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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.
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Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of B-MOREHR is 1.2% (low). The 2024 annual accounts show equity of €44k and a net result of €29k. Its solvency ranks better than 30% of 87 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 2 annual accounts.
Signals
1 signal · with evidenceConsistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Trust signals
2 signalsMore than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No administrative flags
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone1.2%
Low
0%0,5%1,5%4%10%≥25%
Young company
+Lower-failure-rate sector
−
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€29k+126.1%
Working capital€254k+51.8%
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 10-07-2025 with the NBB · fiscal year 2024 · verkort
Sector comparison
Fiscal year 2024 · NACE 78 · compared within the same schema type (abbreviated schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 9.3% | 21.9% | |
| Net result | €29k | €17k | |
| Equity | €44k | €123k | |
| Gross operating margin | €1.76M | €318k | |
| Staff costs | €1.69M | €1.09M |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
€65k
+51.5%
+68% vs sector
€29k
+126.1%
far above sector median
€37k
+39.3%
+13% vs sector
€478k
+6.0%
+241% vs sector
€44k
+182.8%
-54% vs sector
€254k
+51.8%
+266% vs sector
47
+79.6%
23-24
€1.69M
-18.4%
23-24
€12k
+90.5%
far above sector median
€434k
-0.4%
far above sector median
€168k
+2.5%
far above sector median
€148k
-26.8%
-12% vs sector
2.51
+24.3%
-26% vs sector
2.51
+24.3%
-26% vs sector
9.3%
+166.9%
-87% vs sector
9.80
-64.8%
far above sector median
64.6%
-20.0%
far above sector median
6.0%
+113.4%
+52% vs sector
4.00
-2.1%
-59% vs sector
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Revenue | - |
| EBITDA | €65k |
| Net profit | €29k |
| Cash flow | €37k |
| Staff costs | €1.69M |
| Income taxes | €12k |
| Dividends | - |
| Total assets | €478k |
| Equity | €44k |
| Debt | €434k |
| of which ≤ 1y | €168k |
| of which > 1y | €148k |
| Working capital | €254k |
| Employees (FTE) | 46.7 |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 2.51 |
| Quick ratio | 2.51 |
| Working capital ratio | 53.1% |
| Solvency | 9.3% |
| Debt / equity | 9.80 |
| Long-term debt ratio | 3.34 |
| Interest coverage | 4.00 |
| Gross margin | - |
| Net margin | - |
| ROA | 6.0% |
| ROE | 64.6% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €478k |
| Fixed assets | 21/28 | €56k |
| Intangible fixed assets | 21 | €28k |
| Tangible fixed assets | 22/27 | €17k |
| Financial fixed assets | 28 | €11k |
| Current assets | 29/58 | €422k |
| Amounts receivable within one year | 40/41 | €303k |
| Cash & bank | 54/58 | €119k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €478k |
| Equity | 10/15 | €44k |
| Contributions / capital | 10/11 | €3k |
| Reserves | 13 | €41k |
| Amounts payable | 17/49 | €434k |
| Amounts payable after one year | 17 | €148k |
| Amounts payable within one year | 42/48 | €168k |
| Income statement | ||
| Gross operating margin | 9900 | €1.76M |
| Operating result | 9901 | €56k |
| Financial income | 75 | €0 |
| Financial charges | 65 | €16k |
| Result before taxes | 9903 | €40k |
| Income taxes | 67/77 | €12k |
| Net result for the period | 9904 | €29k |
| Result to be appropriated | 9905 | €29k |
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Ratios computed by Checked.
Health barometer
FY 2024 · computed81
/ 100
Excellent
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Structure & network
Locations & real estate
Registered office
on the map · from the address register
seat.Municipality
exact location from the address register
Establishment units
1 locationB-MOREHR
since 20222.328.912.194
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area221 m²
Buildings1
Building footprint183 m²
Volume (LiDAR)979 m³
Tallest building10.7 m · ±2 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31434C0514/00S000 | Flanders | 221 m² | 1 · 183 m² | 10.7 m · 2 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
1 acts All acts · 1
updated 3 years ago
2023
09-06-2023 3 resigning
- Tourlamain Melanie, Bestuurder
- De Groote Joyce, Bestuurder
- Mallengier Simi, Bestuurder
Analysis
Snowflake analysis
financial profile on 5 axes79
/ 100
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Health
81
Profitability
100
Solvency
40
Growth
78
Stability
94
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verdict per customer and amountSimilar
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Company registry (CBE)
Crossroads BankActivities
Uitzendbureaus78200Activiteiten van uitzendbureaus en andere diensten in verband met personeelsvoorziening78200Arbeidsbemiddeling78100Arbeidsbemiddeling78100Andere vormen van arbeidsbemiddeling78300
Primary activity highlighted.
Names & trade names
| Legal nameNL | B-MOREHR |
Registered office
Baron Ruzettelaan 250 bus 1
8310 Brugge, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.