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AVERBO

Active
Private limited company·Activiteiten van verzekeringsagenten en -makelaars· 18 yrs active
Korte Keppestraat 9 ·9320 Aalst, Belgium
KBO/BCE: BE 0891.472.065
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Age18 yrs

Summary

Conclusion

the dossier summarised in one paragraph

AVERBO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 15 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 14-11-2025, 106 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 14-11-2025 106 d late 2025-00566309
31-12-2023 31-07-2024 09-10-2024 70 d late 2024-00501367
31-12-2022 31-07-2023 09-10-2023 70 d late 2023-00477124
31-12-2021 31-07-2022 18-06-2022 43 d early 2022-20071832
31-12-2020 31-07-2021 27-10-2021 88 d late 2021-73600130
31-12-2019 31-07-2020 27-10-2020 88 d late 2020-63600258
31-12-2018 31-07-2019 30-09-2019 61 d late 2019-66900211
31-12-2017 31-07-2018 20-12-2018 142 d late 2018-75300084
31-12-2016 31-07-2017 09-07-2018 343 d late 2018-30900264
31-12-2015 31-07-2016 07-03-2018 584 d late 2018-06500244

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Established
Founded in 2007, 19 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Financials

Annual accounts & ratios

Source: NBB
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (verkort). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 verkort 14-11-2025 2025-00566309
31-12-2023 verkort 09-10-2024 2024-00501367
31-12-2022 verkort 09-10-2023 2023-00477124
31-12-2021 verkort 18-06-2022 2022-20071832
31-12-2020 verkort 27-10-2021 2021-73600130
31-12-2019 verkort 27-10-2020 2020-63600258
31-12-2018 verkort 30-09-2019 2019-66900211
31-12-2017 verkort 20-12-2018 2018-75300084
31-12-2016 verkort 09-07-2018 2018-30900264
31-12-2015 verkort 07-03-2018 2018-06500244

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Korte Keppestraat 99320 Aalst

Establishment units

1 location
AVERBO
Korte Keppestraat 9, 9320 AalstOndersteunende activiteiten i.v.m. financiële instellingen, n.e.g.
since 20072.165.199.653
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area7,939 m²
Buildings1
Building footprint611 m²
Volume (LiDAR)15,407 m³
Tallest building29.3 m · ±9 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
41342B0950/00M002 Flanders 7,939 m² 1 · 611 m² 29.3 m · 9 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts
All acts · 1 updated 2 years ago
2023
28-12-2023 Articles of association amended, translation of the articles, coordination of the articles and full restatement of the articles Statutes amendment·Caroline Olemans
Summary: De vennootschap heeft tot voorwerp in België en in het buitenland, zowel in eigen naam en voor eigen rekening, als in naam en voor rekening van derden, een uitgebreide lijst van activiteiten te verric…Notary: Caroline Olemans · Brakel

Analysis

Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector and region
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 482 of the 4,657 companies in this sector.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Verzekeringsagenten en -makelaars66220Activiteiten van verzekeringsagenten en -makelaars66220
Primary activity highlighted.
Names & trade names
Legal nameNL AVERBO
Registered office
Korte Keppestraat 9 bus 1
9320 Aalst, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.