AYE CONSTRUCT
ActiveSummary
AYE CONSTRUCT has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-63k) and a net result of €-44k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 11% of 9194 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
33
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability23▼-12
Solvency17▼-6
Growth32=
Track record94
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.92 against 0.98 in 2024; short-term debt: 108.2% and cash: 0.2% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-8.2%
Return on assets
-5.8%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year €-63k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
28 d late
2024
28 d late
2023
28 d late
2022
29 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-44k▼ 302%
2024 · €-11k
2022: €-4k
2023: €-9k
2024: €-11k
2022 → 2025
Working capital
€-63k▼ 253%
2024 · €-18k
2022: €749
2023: €-8k
2024: €-18k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€749-€-8k€-19k▼ 142%€-63k▼ 236%
Operating result€-3k-€-1k▲ 55.7%€719€-35k
Net result€-4k-€-9k▼ 100%€-11k▼ 29.5%€-44k▼ 302%
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €35k after €719 in 2024, the lowest result in the available series.
Key figures and ratios
Solvency
-8.2%▼
2024 · -1.7%
Current ratio
0.92▼
2024 · 0.98
Quick ratio
0.00▼
2024 · 0.01
Debt to equity
-13.17▲
2024 · -58.70
ROA
-5.8%▼
2024 · -1.0%
Debt
€831k▼
2024 · €1.10M
Debt ≤ 1 year
€831k▼
2024 · €1.10M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.08M€768k▼
Fixed assets21/28€300€0▼
Financial fixed assets28€300€0▼
Current assets29/58€1.08M€768k▼
Stocks and contracts in progress3€1.08M€766k▼
Stocks30/36€1.08M€766k▼
Amounts receivable within one year40/41€3k€539▼
Trade receivables40€0€0=
Other amounts receivable41€3k€539▼
Cash at bank and in hand54/58€5k€1k▼
Deferred charges and accrued income490/1€0€68▲
Equity and liabilities
Total equity and liabilities10/49€1.08M€768k▼
Equity10/15€-19k€-63k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€-24k€-68k▼
Amounts payable17/49€1.10M€831k▼
Amounts payable within one year42/48€1.10M€831k▼
Financial debts43€973k€472k▼
Credit institutions430/8€973k€472k▼
Trade debts44€70k€64k▼
Suppliers440/4€70k€64k▼
Taxes, remuneration and social security45€0€0=
Taxes450/3€0€0=
Other amounts payable47/48€59k€295k▲
Accrued charges and deferred income492/3€1k€0▼
Income statement
Code20242025
Other operating charges640/8€659€673▲
Gross operating margin9900€1k€-34k▼
Operating profit (loss)9901€719€-35k▼
Financial charges65/66B€12k€10k▼
Recurring financial charges65€12k€10k▼
Profit (loss) for the period before taxes9903€-11k€-44k▼
Profit (loss) for the period9904€-11k€-44k▼
Profit (loss) for the period to be appropriated9905€-11k€-44k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-24k€-68k▼
Profit (loss) brought forward from the previous period14P€-13k€-24k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
31-12
Financial
Weakest financial yearnet €-44k
Net result drops to €-44k, the lowest in the series.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 28 days late
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 28 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Natalis 24020 LiègeGround area
5,447 m²
Building footprint
1,275 m²
Volume, LiDAR
27,669 m³
Parcel 62817B0482/00Z003, Wallonia · tallest building 29.4 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
AYE CONSTRUCT
since 20212.322.471.988
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62817B0482/00Z003 | Wallonia | 5,447 m² | 1 · 1,275 m² | 29.4 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MACOVAN
BE 0808.378.501
Torhout · Eq €749
Jinthian
BE 0764.633.578
Mechelen · Eq €742
STEP IMMO
BE 1021.389.511
Sprimont · Eq €764
Ysère
BE 0791.209.204
Diksmuide · Eq €765
Van Dun Projects
BE 1002.936.349
Turnhout · Eq €768
Of 9,694 companies in sector 68121 we hold annual accounts for 7,383. 649 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-09-2021
Fiscal year end31-12
Activities, NACEBEL 2025
68121Development of residential building projects
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.