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B-Constructive

Active
Private limited company·Algemene bouw van residentiële gebouwen· 1 yrs active
Broechemsesteenweg 23 ·2531 Boechout, Belgium
KBO/BCE: BE 1016.490.714
Watch Print / PDF
Belgian State Gazette acts: 0 of 1 read
Age1 yr
Real estate1 parcel · 3,074 m²

Summary

Conclusion

the dossier summarised in one paragraph

B-Constructive has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31k and a net result of €29k. The computed 12-month bankruptcy probability is 1.5% (low).

Based on the State Gazette, CBE and 1 annual account.

Filing behaviour

From the deposit records, complete market-wide
Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 25-08-2026 25 d late 2026-00420205

Source: the National Bank's deposit records, as we have ingested them. NOTE: our copy has a gap across June to August 2026, missing roughly 220,000 deposits; for July we hold 15,605 of about 137,000 expected. A year whose deadline falls in that window shows as not confirmed, not as not filed. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
1.5% Low
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Young company +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (micro schema)
EBIT marginNot published (micro schema)
Net result€29k
Working capital€18k

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 25-08-2026 with the NBB · fiscal year 2025 · micro schema
Fiscal year2025
Depositmicro schema
Revenue-
EBITDA€49k
Net profit€29k
Cash flow€36k
Staff costs-
Income taxes€11k
Dividends-
Total assets€68k
Equity€31k
Debt€37k
of which ≤ 1y€9k
of which > 1y€28k
Working capital€18k
Employees (FTE)-
Ratios (computed)
2025
Current ratio2.97
Quick ratio2.97
Working capital ratio26.5%
Solvency46.0%
Debt / equity1.17
Long-term debt ratio0.88
Interest coverage30.39
Gross margin-
Net margin-
ROA43.1%
ROE93.6%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€68k
Fixed assets 21/28€41k
Tangible fixed assets 22/27€41k
Current assets 29/58€27k
Amounts receivable within one year 40/41€20k
Cash & bank 54/58€6k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€68k
Equity 10/15€31k
Contributions / capital 10/11€2k
Reserves 13€29k
Amounts payable 17/49€37k
Amounts payable after one year 17€28k
Amounts payable within one year 42/48€9k
Trade debts payable within one year 44€1k
Income statement
Gross operating margin 9900€50k
Operating result 9901€42k
Financial income 75€5
Financial charges 65€2k
Result before taxes 9903€40k
Income taxes 67/77€11k
Net result for the period 9904€29k
Result to be appropriated 9905€29k
Ratios computed by Checked.

Health barometer

FY 2025 · computed
86 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap
5 companies at this address See who is registered here

Establishment units

1 location
B-Constructive
Broechemsesteenweg 23, 2531 BoechoutOnderhouds- en herstellingswerken van mechanische aard voor rekening van derden
since 20242.366.479.603
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area3,074 m²
Buildings1
Building footprint858 m²
Volume (LiDAR)4,488 m³
Tallest building10.6 m · ±1 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11047A0236/00T000 Flanders 3,074 m² 1 · 858 m² 10.6 m · 1 fl.
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

0 of 1 acts read

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Financial profile

4 of 5 axes measured
Health86Profitability100Solvency91Growth-Stability67
86 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 86
Profitability 100
Solvency 91
Growth -
Stability 67

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector and region
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 5,402 of the 29,658 companies in this sector.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Algemene bouw van residentiële gebouwen41001Algemene bouw van kantoorgebouwen41002Algemene bouw van andere niet-residentiële gebouwen41003
Primary activity highlighted.
Names & trade names
Legal nameNL B-Constructive
Registered office
Broechemsesteenweg 23 bus 5
2531 Boechout, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.