B&TD Mechelen
ActiveB&TD Mechelen has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €610k and a net result of €275k. Equity is growing by ~3.7% per year across the filed fiscal years. Its solvency ranks better than 20% of 9183 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
56
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability40=
Solvency27=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 18.51 against 19.79 in 2024; short-term debt: 5.4% and cash: 2% of total assets), but 97.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2.4%
Return on assets
1.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 9183 sector peers (2025).
NBB · sector comparisonPosition among 9183 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-05-2026, 79 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
79 d early
2024
72 d early
2023
77 d early
2022
75 d early
2021
82 d early
2020
74 d early
2019
78 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€869k▲ 6.6%
2023 · €815k
2019: €24.79M
2020: €629k
2021: €653k
2022: €750k
2023: €815k
2019 → 2024
EBIT margin
43.9%▼ 0.9pp
2023 · 44.8%
2019: 1.6%
2020: 44.0%
2021: 41.4%
2022: 42.9%
2023: 44.8%
2019 → 2024
Net result
€275k▲ 4.8%
2024 · €262k
2018: €-3k
2019: €383k
2020: €185k
2021: €181k
2022: €220k
2023: €250k
2024: €262k
2018 → 2025
Working capital
€24.21M▼ 3.7%
2024 · €25.13M
2018: €55k
2019: €29.30M
2020: €28.68M
2021: €27.82M
2022: €26.93M
2023: €26.04M
2024: €25.13M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€653k-€750k▲ 14.9%€815k▲ 8.7%€869k▲ 6.6%
Equity€605k-€574k▼ 5.0%€574k▼ 0.1%€586k▲ 2.1%€610k▲ 4.2%
Operating result€271k-€322k▲ 18.9%€365k▲ 13.5%€382k▲ 4.5%€398k▲ 4.4%
Net result€181k-€220k▲ 21.5%€250k▲ 13.6%€262k▲ 5.0%€275k▲ 4.8%
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 4% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €25.59M
Fixed assets
€1=
Current assets
€25.59M▼ 3.3%
Equity and liabilities €25.59M
Equity
€610k▲ 4.2%
Debt
€24.98M▼ 3.5%
The debt ratio falls from 97.8% to 97.6%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
2.4%▲
2024 · 2.2%
Current ratio
18.51▼
2024 · 19.79
Quick ratio
18.51▼
2024 · 19.79
Debt / equity
40.93▼
2024 · 44.19
ROE
45.0%▲
2024 · 44.7%
ROA
1.1%▲
2024 · 1.0%
Debt
€24.98M▼
2024 · €25.88M
Debt ≤ 1 year
€1.38M▲
2024 · €1.34M
Debt > 1 year
€23.52M▼
2024 · €24.46M
Income taxes
€92k▲
2024 · €87k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€26.47M€25.59M▼
Fixed assets21/28€1€1=
Financial fixed assets28€1€1=
Affiliated companies280/1€1-
Participating interests280€1-
Current assets29/58€26.47M€25.59M▼
Amounts receivable after more than one year29€24.40M€23.44M▼
Trade receivables290€24.40M€23.44M▼
Amounts receivable within one year40/41€1.59M€1.62M▲
Trade receivables40€1.59M€1.62M▲
Other amounts receivable41€182€196▲
Cash at bank and in hand54/58€468k€515k▲
Deferred charges and accrued income490/1€16k€16k▲
Equity and liabilities
Total equity and liabilities10/49€26.47M€25.59M▼
Equity10/15€586k€610k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€6k€6k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Profit (loss) carried forward14€518k€542k▲
Amounts payable17/49€25.88M€24.98M▼
Amounts payable after more than one year17€24.46M€23.52M▼
Financial debts170/4€24.46M€23.52M▼
Subordinated loans170€1.57M-
Other loans174€22.89M-
Amounts payable within one year42/48€1.34M€1.38M▲
Current portion of amounts payable after more than one year42€916k€945k▲
Trade debts44€163k€167k▲
Suppliers440/4€163k€167k▲
Taxes, remuneration and social security45€7k€19k▲
Taxes450/3€7k€19k▲
Other amounts payable47/48€251k€251k=
Accrued charges and deferred income492/3€82k€79k▼
Income statement
Code20242025
Operating income70/76A€869k-
Turnover70€869k-
Other operating income74€449-
Operating charges60/66A€488k-
Goods for resale, raw materials and consumables60€449-
Purchases600/8€449-
Services and other goods61€486k-
Other operating charges640/8€968€998▲
Gross operating margin9900-€399k
Operating profit (loss)9901€382k€398k▲
Financial income75/76B€825k€796k▼
Recurring financial income75€825k€796k▼
Income from current assets751€825k-
Financial charges65/66B€857k€829k▼
Recurring financial charges65€857k€829k▼
Debt charges650€857k-
Other financial charges652/9€417-
Profit (loss) for the period before taxes9903€349k€366k▲
Income taxes67/77€87k€92k▲
Taxes670/3€87k-
Profit (loss) for the period9904€262k€275k▲
Profit (loss) for the period to be appropriated9905€262k€275k▲
Appropriation of the result
Profit (loss) to be appropriated9906€768k€792k▲
Profit (loss) brought forward from the previous period14P€506k€518k▲
Profit to be distributed694/7€250k€250k=
Return on contributions (dividend)694€250k€250k=
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
20-05
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
15-05
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
17-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
10-05
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
18-05
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Equity above €500kEq €624k ▲42.1%
2 profitable years in a row build equity to €624k.
24-06
State Gazette act
General meeting · Member resignation
Capital decrease · Member admission
14-05
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Back to profitnet €383k
Net result €383k after one loss-making year.
31-12
Financial
Liquidity times 31current ratio 30.99
Current ratio from 1.00 to 30.99; short-term debt falls from €11.78M to €977k.
31-12
Financial
Equity above €200kEq €439k ▲685%
Equity rises from €56k to €439k.
13-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
14-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kunstlaan 581000 BrusselGround area
3,149 m²
Building footprint
3,026 m²
Volume, LiDAR
70,303 m³
Parcel 21805E0482/00C000, Brussels · tallest building 31.9 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
Kunstlaan 58, 1000 Brussel
since 20162.258.424.175
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21805E0482/00C000 | Brussels | 3,149 m² | 1 · 3,026 m² | 31.9 m · 9 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Alaska Studio's
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SCOPE IMMO
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Of 9,140 companies in sector 68201 we hold annual accounts for 6,769. 5,009 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded07-11-2016
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
43350Other building finishing work
68203Renting and operating of own or leased non-residential real estate, excluding land
68310Real estate agency activities
68311Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.