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AYVA Projects

Active
Buisstraat 81 ·2890 Puurs-Sint-Amands, Belgium
KBO/BCE: BE 0794.261.932
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Age3 yrs
Real estate1 parcel · 1,514 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of AYVA Projects is 0.4% (very low). The 2025 annual accounts show equity of €55k and a net result of €26k. Its solvency ranks better than 23% of 4752 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Signals

1 signal · with evidence
Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 4752 sector peers (2025).
View the sector comparison

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 08-04-2026, 22 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 3 filed financial years, each closing on 30-09. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-09-2025, that is 30-04-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
30-09-2025 30-04-2026 08-04-2026 22 d early 2026-00074241
30-09-2024 30-04-2025 02-04-2025 28 d early 2025-00061117
30-09-2023 30-04-2024 29-03-2024 32 d early 2024-00052832

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.4% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€26k+610.7%
Working capital€-8k+85.8%

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 08-04-2026 with the NBB · fiscal year 2025 · micro
€0€20k€40kOperating result 2023: €16k€16kNet result 2023: €4k€4kOperating result 2025: €44k€44kNet result 2025: €26k€26k20232025
Operating resultNet result
Sector comparison
Fiscal year 2025 · NACE 70, Head offices & management consulting · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 15.8% 55.4%
better than 23% of 4752 sector peers
Net result €26k €38k
better than 40% of 4752 sector peers
Equity €55k €64k
better than 46% of 4753 sector peers
Gross operating margin €56k €61k
better than 46% of 4745 sector peers
Total assets €347k €146k
better than 80% of 4753 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€55k
+48.8% 23-25
Net profit
€26k
+610.7% 23-25
Cash flow
€36k
+46.5% 23-25
Total assets
€347k
-5.6% 23-25
Equity
€55k
+793.3% 23-25
Working capital
€-8k
+85.8% 23-25
Income taxes
€7k
+552.5% 23-25
Debt
€292k
-19.1% 23-25
Debt ≤ 1y
€64k
-44.4% 23-25
Debt > 1y
€228k
-7.2% 23-25
Current ratio
0.88
+66.7% 23-25
Quick ratio
0.88
+66.7% 23-25
Solvency
15.8%
+845.8% 23-25
Debt / equity
5.34
-90.9% 23-25
ROE
47.1%
-20.4% 23-25
ROA
7.4%
+652.5% 23-25
Interest coverage
4.55
+36.0% 23-25
Figures by fiscal year
Fiscal year2025
Depositmicro
Revenue-
EBITDA€55k
Net profit€26k
Cash flow€36k
Staff costs-
Income taxes€7k
Dividends-
Total assets€347k
Equity€55k
Debt€292k
of which ≤ 1y€64k
of which > 1y€228k
Working capital€-8k
Employees (FTE)-
Ratios (computed)
2025
Current ratio0.88
Quick ratio0.88
Working capital ratio-2.2%
Solvency15.8%
Debt / equity5.34
Long-term debt ratio4.16
Interest coverage4.55
Gross margin-
Net margin-
ROA7.4%
ROE47.1%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€347k
Fixed assets 21/28€290k
Tangible fixed assets 22/27€290k
Current assets 29/58€57k
Amounts receivable within one year 40/41€14k
Cash & bank 54/58€27k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€347k
Equity 10/15€55k
Contributions / capital 10/11€3k
Reserves 13€52k
Amounts payable 17/49€292k
Amounts payable after one year 17€228k
Amounts payable within one year 42/48€64k
Trade debts payable within one year 44€3k
Income statement
Gross operating margin 9900€56k
Operating result 9901€44k
Financial income 75€303
Financial charges 65€12k
Result before taxes 9903€33k
Income taxes 67/77€7k
Net result for the period 9904€26k
Result to be appropriated 9905€26k
This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
56 / 100 Fair
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Buisstraat 812890 Puurs-Sint-Amands

Establishment units

1 location
AYVA Projects
Buisstraat 81, 2890 Puurs-Sint-AmandsOverige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering
since 20222.338.829.653
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,514 m²
Buildings1
Building footprint166 m²
Volume (LiDAR)809 m³
Tallest building9.3 m · ±1 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12034A0540/00H000 Flanders 1,514 m² 1 · 166 m² 9.3 m · 1 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health56Profitability100Solvency19Growth78Stability94
69 / 100

Strong profile, led by profitability.

All 5 axes are computed from data Checked has read.

Health 56
Profitability 100
Solvency 19
Growth 78
Stability 94

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 15,452 of the 82,011 companies in this sector. 12,764 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
Legal nameNL AYVA Projects
Registered office
Buisstraat 81
2890 Puurs-Sint-Amands, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.