AYAZ COMPANY
ActiveSummary
The computed 12-month bankruptcy probability of AYAZ COMPANY is 1.8% (moderate). The 2025 annual accounts show equity of €88k and a net result of €-4k. Equity is growing by ~25.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 13305 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability63▼-34
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 16.57 against 15.22 in 2024; short-term debt: 6% and cash: 92.8% of total assets), and 6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
52 d early
2024
71 d early
2023
62 d early
2022
49 d early
2021
48 d early
2020
46 d late
2019
339 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€88k▼ 4.7%
2024 · €93k
2018: €23k
2019: €26k
2020: €27k
2021: €35k
2022: €50k
2023: €69k
2024: €93k
2018 → 2025
Total assets
€94k▼ 5.3%
2024 · €99k
2018: €57k
2019: €26k
2020: €30k
2021: €40k
2022: €53k
2023: €72k
2024: €99k
2018 → 2025
Net result
€-4k
2024 · €24k
2018: €6k
2019: €3k
2020: €1k
2021: €8k
2022: €15k
2023: €19k
2024: €24k
2018 → 2025
Working capital
€87k▼ 5.6%
2024 · €93k
2018: €22k
2019: €24k
2020: €26k
2021: €34k
2022: €49k
2023: €69k
2024: €93k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€35k-€50k▲ 41.5%€69k▲ 39.3%€93k▲ 34.1%€88k▼ 4.7%
Operating result€8k-€15k▲ 84.5%€21k▲ 44.0%€24k▲ 12.4%€1k▼ 94.1%
Net result€8k-€15k▲ 86.2%€19k▲ 33.9%€24k▲ 21.1%€-4k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 94% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €94k
Fixed assets
€921 ▲ 514%
Current assets
€93k ▼ 6.1%
Equity and liabilities €94k
Equity
€88k ▼ 4.7%
Debt
€6k ▼ 13.7%
Debt's share of the balance-sheet total falls from 6.6% to 6.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€1k
Cash flow
€-4k
Current ratio
16.57▲
2024 · 15.22
Quick ratio
16.02▲
2024 · 15.07
Debt to equity
0.06▼
2024 · 0.07
ROE
-5.0%▼
2024 · 25.4%
ROA
-4.7%▼
2024 · 23.8%
Interest coverage
23.68
Debt ≤ 1 year
€6k▼
2024 · €7k
Income taxes
€6k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€99k€94k▼
Fixed assets21/28€150€921▲
Tangible fixed assets22/27-€771
Furniture and vehicles24-€771
Financial fixed assets28€150€150=
Current assets29/58€99k€93k▼
Stocks and contracts in progress3€1k€3k▲
Stocks30/36€1k€3k▲
Amounts receivable within one year40/41€3k€3k▲
Other amounts receivable41€3k€3k▲
Cash at bank and in hand54/58€95k€87k▼
Deferred charges and accrued income490/1€133€133=
Equity and liabilities
Total equity and liabilities10/49€99k€94k▼
Equity10/15€93k€88k▼
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Other1109/19€19k€19k=
Profit (loss) carried forward14€74k€70k▼
Amounts payable17/49€7k€6k▼
Amounts payable within one year42/48€7k€6k▼
Financial debts43€862€862=
Credit institutions430/8€862€862=
Trade debts44€2k€4k▲
Suppliers440/4€2k€4k▲
Taxes, remuneration and social security45€3k€1k▼
Taxes450/3€3k€1k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€22
Other operating charges640/8€148€150▲
Gross operating margin9900€24k€2k▼
Operating profit (loss)9901€24k€1k▼
Financial charges65/66B€299€60▼
Recurring financial charges65€299€60▼
Profit (loss) for the period before taxes9903€24k€1k▼
Income taxes67/77-€6k
Profit (loss) for the period9904€24k€-4k▼
Profit (loss) for the period to be appropriated9905€24k€-4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€74k€70k▼
Profit (loss) brought forward from the previous period14P€51k€74k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-4k ▼119%
Net result drops to €-4k, the lowest in the series.
21-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €24k ▲21.1%
Operating result €24k, net result €24k, both a record.
30-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity doublescurrent ratio 29.55
Current ratio from 14.65 to 29.55; short-term debt falls from €4k to €2k.
12-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
13-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
15-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 46 days late
05-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 339 days late
05-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 705 days late
2019
31-12
Financial
Liquidity times 44current ratio 72.93
Current ratio from 1.64 to 72.93; short-term debt falls from €34k to €339.
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Battelsesteenweg 1352800 MechelenGround area
90 m²
Building footprint
96 m²
Volume, LiDAR
717 m³
Parcel 12404F0093/00L004, Flanders · tallest building 10.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
BATTEL KEBAP
since 20162.249.996.063
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12404F0093/00L004 | Flanders | 90 m² | 1 · 96 m² | 10.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Recognitions · licences · registrations
Food safety, FASFC
1 siteMechelen2.249.996.063
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GENJI
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DE LINDE
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Of 21,888 companies in sector 56112 we hold annual accounts for 9,780. 7,961 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-01-2016
Fiscal year end31-12
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.