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B-FIVE GROUP

Active
Aartshertogenlaan 64 ·1170 Watermaal-Bosvoorde, Belgium
KBO/BCE: BE 1006.784.576
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age2 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of B-FIVE GROUP is 4.2% (elevated). The 2024 annual accounts show equity of €9k and a net result of €1k. Its solvency ranks better than 43% of 6698 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
4.2% Elevated
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate region +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Filing behaviour

From the deposit records, complete market-wide
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2024 31-07-2025 28-08-2025 28 d late 2025-00434453

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€1k
Working capital€19k

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 28-08-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 14.0% 20.4%
better than 43% of 6698 sector peers
Net result €1k €4k
better than 42% of 6678 sector peers
Equity €9k €16k
better than 41% of 6712 sector peers
Gross operating margin €5k €24k
better than 29% of 6657 sector peers
Total assets €62k €94k
better than 38% of 6702 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Depositmicro
Revenue-
EBITDA€5k
Net profit€1k
Cash flow€2k
Staff costs-
Income taxes-
Dividends-
Total assets€62k
Equity€9k
Debt€54k
of which ≤ 1y€37k
of which > 1y€17k
Working capital€19k
Employees (FTE)-
Ratios (computed)
2024
Current ratio1.51
Quick ratio0.91
Working capital ratio29.9%
Solvency14.0%
Debt / equity6.13
Long-term debt ratio1.94
Interest coverage1.76
Gross margin-
Net margin-
ROA2.0%
ROE14.2%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€62k
Fixed assets 21/28€7k
Tangible fixed assets 22/27€6k
Financial fixed assets 28€750
Current assets 29/58€55k
Stocks & contracts in progress 3€22k
Amounts receivable within one year 40/41€10k
Cash & bank 54/58€23k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€62k
Equity 10/15€9k
Contributions / capital 10/11€7k
Accumulated profits (losses) 14€1k
Amounts payable 17/49€54k
Amounts payable after one year 17€17k
Amounts payable within one year 42/48€37k
Trade debts payable within one year 44€20k
Income statement
Gross operating margin 9900€5k
Operating result 9901€4k
Financial charges 65€3k
Result before taxes 9903€1k
Net result for the period 9904€1k
Result to be appropriated 9905€1k
Ratios computed by Checked.

Health barometer

FY 2024 · computed
63 / 100 Healthy
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap

Establishment units

1 location
ARCHIDUC EXPRESS
Aartshertogenlaan 64, 1170 Watermaal-BosvoordeDetailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)
since 20242.356.765.745
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area484 m²
Buildings1
Building footprint248 m²
Volume (LiDAR)1,715 m³
Tallest building16.6 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21017D0251/00W000 Brussels 484 m² 1 · 247 m² 16.6 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health63Profitability71Solvency32Growth-Stability67
58 / 100

Mixed profile: strong on profitability, weaker on solvency.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 63
Profitability 71
Solvency 32
Growth -
Stability 67

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AI due-diligence brief

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen47110Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)47112
Primary activity highlighted.
Names & trade names
Legal nameFR B-FIVE GROUP
Registered office
Aartshertogenlaan 64
1170 Watermaal-Bosvoorde, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.