B.E.M.S.
ActiveSummary
B.E.M.S. has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €52k and a net result of €-979. Equity is shrinking by ~10.3% per year across the filed fiscal years. Its solvency ranks better than 41% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability15▲+15
Solvency70▼-4
Growth22▼-14
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 1.81 against 2.02 in 2024; short-term debt: 55.4% and cash: 76.3% of total assets), but 55.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44.6%
Return on assets
-0.8%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1920212223232425
2019 to 2025 · latest year €-979
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-04-2026, 100 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
100 d early
2024
155 d early
2023
42 d early
2023
29 d early
2022
28 d early
2021
27 d early
2020
29 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€41k▼ 62.4%
2023 · €108k
2019: €96k
2023: €108k
2019 → 2025
EBIT margin
-2.4%▼ 13.3pp
2023 · 10.9%
2019: 11.3%
2023: 10.9%
2019 → 2025
Net result
€-979▲ 95.7%
2024 · €-23k
2019: €7k
2020: €4k
2021: €26k
2022: €14k
2023: €8k
2023: €3k
2024: €-23k
2019 → 2025
Working capital
€52k▼ 5.3%
2024 · €55k
2019: €93k
2020: €103k
2021: €136k
2022: €143k
2023: €73k
2023: €76k
2024: €55k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202320242025Trend
Turnover€108k€41k
Equity€142k-€73k▼ 48.5%€76k▲ 3.5%€53k▼ 30.0%€52k▼ 1.8%
Operating result€22k-€12k▼ 45.9%€4k▼ 67.9%€-23k€-989▲ 95.7%
Net result€14k-€8k▼ 46.7%€3k▼ 66.8%€-23k€-979▲ 95.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
Multiple fiscal year ends fall in the same calendar year; an annual trend is not displayed.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €117k
Equity
€52k ▼ 1.8%
Debt
€65k ▲ 15.5%
Debt's share of the balance-sheet total rises from 51.4% to 55.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-989▲
2024 · €-23k
Cash flow
€-979▲
2024 · €-23k
Current ratio
1.81▼
2024 · 2.02
Debt to equity
1.24▲
2024 · 1.06
ROE
-1.9%▲
2024 · -42.8%
ROA
-0.8%▲
2024 · -20.8%
Interest coverage
-8.64▲
2024 · -64.00
Debt ≤ 1 year
€65k▲
2024 · €54k
Income taxes
€131▼
2024 · €140
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€109k€117k▲
Fixed assets21/28€0-
Tangible fixed assets22/27€0-
Furniture and vehicles24€0-
Current assets29/58€109k€117k▲
Amounts receivable within one year40/41€15k€28k▲
Trade receivables40€15k€28k▲
Other amounts receivable41€43€97▲
Cash at bank and in hand54/58€92k€89k▼
Deferred charges and accrued income490/1€2k€0▼
Equity and liabilities
Total equity and liabilities10/49€109k€117k▲
Equity10/15€53k€52k▼
Contributions10/11€19k€19k=
Reserves13€55k€55k=
Distributable reserves133€55k€55k=
Profit (loss) carried forward14€-21k€-22k▼
Amounts payable17/49€56k€65k▲
Amounts payable within one year42/48€54k€65k▲
Trade debts44€3k€587▼
Suppliers440/4€3k€587▼
Taxes, remuneration and social security45€4k€7k▲
Taxes450/3€4k€7k▲
Other amounts payable47/48€47k€57k▲
Accrued charges and deferred income492/3€2k€0▼
Income statement
Code20242025
Turnover70-€41k
Non-recurring operating income76A-€0
Goods, raw materials, services and sundry goods60/61-€42k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€35€0▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€-22k€435▲
Operating profit (loss)9901€-23k€-989▲
Financial income75/76B€1k€255▼
Recurring financial income75€1k€255▼
Financial charges65/66B€362€115▼
Recurring financial charges65€362€115▼
Profit (loss) for the period before taxes9903€-23k€-848▲
Income taxes67/77€140€131▼
Profit (loss) for the period9904€-23k€-979▲
Profit (loss) for the period to be appropriated9905€-23k€-979▲
Appropriation of the result
Profit (loss) to be appropriated9906€-23k€-22k▲
Profit (loss) brought forward from the previous period14P-€-21k
Transfer from equity791/2€2k€0▼
Transfer to equity691/2€0-
To other reserves6921€0-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
26-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-23k
Net result drops to €-23k, the lowest in the series; recovery starts the following year.
19-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
02-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
03-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
04-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Highest result since 2019net €26k ▲520%
Operating result €38k, net result €26k, both a record.
2020
02-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
01-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
01-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
10-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 1999
Ground area
358 m²
Building footprint
119 m²
Volume, LiDAR
982 m³
Parcel 12402B0134/00Z010, Flanders · tallest building 9.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
B.E.M.S.
since 19992.090.913.786
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12402B0134/00Z010 | Flanders | 358 m² | 1 · 119 m² | 9.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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HERALIS
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IN SCOPUM
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 38,287 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-03-1999
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:jan_biets@hotmail.com
Phone:0477329011