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AVANST

Active
Private limited company·Activiteiten van huisartspraktijken· 2 yrs active
Bosstraat 13 ·3060 Bertem, Belgium
KBO/BCE: BE 1003.024.441
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Age2 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of AVANST is 0.2% (very low). The 2025 annual accounts show equity of €98k and a net result of €49k. Equity is growing by ~92.9% per year across the filed fiscal years. Its solvency ranks better than 69% of 2219 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.

Signals

2 signals · with evidence
Consistently profitable
Positive net result in the two most recent financial years (2024 and 2025).
View the result trend
Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
View the equity trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-05-2026, 79 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 3 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 13-05-2026 79 d early 2026-00110016
31-12-2024 31-07-2025 26-06-2025 35 d early 2025-00179778
31-12-2023 31-07-2024 01-07-2024 30 d early 2024-00187254

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.2% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector Young company +Annual accounts: healthy financial profile

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€49k+14.9%
Working capital€98k+99.3%

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 13-05-2026 with the NBB · fiscal year 2025 · micro
€0€20k€40k€60kOperating result 2023: €8k€8kNet result 2023: €7k€7kOperating result 2024: €54k€54kNet result 2024: €43k€43kOperating result 2025: €62k€62kNet result 2025: €49k€49k202320242025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~92.9%/year over 3 fiscal years, indicative, assuming unchanged policy.
€0€100k€200k2026: €144k (€136k - €152k)2027: €190k (€182k - €198k)2028: €236k (€228k - €244k)2023: €7k2024: €49k2025: €98k202320242025202620272028
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 86, Human health · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 78.9% 58.2%
better than 69% of 2219 sector peers
Net result €49k €60k
better than 43% of 2217 sector peers
Equity €98k €74k
better than 58% of 2219 sector peers
Gross operating margin €62k €95k
better than 33% of 2219 sector peers
Total assets €125k €187k
better than 35% of 2219 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P69
2023: P52 · n=53472024: P72 · n=65842025: P69 · n=22192023 2025
Improving position over 2023-2025 · n=2219-6584
Net result P43
2023: P18 · n=53462024: P48 · n=65782025: P43 · n=22172023 2025
Improving position over 2023-2025 · n=2217-6578
Equity P58
2023: P11 · n=53492024: P36 · n=65842025: P58 · n=22192023 2025
Improving position over 2023-2025 · n=2219-6584
Gross operating margin P33
2023: P10 · n=53432024: P37 · n=65862025: P33 · n=22192023 2025
Improving position over 2023-2025 · n=2219-6586
Describes the position versus peers, not a forecast.
Net profit
€49k
+14.9% 23-25
Total assets
€125k
+104.4% 23-25
Equity
€98k
+99.3% 23-25
Working capital
€98k
+99.3% 23-25
Income taxes
€13k
+13.7% 23-25
Debt
€26k
+126.3% 23-25
Debt ≤ 1y
€26k
+126.3% 23-25
Current ratio
4.74
-9.7% 23-25
Show 5 other metrics
Quick ratio
4.74
-9.7% 23-25
Solvency
78.9%
-2.5% 23-25
Debt / equity
0.27
+13.6% 23-25
ROE
49.8%
-42.4% 23-25
ROA
39.3%
-43.8% 23-25
Figures by fiscal year
Fiscal year2025
Depositmicro
Revenue-
EBITDA-
Net profit€49k
Cash flow-
Staff costs-
Income taxes€13k
Dividends-
Total assets€125k
Equity€98k
Debt€26k
of which ≤ 1y€26k
of which > 1y-
Working capital€98k
Employees (FTE)-
Ratios (computed)
2025
Current ratio4.74
Quick ratio4.74
Working capital ratio78.9%
Solvency78.9%
Debt / equity0.27
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA39.3%
ROE49.8%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts (18 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€125k
Current assets 29/58€125k
Amounts receivable within one year 40/41€18k
Cash & bank 54/58€92k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€125k
Equity 10/15€98k
Contributions / capital 10/11€100
Reserves 13€98k
Amounts payable 17/49€26k
Amounts payable within one year 42/48€26k
Income statement
Gross operating margin 9900€62k
Operating result 9901€62k
Financial income 75€594
Financial charges 65€45
Result before taxes 9903€62k
Income taxes 67/77€13k
Net result for the period 9904€49k
Result to be appropriated 9905€49k
This table shows the latest fiscal year. 2 prior years, with figures and ratios, belong to a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
93 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap

Establishment units

1 location
Bosstraat 13, 3060 Bertem
Organisatie van congressen en beurzen
since 20232.353.214.060
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area979 m²
Buildings1
Building footprint80 m²

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24009B0341/00Z017 Flanders 979 m² 1 · 80 m² -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

0 of 1 acts read

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Financial profile

5 of 5 axes measured
Health93Profitability100Solvency100Growth78Stability82
91 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 93
Profitability 100
Solvency 100
Growth 78
Stability 82

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Activiteiten van huisartspraktijken86210Overige vormen van onderwijs85599
Primary activity highlighted.
Names & trade names
Legal nameNL AVANST
Registered office
Bosstraat 13
3060 Bertem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.