B & B WORKS
ActiveSummary
B & B WORKS has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €152k and a net result of €3k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 30% of 2045 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
49
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability50▼-31
Solvency53▼-2
Growth52=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity tight (current ratio 1.31 against 1.29 in 2024; short-term debt: 65.8% and cash: 7.6% of total assets), and 71.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 26-09-2025, 35 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
35 d early
2024
31 d early
2023
20 d early
2022
19 d early
2021
33 d early
2020
31 d early
2019
21 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close24-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€3k▼ 92.9%
2024 · €49k
2019: €50k
2020: €3k
2021: €-5k
2022: €21k
2023: €141k
2024: €49k
2019 → 2025
Working capital
€110k▲ 18.0%
2024 · €94k
2019: €17k
2020: €482
2021: €-7k
2022: €-5k
2023: €120k
2024: €94k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€21k-€24k▲ 14.8%€157k▲ 552%€148k▼ 5.7%€152k▲ 2.3%
Operating result€1k-€32k▲ 2,733%€223k▲ 603%€83k▼ 62.8%€21k▼ 74.9%
Net result€-5k-€21k€141k▲ 570%€49k▼ 65.7%€3k▼ 92.9%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 75% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €533k
Fixed assets
€72k ▼ 11.6%
Current assets
€461k ▲ 11.3%
Equity and liabilities €533k
Equity
€152k ▲ 2.3%
Debt
€381k ▲ 9.8%
Debt's share of the balance-sheet total rises from 70.1% to 71.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€42k▼
2024 · €95k
Cash flow
€25k▼
2024 · €60k
Current ratio
1.31▲
2024 · 1.29
Quick ratio
1.22▼
2024 · 1.25
Debt to equity
2.51▲
2024 · 2.34
ROE
2.3%▼
2024 · 32.8%
ROA
0.7%▼
2024 · 9.8%
Interest coverage
3.71▼
2024 · 9.51
Debt ≤ 1 year
€351k▲
2024 · €321k
Debt > 1 year
€30k▲
2024 · €26k
Income taxes
€8k▼
2024 · €25k
Staff costs
€736k▲
2024 · €655k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 55 lines
Balance sheet
Code20242025
Assets
Total assets20/58€496k€533k▲
Fixed assets21/28€81k€72k▼
Tangible fixed assets22/27€72k€66k▼
Plant, machinery and equipment23€29k€26k▼
Furniture and vehicles24€7k€11k▲
Leasing and similar rights25€37k€30k▼
Financial fixed assets28€9k€6k▼
Current assets29/58€414k€461k▲
Stocks and contracts in progress3€15k€33k▲
Stocks30/36€15k€16k▲
Contracts in progress37-€17k
Amounts receivable within one year40/41€375k€364k▼
Trade receivables40€296k€243k▼
Other amounts receivable41€78k€122k▲
Cash at bank and in hand54/58€11k€41k▲
Deferred charges and accrued income490/1€14k€24k▲
Equity and liabilities
Total equity and liabilities10/49€496k€533k▲
Equity10/15€148k€152k▲
Contributions10/11€8k€8k=
Reserves13€140k€143k▲
Distributable reserves133€140k€143k▲
Amounts payable17/49€347k€381k▲
Amounts payable after more than one year17€26k€30k▲
Financial debts170/4€26k€30k▲
Amounts payable within one year42/48€321k€351k▲
Current portion of amounts payable after more than one year42€6k€33k▲
Financial debts43€50k€50k=
Credit institutions430/8€50k€50k=
Trade debts44€154k€146k▼
Suppliers440/4€154k€146k▼
Taxes, remuneration and social security45€109k€122k▲
Taxes450/3€28k€9k▼
Remuneration and social security454/9€80k€113k▲
Other amounts payable47/48€1k-
Accrued charges and deferred income492/3€1k€983▼
Income statement
Code20242025
Remuneration, social security and pensions62€655k€736k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€21k▲
Other operating charges640/8€7k€4k▼
Gross operating margin9900€757k€782k▲
Operating profit (loss)9901€83k€21k▼
Financial income75/76B€20€2k▲
Recurring financial income75€20€2k▲
Financial charges65/66B€10k€11k▲
Recurring financial charges65€10k€11k▲
Profit (loss) for the period before taxes9903€73k€11k▼
Income taxes67/77€25k€8k▼
Profit (loss) for the period9904€49k€3k▼
Profit (loss) for the period to be appropriated9905€49k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€49k€3k▼
Transfer from equity791/2€9k-
Transfer to equity691/2-€3k
To other reserves6921-€3k
Profit to be distributed694/7€58k-
Return on contributions (dividend)694€58k-
Social balance
Average headcount (FTE)908711.313.3▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
26-09
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
31-03
Financial
Equity above €150kEq €152k ▲2.3%
4 profitable years in a row build equity to €152k.
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2023
11-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Highest result since 2019net €141k ▲570%
Operating result €223k, net result €141k, both a record.
31-03
Financial
Equity above €150kEq €157k ▲552%
2 profitable years in a row build equity to €157k.
2022
12-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Back to profitnet €21k
Net result €21k after one loss-making year.
2021
28-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Weakest financial yearnet €-5k ▼288%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
2020
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
10-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2018
01-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
02-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 2 days late
2016
30-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Malmedy · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Route de Falize 1814960 MalmedyGround area
1.4 ha
Building footprint
4,704 m²
Volume, LiDAR
28,676 m³
Parcel 63049F0316/00M000, Wallonia · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
B & B WORKS
since 20112.198.060.085
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63049F0316/00M000 | Wallonia | 1.4 ha | 1 · 4,704 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
KALKEO
BE 0721.609.031
Kraainem · Eq €151,814
SES
BE 0824.097.350
Putte · Eq €151,471
Inter Belgium Security
BE 0426.405.367
Grez-Doiceau · Eq €151,237
DISTRINOX BELUX
BE 0803.363.797
Wavre · Eq €152,125
J TECHNICS
BE 0477.022.145
Beveren-Kruibeke-Zwijndrecht · Eq €152,199
Of 4,097 companies in sector 43240 we hold annual accounts for 1,632. 1,343 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-04-2011
Fiscal year end31-03
Activities, NACEBEL 2025
43240Other construction installation
43320Joinery installation
43332Laying of wooden floor and wall coverings
43350Other building finishing work
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.