B.A.N.G.O.
ActiveSummary
B.A.N.G.O. has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €86k and a net result of €80k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 70% of 8001 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+20
Solvency90▲+57
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 2.51 against 1.93 in 2024; short-term debt: 35.3% of total assets), and 35.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.7%
Return on assets
60.6%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-09-2026, 35 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
35 d late
2024
13 d late
2023
23 d late
2022
32 d late
2021
73 d late
2020
65 d late
2019
62 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€86k▲ 1,468%
2024 · €5k
2018: €43k
2019: €70k
2020: €11k
2021: €-4k
2022: €-56k
2023: €-529
2024: €5k
2018 → 2025
Total assets
€132k▲ 104%
2024 · €65k
2018: €192k
2019: €224k
2020: €201k
2021: €127k
2022: €44k
2023: €69k
2024: €65k
2018 → 2025
Net result
€80k▲ 1,238%
2024 · €6k
2018: €75k
2019: €26k
2020: €22k
2021: €-16k
2022: €-52k
2023: €56k
2024: €6k
2018 → 2025
Working capital
€71k▲ 197%
2024 · €24k
2018: €24k
2019: €63k
2020: €-19k
2021: €11k
2022: €-48k
2023: €12k
2024: €24k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-4k-€-56k▼ 1,207%€-529▲ 99.1%€5k€86k▲ 1,468%
Operating result€-14k-€-52k▼ 268%€63k€10k▼ 83.9%€121k▲ 1,091%
Net result€-16k-€-52k▼ 232%€56k€6k▼ 89.3%€80k▲ 1,238%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1,091% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €132k
Fixed assets
€15k ▼ 3.7%
Current assets
€117k ▲ 137%
Equity and liabilities €132k
Equity
€86k ▲ 1,468%
Debt
€47k ▼ 21.6%
Debt's share of the balance-sheet total falls from 91.6% to 35.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€122k▲
2024 · €15k
Cash flow
€81k▲
2024 · €11k
Current ratio
2.51▲
2024 · 1.93
Quick ratio
2.49▲
2024 · 1.89
Debt to equity
0.55▼
2024 · 10.90
ROE
93.6%▼
2024 · 109.7%
ROA
60.6%▲
2024 · 9.2%
Interest coverage
75.71▲
2024 · 9.01
Debt ≤ 1 year
€47k▲
2024 · €26k
Income taxes
€40k▲
2024 · €2k
Staff costs
€7k▲
2024 · €412
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€65k€132k▲
Fixed assets21/28€16k€15k▼
Tangible fixed assets22/27€16k€15k▼
Furniture and vehicles24€2k€1k▼
Other tangible fixed assets26€14k€14k=
Current assets29/58€49k€117k▲
Amounts receivable after more than one year29€28k-
Other amounts receivable291€28k-
Stocks and contracts in progress3€999€999=
Stocks30/36€999€999=
Amounts receivable within one year40/41€21k€116k▲
Trade receivables40€21k€64k▲
Other amounts receivable41-€52k
Equity and liabilities
Total equity and liabilities10/49€65k€132k▲
Equity10/15€5k€86k▲
Contributions10/11€6k€6k=
Capital10€6k€6k=
Issued capital100€6k€6k=
Reserves13€2k€79k▲
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Distributable reserves133-€77k
Profit (loss) carried forward14€-3k€554▲
Amounts payable17/49€60k€47k▼
Amounts payable after more than one year17€8k-
Financial debts170/4€8k-
Amounts payable within one year42/48€26k€47k▲
Current portion of amounts payable after more than one year42-€7k
Financial debts43€7k-
Credit institutions430/8€7k-
Trade debts44€416-
Suppliers440/4€416-
Taxes, remuneration and social security45€17k€40k▲
Taxes450/3€17k€40k▲
Other amounts payable47/48€777-
Accrued charges and deferred income492/3€26k-
Income statement
Code20242025
Remuneration, social security and pensions62€412€7k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€583▼
Other operating charges640/8€806€2k▲
Non-recurring operating charges66A-€7k
Gross operating margin9900€17k€138k▲
Operating profit (loss)9901€10k€121k▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€8k€120k▲
Income taxes67/77€2k€40k▲
Profit (loss) for the period9904€6k€80k▲
Profit (loss) for the period to be appropriated9905€6k€80k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€78k▲
Profit (loss) brought forward from the previous period14P€-9k€-3k▲
Transfer to equity691/2-€77k
To other reserves6921-€77k
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 35 days late
2025
31-12
Financial
Highest result since 2018net €80k ▲1238%
Operating result €121k, net result €80k, both a record.
13-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 13 days late
2024
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
31-12
Financial
Back to profitnet €56k
Net result €56k after 2 loss-making years.
31-12
Financial
Liquidity times 5current ratio 1.35
Current ratio from 0.27 to 1.35; short-term debt falls from €66k to €36k.
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
31-12
Financial
Weakest financial yearnet €-52k
Net result drops to €-52k, the lowest in the series; recovery starts the following year.
12-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 73 days late
2021
04-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 65 days late
2020
01-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 62 days late
2019
05-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wezembeek-Oppem · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Varenslaan 321970 Wezembeek-OppemGround area
1,046 m²
Building footprint
151 m²
Volume, LiDAR
779 m³
Parcel 22302D0327/00N004, Flanders · tallest building 14.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
B.A.N.G.O
since 20162.255.043.825
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22302D0327/00N004 | Flanders | 1,046 m² | 1 · 150 m² | 14.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AGENCE C.E.A.
BE 0477.388.963
Frameries · Eq €85,324
FULLSEND
BE 0748.816.739
Antwerpen · Eq €85,218
NILUS
BE 0826.759.902
Sint-Lambrechts-Woluwe · Eq €86,130
Mister Wong
BE 0782.606.490
Antwerpen · Eq €86,136
DS Services
BE 0774.861.635
Brecht · Eq €85,002
Of 6,155 companies in sector 46190 we hold annual accounts for 2,570. 1,969 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded22-06-2016
Fiscal year end31-12
Activities, NACEBEL 2025
46190Agents in non-specialised wholesale trade
47551Retail sale of household furniture
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
73300Public relations and communication consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.