Summary
B2B GROUP is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €27k and a net result of €111k. Equity is shrinking by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 10% of 8023 sector peers (fiscal year 2025). The company has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 8023 sector peers (2025).
NBB · sector comparisonPosition among 8023 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 19-05-2026, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
19 d late
2024
27 d late
2023
71 d early
2021
18 d late
2020
90 d late
2019
81 d late
2018
29 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€27k
2024 · €-84k
2018: €150k
2019: €58k
2020: €152k
2021: €155k
2023: €171k
2024: €-84k
2018 → 2025
Net result
€111k▲ 458%
2024 · €20k
2018: €104k
2019: €59k
2020: €94k
2021: €3k
2023: €16k
2024: €20k
2018 → 2025
Total assets
€1.34M▼ 11.2%
2024 · €1.51M
2018: €697k
2019: €731k
2020: €867k
2021: €798k
2023: €852k
2024: €1.51M
2018 → 2025
Solvency
2.0%▲ 7.6pp
2024 · -5.6%
2018: 21.5%
2019: 7.9%
2020: 17.5%
2021: 19.4%
2023: 20.0%
2024: -5.6%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202320242025Trend
Equity€152k-€155k▲ 2.1%€171k▲ 10.4%€-84k€27k
Operating result€134k-€21k▼ 84.4%€76k▲ 265%€110k▲ 44.5%€159k▲ 43.7%
Net result€94k-€3k▼ 96.7%€16k▲ 416%€20k▲ 23.8%€111k▲ 458%
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 44% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.34M
Fixed assets
€1.34M ▼ 3.3%
Current assets
€667 ▼ 99.5%
Equity and liabilities €1.34M
Equity
€27k
Debt
€1.31M
Debt finances 98.0% of the balance-sheet total.
Key figures and ratios
ROE
416.4%
ROA
8.3%▲
2024 · 1.3%
Debt ≤ 1 year
€336k▼
2024 · €487k
Debt > 1 year
€975k▼
2024 · €1.10M
Income taxes
€536▼
2024 · €64k
Staff costs
€24k▲
2024 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.51M€1.34M▼
Fixed assets21/28€1.38M€1.34M▼
Tangible fixed assets22/27€1.38M€1.34M▼
Land and buildings22€1.15M€1.07M▼
Furniture and vehicles24€24k€47k▲
Other tangible fixed assets26€213k€220k▲
Financial fixed assets28€205€205=
Current assets29/58€123k€667▼
Amounts receivable within one year40/41€102€265▲
Other amounts receivable41€102€265▲
Cash at bank and in hand54/58€119k-
Deferred charges and accrued income490/1€4k€401▼
Equity and liabilities
Total equity and liabilities10/49€1.51M€1.34M▼
Equity10/15€-84k€27k▲
Contributions10/11€65k€65k=
Profit (loss) carried forward14€-149k€-38k▲
Amounts payable17/49€1.59M€1.31M▼
Amounts payable after more than one year17€1.10M€975k▼
Financial debts170/4€1.10M€975k▼
Amounts payable within one year42/48€487k€336k▼
Current portion of amounts payable after more than one year42€133k€128k▼
Financial debts43-€119k
Credit institutions430/8-€119k
Trade debts44€21k€21k=
Suppliers440/4€21k€21k=
Taxes, remuneration and social security45€131k€67k▼
Taxes450/3€129k€67k▼
Remuneration and social security454/9€2k-
Other amounts payable47/48€202k€75▼
Income statement
Code20242025
Remuneration, social security and pensions62€24k€24k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€221k€86k▼
Other operating charges640/8€24k€15k▼
Gross operating margin9900€380k€283k▼
Operating profit (loss)9901€110k€159k▲
Financial income75/76B€6k€129▼
Recurring financial income75€6k€129▼
Financial charges65/66B€33k€47k▲
Recurring financial charges65€33k€47k▲
Profit (loss) for the period before taxes9903€83k€112k▲
Income taxes67/77€64k€536▼
Profit (loss) for the period9904€20k€111k▲
Profit (loss) for the period to be appropriated9905€20k€111k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-149k€-38k▲
Profit (loss) brought forward from the previous period14P€-169k€-149k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 19 days late
12-03
State Gazette act
General meeting · Director resignation
Director discharge · Director appointment
2025
30-09
Financial
Highest result since 2018net €111k ▲458%
Net result €111k, the highest in the series.
27-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
03-03
State Gazette act
General meeting · Statutes amendment
Corporate purpose · Capital · Frank Muller
2024
19-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
06-11
State Gazette act
General meeting · Director resignation
Director reappointment · Permanent representative
14-04
State Gazette act
Board meeting · General meeting
Director appointment · Permanent representative
14-04
State Gazette act
Board meeting · General meeting
Power of attorney · Permanent representative
2022
18-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 18 days late
2021
31-12
Financial
Weakest financial yearnet €3k ▼96.7%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 90 days late
Show earlier events
2020
31-12
Financial
Equity above €150kEq €152k ▲163%
3 profitable years in a row build equity to €152k.
20-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 81 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 58 days late
2017
07-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
08-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
2010
31-08
State Gazette act
General meeting · Director appointment
Permanent representative · Board meeting
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
12 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Franklin Rooseveltlaan 1131050 BrusselGround area
3,646 m²
Building footprint
903 m²
Volume, LiDAR
11,856 m³
2 parcels, Brussels · tallest building 19.9 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
B2B GROUP
since 20012.096.939.961
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21822R0260/00Y002 | Brussels | 2,436 m² | 1 · 504 m² | 14.8 m · 4 fl. |
| 21822R0261/00M000 | Brussels | 1,210 m² | 1 · 400 m² | 19.9 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 connected companyLinked via shared directors
Shared director
→
Ownership & control
2 board mandatesBoard mandates of this companythis company sits on their board2
1 location
1 location
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 8,415 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-12-2000
Fiscal year end30-09
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.