
Net result €164k, the highest in the series.
31-12
Financial
Liquidity triplescurrent ratio 19.03
Current ratio from 6.21 to 19.03; short-term debt falls from €60k to €27k.
31-12
Financial
Equity above €500kEq €642k ▲34%
5 profitable years in a row build equity to €642k.
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
11-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity quadruplescurrent ratio 1.84
Current ratio from 0.50 to 1.84; short-term debt falls from €76k to €72k.
31-12
Financial
Equity above €200kEq €220k ▲89.8%
2 profitable years in a row build equity to €220k.
07-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 7 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rooigemlaan 4509000 GentGround area
202 m²
Building footprint
141 m²
Volume, LiDAR
943 m³
Parcel 44816K0551/00F005, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rooigemlaan 450, 9000 Gent
since 20192.286.160.831
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44816K0551/00F005 | Flanders | 202 m² | 1 · 141 m² | 10.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 540 EUR awarded · 252 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 288 EUR | 0 EUR |
| 2023 | 1 | 135 EUR | 135 EUR |
| 2022 | 1 | 117 EUR | 117 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
ARCHITECTENBUREAU HOET
BE 0475.559.524
Roeselare · Eq €565k
PVMA
BE 0478.898.106
Herent · Eq €564k
ONEBIM
BE 0770.772.490
Kortrijk · Eq €566k
HUYGHEBAERT ARCHITECTEN
BE 0816.946.767
Overijse · Eq €566k
ARCHITECTEN GROEP III
BE 0524.988.546
Brugge · Eq €564k
Of 18,213 companies in sector 71111 we hold annual accounts for 6,294. 3,796 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-02-2019
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
71113Urban planning and landscape architecture
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.