B & S TRANSPORT
ActiveB & S TRANSPORT has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €395k and a net result of €92k. Equity is growing by ~68.4% per year across the filed fiscal years. Its solvency ranks better than 23% of 1845 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74=
Solvency43▲+6
Growth67=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity tight (current ratio 1.05 against 1.13 in 2024; short-term debt: 39.6% and cash: 5.9% of total assets), and 81.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
18.1%
Return on assets
4.2%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 1845 sector peers (2025).
NBB · sector comparisonPosition among 1845 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
21 d late
2024
16 d early
2023
95 d late
2022
4 d early
2021
26 d early
2020
4 d early
2019
53 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€2.62M▲ 12.6%
2021 · €2.33M
2018: €2.29M
2019: €1.98M
2020: €2.10M
2021: €2.33M
2018 → 2022
EBIT margin
3.2%▼ 0.7pp
2021 · 3.9%
2018: 0.4%
2019: -0.3%
2020: 2.6%
2021: 3.9%
2018 → 2022
Net result
€92k▼ 12.8%
2024 · €105k
2018: €-18k
2019: €-29k
2020: €11k
2021: €89k
2022: €63k
2023: €67k
2024: €105k
2018 → 2025
Working capital
€39k▼ 64.8%
2024 · €111k
2018: €-288k
2019: €-323k
2020: €-414k
2021: €-242k
2022: €-118k
2023: €24k
2024: €111k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€2.33M-€2.62M▲ 12.6%
Equity€68k-€131k▲ 92.4%€198k▲ 51.6%€303k▲ 53.2%€395k▲ 30.3%
Operating result€91k-€83k▼ 8.7%€177k▲ 112%€195k▲ 10.4%€220k▲ 12.9%
Net result€89k-€63k▼ 29.5%€67k▲ 7.5%€105k▲ 56.1%€92k▼ 12.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 13% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.18M
Fixed assets
€1.28M▼ 17.5%
Current assets
€903k▼ 5.2%
Equity and liabilities €2.18M
Equity
€395k▲ 30.3%
Debt
€1.79M▼ 18.8%
The debt ratio falls from 87.9% to 81.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€695k▲
2024 · €695k
Cash flow
€567k▼
2024 · €605k
Solvency
18.1%▲
2024 · 12.1%
Current ratio
1.05▼
2024 · 1.13
Quick ratio
0.99▼
2024 · 1.08
Debt / equity
4.52▼
2024 · 7.25
ROE
23.2%▼
2024 · 34.7%
ROA
4.2%=
2024 · 4.2%
Interest coverage
7.58▼
2024 · 12.50
Debt
€1.79M▼
2024 · €2.20M
Debt ≤ 1 year
€863k▲
2024 · €841k
Debt > 1 year
€895k▼
2024 · €1.15M
Income taxes
€39k▲
2024 · €34k
Staff costs
€767k▲
2024 · €628k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.50M€2.18M▼
Fixed assets21/28€1.55M€1.28M▼
Intangible fixed assets21€15k€5k▼
Tangible fixed assets22/27€1.50M€1.23M▼
Land and buildings22€5k€4k▼
Plant, machinery and equipment23€9k€10k▲
Furniture and vehicles24€137k€125k▼
Leasing and similar rights25€1.35M€1.10M▼
Financial fixed assets28€39k€39k=
Current assets29/58€952k€903k▼
Stocks and contracts in progress3€45k€45k=
Stocks30/36€45k€45k=
Amounts receivable within one year40/41€608k€645k▲
Trade receivables40€603k€635k▲
Other amounts receivable41€4k€11k▲
Cash at bank and in hand54/58€228k€129k▼
Deferred charges and accrued income490/1€71k€83k▲
Equity and liabilities
Total equity and liabilities10/49€2.50M€2.18M▼
Equity10/15€303k€395k▲
Contributions10/11€37k€37k=
Reserves13€107k€199k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€105k€197k▲
Profit (loss) carried forward14€159k€159k=
Amounts payable17/49€2.20M€1.79M▼
Amounts payable after more than one year17€1.15M€895k▼
Financial debts170/4€1.15M€895k▼
Amounts payable within one year42/48€841k€863k▲
Current portion of amounts payable after more than one year42€552k€582k▲
Financial debts43€180k€0▼
Credit institutions430/8€180k€0▼
Trade debts44€7k€250k▲
Suppliers440/4€7k€250k▲
Taxes, remuneration and social security45€73k€8k▼
Taxes450/3€67k€0▼
Remuneration and social security454/9€7k€8k▲
Other amounts payable47/48€28k€24k▼
Accrued charges and deferred income492/3€211k€27k▼
Income statement
Code20242025
Remuneration, social security and pensions62€628k€767k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€500k€475k▼
Other operating charges640/8€149k€87k▼
Gross operating margin9900€1.47M€1.55M▲
Operating profit (loss)9901€195k€220k▲
Financial income75/76B€67€3k▲
Recurring financial income75€67€3k▲
Financial charges65/66B€56k€92k▲
Recurring financial charges65€56k€92k▲
Profit (loss) for the period before taxes9903€139k€131k▼
Income taxes67/77€34k€39k▲
Profit (loss) for the period9904€105k€92k▼
Profit (loss) for the period to be appropriated9905€105k€92k▼
Appropriation of the result
Profit (loss) to be appropriated9906€264k€251k▼
Profit (loss) brought forward from the previous period14P€159k€159k=
Transfer to equity691/2€105k€92k▼
To other reserves6921€105k€92k▼
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 21 days late
2025
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €105k ▲56.1%
Net result €105k, the highest in the series.
31-12
Financial
Equity above €200kEq €303k ▲53.2%
5 profitable years in a row build equity to €303k.
03-11
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 95 days late
2023
31-12
Financial
Equity above €150kEq €198k ▲51.6%
4 profitable years in a row build equity to €198k.
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €100kEq €131k ▲92.4%
3 profitable years in a row build equity to €131k.
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €11k
Net result €11k after 2 loss-making years.
22-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 53 days late
2019
31-12
Financial
Weakest financial yearnet €-29k
Net result drops to €-29k, the lowest in the series; recovery starts the following year.
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
05-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
13-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merchtem · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nieuwbaan 1161785 MerchtemGround area
2,073 m²
Building footprint
125 m²
Volume, LiDAR
724 m³
Parcel 23052A0280/00G002, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
B & S Transport BVBA
since 20092.182.786.347
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23052A0280/00G002 | Flanders | 2,073 m² | 1 · 125 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 5 entries · 12,601 EUR awarded · 12,601 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 653 EUR | 653 EUR |
| 2024 | 1 | 404 EUR | 404 EUR |
| 2023 | 2 | 10,980 EUR | 10,980 EUR |
| 2022 | 1 | 564 EUR | 564 EUR |
Schemes
Subsidies ecologisch en veilig transport (stopgezet)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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INTER EXCEPTIONNEL
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DEVEUX FRUIT
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Of 12,606 companies in sector 49410 we hold annual accounts for 8,199. 5,531 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-08-2005
Fiscal year end31-12
Activities, NACEBEL
49410Freight transport by road
47811Retail sale of cars and light vans (up to 3.5 tonnes)
68203Renting and operating of own or leased non-residential real estate, excluding land
70203
71100
77110Renting and leasing of cars and light motor vehicles
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.