B.COMPUTER
ActiveB.COMPUTER has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.98M and a net result of €-4k. Equity is growing by ~8.2% per year across the filed fiscal years. Its solvency ranks better than 73% of 2671 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-2
Solvency67=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70k at 30 days only on tighter terms
Liquidity short (current ratio 0.36 against 0.44 in 2024), and 27.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.5%
Return on assets
-0.1%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
71 d late
2023
30 d late
2022
31 d late
2021
102 d late
2020
31 d late
2019
188 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-4k
2024 · €7k
2018: €19k
2019: €38k
2020: €6k
2021: €-19k
2022: €3k
2023: €-15k
2024: €7k
2018 → 2025
Working capital
€-457k▼ 15.8%
2024 · €-395k
2018: €93k
2019: €-577k
2020: €-75k
2021: €-590k
2022: €-548k
2023: €-522k
2024: €-395k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.59M-€1.59M▲ 0.2%€1.58M▼ 1.0%€1.99M▲ 25.8%€1.98M▼ 0.2%
Operating result€5k-€19k▲ 328%€2k▼ 90.2%€30k▲ 1,473%€14k▼ 52.5%
Net result€-19k-€3k€-15k€7k€-4k
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 53% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.74M
Fixed assets
€2.48M▲ 2.4%
Current assets
€257k▼ 17.2%
Equity and liabilities €2.74M
Equity
€1.98M▼ 0.2%
Debt
€753k▲ 1.1%
The debt ratio rises from 27.3% to 27.5%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€85k▼
2024 · €93k
Cash flow
€67k▼
2024 · €70k
Solvency
72.5%▼
2024 · 72.7%
Current ratio
0.36▼
2024 · 0.44
Quick ratio
0.36▼
2024 · 0.44
Debt / equity
0.38▲
2024 · 0.38
ROE
-0.2%▼
2024 · 0.3%
ROA
-0.1%▼
2024 · 0.2%
Interest coverage
2.66▼
2024 · 2.69
Debt
€753k▲
2024 · €745k
Debt ≤ 1 year
€714k▲
2024 · €705k
Debt > 1 year
€7k▼
2024 · €7k
Income taxes
€132▲
2024 · €98
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.73M€2.74M▲
Fixed assets21/28€2.42M€2.48M▲
Tangible fixed assets22/27€1.67M€1.73M▲
Land and buildings22€1.56M€1.61M▲
Furniture and vehicles24€110k€112k▲
Financial fixed assets28€752k€752k=
Current assets29/58€310k€257k▼
Amounts receivable within one year40/41€115k€65k▼
Trade receivables40€31k€21k▼
Other amounts receivable41€84k€44k▼
Current investments50/53€20k€16k▼
Cash at bank and in hand54/58€174k€173k▼
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€2.73M€2.74M▲
Equity10/15€1.99M€1.98M▼
Contributions10/11€1.72M€1.72M=
Outside capital11€1.72M€1.72M=
Other1109/19€1.72M€1.72M=
Reserves13€126k€126k=
Distributable reserves133€126k€126k=
Profit (loss) carried forward14€140k€136k▼
Amounts payable17/49€745k€753k▲
Amounts payable after more than one year17€7k€7k▼
Other amounts payable178/9€7k€7k▼
Amounts payable within one year42/48€705k€714k▲
Trade debts44€15€5k▲
Suppliers440/4€15€5k▲
Taxes, remuneration and social security45-€2k
Taxes450/3-€2k
Other amounts payable47/48€705k€707k▲
Accrued charges and deferred income492/3€33k€32k▼
Income statement
Code20242025
Non-recurring operating income76A€3k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€64k€71k▲
Other operating charges640/8€13k€15k▲
Gross operating margin9900€106k€100k▼
Operating profit (loss)9901€30k€14k▼
Financial income75/76B€12k€14k▲
Recurring financial income75€12k€14k▲
Financial charges65/66B€35k€32k▼
Recurring financial charges65€35k€32k▼
Profit (loss) for the period before taxes9903€7k€-4k▼
Income taxes67/77€98€132▲
Profit (loss) for the period9904€7k€-4k▼
Profit (loss) for the period to be appropriated9905€7k€-4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€140k€136k▼
Profit (loss) brought forward from the previous period14P€133k€140k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
10-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 71 days late
2024
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
10-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 102 days late
2021
31-12
Financial
Weakest financial yearnet €-19k ▼428%
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
04-02
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 188 days late
2019
31-12
Financial
Highest result since 2018net €38k ▲103%
Operating result €41k, net result €38k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waterloo · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Venelle des Trois Sapins 2A1410 WaterlooGround area
1,492 m²
Building footprint
385 m²
Volume, LiDAR
4,994 m³
Parcel 25762F0615/00E000, Wallonia · tallest building 16.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Venelle des Trois Sapins 2 A, 1410 Waterloo
since 20002.094.007.690
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25762F0615/00E000 | Wallonia | 1,492 m² | 1 · 385 m² | 16.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
875500O5COJUX7OW3139
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Of 29,885 companies in sector 62200 we hold annual accounts for 18,321. 4,921 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-09-2000
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.