AYA PROPERTIES FUND is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €16.46M and a net result of €-241k. Equity is growing by ~5.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 5507 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-05-2026, 73 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
73 d early
2024
70 d early
2023
29 d late
2022
32 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€16.46M▲ 0.4%
2024 · €16.40M
2022: €14.43M
2023: €14.07M
2024: €16.40M
2022 → 2025
Net result
€-241k
2024 · €76k
2022: €-570k
2023: €-359k
2024: €76k
2022 → 2025
Total assets
€16.46M▼ 21.6%
2024 · €21.00M
2022: €14.53M
2023: €14.16M
2024: €21.00M
2022 → 2025
Solvency
100.0%▲ 21.9pp
2024 · 78.1%
2022: 99.3%
2023: 99.4%
2024: 78.1%
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€14.43M-€14.07M▼ 2.5%€16.40M▲ 16.5%€16.46M▲ 0.4%
Operating result€-579k-€-370k▲ 36.2%€-556k▼ 50.4%€-481k▲ 13.4%
Net result€-570k-€-359k▲ 37.1%€76k€-241k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €481k in 2025 against €556k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €16.42M
Fixed assets
€14.92M▼ 27.5%
Current assets
€1.51M▲ 289%
Equity and liabilities €16.46M
Equity
€16.46M▲ 0.4%
Debt
€1k▼ 100.0%
The debt ratio falls from 21.9% to 0.0%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
100.0%▲
2024 · 78.1%
ROE
-1.5%▼
2024 · 0.5%
ROA
-1.5%▼
2024 · 0.4%
Debt
€1k▼
2024 · €4.60M
Debt ≤ 1 year
€1k▼
2024 · €4.60M
A ratio outside any meaningful range has been withheld (balance sheet total €16.46M, equity €16.46M).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€21.00M€16.46M▼
Formation expenses20€39k€33k▼
Fixed assets21/28€20.57M€14.92M▼
Financial fixed assets28€20.57M€14.92M▼
Current assets29/58€387k€1.51M▲
Amounts receivable within one year40/41€2k€38k▲
Other amounts receivable41€2k€38k▲
Cash at bank and in hand54/58€31k€1.35M▲
Deferred charges and accrued income490/1€355k€121k▼
Equity and liabilities
Total equity and liabilities10/49€21.00M€16.46M▼
Equity10/15€16.40M€16.46M▲
Contributions10/11€17.25M€17.55M▲
Profit (loss) carried forward14€-854k€-1.09M▼
Amounts payable17/49€4.60M€1k▼
Amounts payable within one year42/48€4.60M€1k▼
Financial debts43€4.50M€0▼
Credit institutions430/8€4.50M€0▼
Trade debts44€96k€1k▼
Suppliers440/4€96k€1k▼
Accrued charges and deferred income492/3€4k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k=
Other operating charges640/8€1k€1k▲
Gross operating margin9900€-549k€-474k▲
Operating profit (loss)9901€-556k€-481k▲
Financial income75/76B€817k€289k▼
Recurring financial income75€817k€289k▼
Financial charges65/66B€185k€49k▼
Recurring financial charges65€185k€49k▼
Profit (loss) for the period before taxes9903€76k€-241k▼
Profit (loss) for the period9904€76k€-241k▼
Profit (loss) for the period to be appropriated9905€76k€-241k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-854k€-1.09M▼
Profit (loss) brought forward from the previous period14P€-929k€-854k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Liquidity times 15267current ratio 1286.65
Current ratio from 0.08 to 1286.65; short-term debt falls from €4.60M to €1k.
22-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €76k
Net result €76k after 2 loss-making years.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 32 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Martens-Latem · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kortrijksesteenweg 489830 Sint-Martens-LatemGround area
7,043 m²
Building footprint
1,509 m²
Volume, LiDAR
3,533 m³
Parcel 44064B0246/00F000, Flanders · tallest building 13.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Kortrijksesteenweg 48, 9830 Sint-Martens-Latem
since 20212.323.891.752
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44064B0246/00F000 | Flanders | 7,043 m² | 1 · 1,509 m² | 13.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 153 companies in sector 64310 we hold annual accounts for 73. 28 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-10-2021
Fiscal year end31-12
Activities, NACEBEL
64310Financial service activities, except insurance and pension funding
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.