AVJ 24/24
ActiveAVJ 24/24 has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-99k) and a net result of €99k. Equity remains stable across the filed fiscal years (±1.2% per year). Its solvency ranks better than 5% of 458 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability90▼-7
Solvency8▲+8
Growth66▲+13
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 3.71 against 2.97 in 2024; short-term debt: 25.4% and cash: 87.7% of total assets), but equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 88
Relative position
BE, all sectors
reference
Sector 88
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 458 sector peers (2025).
NBB · sector comparisonPosition among 458 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
11 d early
2024
6 d early
2023
33 d early
2022
33 d early
2021
61 d early
2020
61 d early
2019
16 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€897k▲ 55.9%
2022 · €576k
2020: €814k
2021: €802k
2022: €576k
2020 → 2023
EBIT margin
-6.2%▼ 9.1pp
2022 · 2.9%
2020: -6.8%
2021: -5.7%
2022: 2.9%
2020 → 2023
Net result
€99k▼ 12.6%
2024 · €113k
2018: €-19
2019: €-51k
2020: €-56k
2021: €-34k
2022: €29k
2023: €-44k
2024: €113k
2018 → 2025
Working capital
€405k▲ 26.7%
2024 · €320k
2018: €-7k
2019: €-14k
2020: €-27k
2021: €-17k
2022: €126k
2023: €216k
2024: €320k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€802k-€576k▼ 28.3%€897k▲ 55.9%
Equity€-271k-€-255k▲ 6.1%€-311k▼ 21.9%€-198k▲ 36.3%€-99k▲ 49.8%
Operating result€-46k-€17k€-56k€112k€99k▼ 11.5%
Net result€-34k-€29k€-44k€113k€99k▼ 12.6%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 12% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €588k
Fixed assets
€34k▲ 63.4%
Current assets
€554k▲ 15.0%
Key figures and ratios
EBITDA
€106k▼
2024 · €118k
Cash flow
€105k▼
2024 · €119k
Solvency
-16.9%▲
2024 · -39.3%
Current ratio
3.71▲
2024 · 2.97
Quick ratio
3.71▲
2024 · 2.97
Debt / equity
-6.93▼
2024 · -3.54
ROA
16.8%▼
2024 · 22.4%
Interest coverage
655.79▼
2024 · 754.90
Debt
€688k▼
2024 · €701k
Debt ≤ 1 year
€149k▼
2024 · €163k
Income taxes
€0▼
2024 · €579
Staff costs
€913k▲
2024 · €902k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€503k€588k▲
Fixed assets21/28€21k€34k▲
Tangible fixed assets22/27€21k€34k▲
Land and buildings22€13k€30k▲
Plant, machinery and equipment23€3k€1k▼
Furniture and vehicles24€5k€3k▼
Financial fixed assets28€161€37▼
Current assets29/58€482k€554k▲
Amounts receivable within one year40/41€31k€35k▲
Trade receivables40-€2k
Other amounts receivable41€31k€33k▲
Cash at bank and in hand54/58€446k€516k▲
Deferred charges and accrued income490/1€6k€3k▼
Equity and liabilities
Total equity and liabilities10/49€503k€588k▲
Equity10/15€-198k€-99k▲
Contributions10/11€307k€307k=
Capital10€307k€307k=
Profit (loss) carried forward14€-505k€-406k▲
Amounts payable17/49€701k€688k▼
Amounts payable within one year42/48€163k€149k▼
Trade debts44€26k€7k▼
Suppliers440/4€26k€7k▼
Taxes, remuneration and social security45€137k€143k▲
Taxes450/3€12k€11k▼
Remuneration and social security454/9€125k€132k▲
Accrued charges and deferred income492/3€538k€538k=
Income statement
Code20242025
Non-recurring operating income76A€5k€63k▲
Goods, raw materials, services and sundry goods60/61€974k€74k▼
Remuneration, social security and pensions62€902k€913k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k▲
Other operating charges640/8€892€616▼
Non-recurring operating charges66A€5k€45k▲
Gross operating margin9900€1.03M€1.06M▲
Operating profit (loss)9901€112k€99k▼
Financial income75/76B€2k€87▼
Recurring financial income75€2k€87▼
Financial charges65/66B€157€161▲
Recurring financial charges65€157€161▲
Profit (loss) for the period before taxes9903€113k€99k▼
Income taxes67/77€579€0▼
Profit (loss) for the period9904€113k€99k▼
Profit (loss) for the period to be appropriated9905€113k€99k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-505k€-406k▲
Profit (loss) brought forward from the previous period14P€-617k€-505k▲
Social balance
Average headcount (FTE)908717.318.7▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-09
State Gazette act
General meeting · Director resignationGeneral meeting · Director resignation · Director appointment10 facts ▸
State Gazette act
General meeting · Director resignation
General meeting · Director resignation · Director appointment10 facts ▸
- General meeting, 2026-06-30
- Director resignation, Diman Romina (administratrice)
- Director resignation, Jean-Marie Mal (administrateur)
- Director resignation, Marie-Rose Gravar (administratrice)
- Director appointment, Thérése Nobili (administratrice)
- Director appointment, Gérard Henriet (administrateur)
- Director appointment, Joshua Rinchon (administrateur)
- Director appointment, Marlène Lescrainier (personne chargée de la gestion journalière)
- Director resignation, Jean-Marie Mal (administrateur de l'A.G.)
- Director resignation, Marie-Rose Gravar (administratrice de l'A.G.)
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Back to profitnet €113k
Net result €113k after one loss-making year.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Back to profitnet €29k
Net result €29k after 4 loss-making years.
31-12
Financial
Liquidity doublescurrent ratio 2.05
Current ratio from 0.84 to 2.05.
31-05
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-05
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Weakest financial yearnet €-56k
Net result drops to €-56k, the lowest in the series; recovery starts the following year.
15-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
17-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
08-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
22-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
under verification, no change since 2026
This board is reconstructed from a single act (26112195). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.
Gérard Henriet
CurrentDirector · since 30-06-2026
Joshua Rinchon
CurrentDirector · since 30-06-2026
Marlène Lescrainier
CurrentPersonne chargée de la gestion journalière · since 30-06-2026
Thérése Nobili
CurrentDirector · since 30-06-2026
30-06-2026
Gérard Henriet: Appointed as Director
30-06-2026
Joshua Rinchon: Appointed as Director
30-06-2026
Marlène Lescrainier: Appointed as Personne chargée de la gestion journalière
30-06-2026
Thérése Nobili: Appointed as Director
30-06-2026
Diman Romina: Resigned as Director
30-06-2026
Jean-Marie MAL: Resigned as Administrateur de l'a.g.
30-06-2026
Jean-Marie MAL: Resigned as Director
30-06-2026
Marie-Rose Gravar: Resigned as Director
30-06-2026
Marie-Rose Gravar: Resigned as Administratrice de l'a.g.
Location & real-estate footprint
Registered office, Aiseau-Presles · 1 establishment unit since 1985
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Joseph Arthur Chaudron(PL) 406250 Aiseau-PreslesGround area
323 m²
Building footprint
67 m²
Parcel 52056B0205/00G002, Wallonia. Linked by address, not a title deed.
1 establishment unit
A.V.J. 24-24
since 19852.160.644.514
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52056B0205/00G002 | Wallonia | 323 m² | 1 · 67 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
4 connected companiesLinked via shared directors
viaGérard Henriet · Director
→
viaGérard Henriet · Director
→
viaGérard Henriet · Vice président
→
viaGérard Henriet · Director
→
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Of 2,204 companies in sector 88999 we hold annual accounts for 802. 477 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded30-08-1985
Fiscal year end31-12
Activities, NACEBEL
85323
88999Other social work without accommodation
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.serviceavj.be
E-mail:administration@avj2424.be