B en R BEHEER
ActiveB en R BEHEER has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.50M and a net result of €187k. Equity is growing by ~5.1% per year across the filed fiscal years. Its solvency ranks better than 44% of 9195 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability56▼-7
Solvency50▼-3
Growth72▲+17
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €100k at 30 days acceptable
Liquidity ample (current ratio 2.58 against 1.92 in 2024; short-term debt: 6.2% and cash: 13.5% of total assets), but 74.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
25.2%
Return on assets
3.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
60 d early
2024
42 d early
2023
13 d early
2022
60 d early
2021
62 d early
2020
57 d early
2019
58 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€481k▲ 27.1%
2023 · €379k
2018: €298k
2019: €292k
2020: €300k
2021: €304k
2022: €316k
2023: €379k
2018 → 2024
EBIT margin
25.0%▼ 18.7pp
2023 · 43.6%
2018: 37.2%
2019: 10.4%
2020: 48.7%
2021: 48.6%
2022: 37.3%
2023: 43.6%
2018 → 2024
Net result
€187k▲ 18,741%
2024 · €992
2018: €101k
2019: €40k
2020: €121k
2021: €121k
2022: €72k
2023: €69k
2024: €992
2018 → 2025
Working capital
€580k▲ 315%
2024 · €140k
2018: €41k
2019: €277k
2020: €381k
2021: €452k
2022: €2.00M
2023: €78k
2024: €140k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€304k-€316k▲ 3.9%€379k▲ 19.9%€481k▲ 27.1%
Equity€1.21M-€1.24M▲ 2.7%€1.31M▲ 5.6%€1.32M▲ 0.1%€1.50M▲ 14.2%
Operating result€148k-€118k▼ 20.1%€165k▲ 40.1%€120k▼ 27.3%€423k▲ 252%
Net result€121k-€72k▼ 40.6%€69k▼ 4.0%€992▼ 98.6%€187k▲ 18,741%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 252% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5.95M
Fixed assets
€5.01M▲ 13.9%
Current assets
€946k▲ 225%
Equity and liabilities €5.95M
Equity
€1.50M▲ 14.2%
Provisions
€48k▼ 11.3%
Debt
€4.40M▲ 32.7%
The debt ratio rises from 70.8% to 74.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€631k▲
2024 · €318k
Cash flow
€396k▲
2024 · €199k
Solvency
25.2%▼
2024 · 28.1%
Current ratio
2.58▲
2024 · 1.92
Quick ratio
2.58▲
2024 · 1.92
Debt / equity
2.93▲
2024 · 2.52
ROE
12.4%▲
2024 · 0.1%
ROA
3.1%▲
2024 · 0.0%
Interest coverage
3.97▲
2024 · 3.05
Debt
€4.40M▲
2024 · €3.32M
Debt ≤ 1 year
€367k▲
2024 · €151k
Debt > 1 year
€4.03M▲
2024 · €3.16M
Income taxes
€83k▲
2024 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€4.69M€5.95M▲
Fixed assets21/28€4.40M€5.01M▲
Tangible fixed assets22/27€4.40M€5.01M▲
Land and buildings22€4.14M€4.92M▲
Plant, machinery and equipment23€98k€87k▼
Assets under construction and advance payments27€156k€3k▼
Financial fixed assets28€0-
Other financial fixed assets284/8€0-
Amounts receivable and cash guarantees285/8€0-
Current assets29/58€291k€946k▲
Stocks and contracts in progress3€0-
Amounts receivable within one year40/41€120k€142k▲
Trade receivables40€110k€91k▼
Other amounts receivable41€11k€51k▲
Cash at bank and in hand54/58€170k€805k▲
Deferred charges and accrued income490/1€875€0▼
Equity and liabilities
Total equity and liabilities10/49€4.69M€5.95M▲
Equity10/15€1.32M€1.50M▲
Contributions10/11€209k€209k=
Capital10€205k€205k=
Issued capital100€205k€205k=
Outside capital11€4k€4k=
Share premium1100/10€4k€4k=
Reserves13€1.11M€1.29M▲
Non-distributable reserves130/1€21k€21k=
Legal reserve130€21k€21k=
Tax-exempt reserves132€164k€145k▼
Distributable reserves133€922k€1.13M▲
Provisions and deferred taxes16€55k€48k▼
Deferred taxes168€55k€48k▼
Amounts payable17/49€3.32M€4.40M▲
Amounts payable after more than one year17€3.16M€4.03M▲
Financial debts170/4€3.16M€4.03M▲
Credit institutions173€3.16M-
Other amounts payable178/9€2k€2k▲
Amounts payable within one year42/48€151k€367k▲
Current portion of amounts payable after more than one year42€131k€308k▲
Trade debts44€11k€50k▲
Suppliers440/4€11k€50k▲
Taxes, remuneration and social security45€10k€8k▼
Taxes450/3€10k€8k▼
Accrued charges and deferred income492/3€2k€2k▲
Income statement
Code20242025
Operating income70/76A€489k-
Turnover70€481k-
Other operating income74€8k-
Non-recurring operating income76A€0€31k▲
Operating charges60/66A€368k-
Services and other goods61€49k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€198k€209k▲
Other operating charges640/8€121k€122k▲
Non-recurring operating charges66A-€300k
Gross operating margin9900-€1.05M
Operating profit (loss)9901€120k€423k▲
Financial income75/76B€8k€336▼
Recurring financial income75€8k€336▼
Other financial income752/9€8k-
Financial charges65/66B€110k€159k▲
Recurring financial charges65€110k€159k▲
Debt charges650€104k-
Other financial charges652/9€6k-
Profit (loss) for the period before taxes9903€17k€264k▲
Transfer from deferred taxes780€6k€6k=
Income taxes67/77€22k€83k▲
Taxes670/3€23k-
Tax adjustments and reversals of tax provisions77€38-
Profit (loss) for the period9904€992€187k▲
Transfer from tax-exempt reserves789€18k€18k=
Profit (loss) for the period to be appropriated9905€19k€205k▲
Appropriation of the result
Profit (loss) to be appropriated9906€19k€205k▲
Transfer to equity691/2€19k€205k▲
To other reserves6921€19k€205k▲
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €187k ▲18741%
Operating result €423k, net result €187k, both a record.
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Weakest financial yearnet €992 ▼98.6%
Net result drops to €992, the lowest in the series; recovery starts the following year.
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
01-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
30-05
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
04-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
03-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Liquidity quadruplescurrent ratio 4.84
Current ratio from 1.25 to 4.84; short-term debt falls from €167k to €72k.
28-05
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
31-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
23-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gistel · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ijzerwegstraat 78470 GistelGround area
2.8 ha
Building footprint
977 m²
Volume, LiDAR
7,232 m³
Parcel 35019B0368/00P002, Flanders · tallest building 14.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Ijzerwegstraat 7, 8470 Gistel
since 19922.057.884.494
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35019B0368/00P002 | Flanders | 2.8 ha | 1 · 977 m² | 14.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,140 companies in sector 68201 we hold annual accounts for 6,769. 4,571 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded20-05-1992
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
68110Buying and selling of own real estate
68203Renting and operating of own or leased non-residential real estate, excluding land
68204Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
General meetings
1 convocationOrdinary general meeting
Agenda
1. Verslag raad van bestuur. 2. Goedkeuring Jaarrekening per 31.12.2004. 3. Bestemming resultaat. 4. Kwijting verlenen aan de bestuurders. 5. (Her)benoeming bestuurders. 6. Rond- vraag. Zich schikken naar de statuten. (74432) Auto Put, naamloze vennootschap, Hasseltweg 43, 3600 Genk BTW 424.962.146 — RPR Tongeren Jaarvergadering op 27.05.2005, om 18 uur, op de zetel. — Dagorde : Verslag raad van bestuur. Goedkeuring jaarrekening per 31.12.2004. Bestemming resultaat. Kwijting bestuurders. Allerlei. Zich richten naar de statuten. (74433) Auto Safety Glass, naamloze vennootschap, Regenbooglaan 6, 3600 Genk BTW 435.413.105 — RPR Tongeren Jaarvergadering op 27.05.2005, om 15 uur, op de zetel. — D ...