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Complete company report
Generated 04-09-2026
Active BE 0403.423.394Public limited company

Autos Fima

Route de Genval 16 ·1380 Lasne, Belgium· 58 yrs active
Sector: Wholesale of cars and light vans (up to 3.5 tonnes) (46711)
Conclusion Checked

Autos Fima has been active since 1968 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €173k and a net result of €5k. Its solvency ranks better than 67% of 3381 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €173k
Net result €5k
Better than sector 67%
Active 58 yrs
Financial profile 5 of 5 axes measured · computed by Checked
Health69Profitability14Solvency90Growth78Stability100
70 / 100

Strong profile, led by stability.

All 5 axes are computed from data Checked has read.

Health 69
Profitability 14
Solvency 90
Growth 78
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
0.3% Very low
0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1968, 58 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score FY 2024 · computed
69 / 100 Healthy
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€12k
estimate, not credit advice
Score history
43 2023
69 2024
purely financial, excl. current insolvency signals
Score components
Liquidity Current ratio 1.88 (≥ 1.5) +10
Quick ratio Quick ratio 1.14 (≥ 1.0) +5
Leverage Debt/equity 1.11 (< 2.0) +3
Profitability ROE 3% +3
Interest coverage Interest coverage 1.4× (< 1.5×) -10
Profit trend Net profit up YoY +5
Equity growth Equity growing YoY +3
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview47 NBB filings
Annual accounts filed on 21-08-2025 with the NBB · fiscal year 2024 · micro schema
€-40k€-20k€0€20kOperating result 2023: €-10k€-10kNet result 2023: €-25k€-25kOperating result 2024: €21k€21kNet result 2024: €5k€5k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 46, Wholesale trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 47.3% 25.2%
better than 67% of 3381 sector peers
Net result €5k €4k
better than 52% of 3367 sector peers
Equity €173k €22k
better than 88% of 3388 sector peers
Gross operating margin €23k €19k
better than 53% of 3353 sector peers
Total assets €366k €105k
better than 83% of 3386 sector peers
EBITDA
€22k
- 23-24
Net profit
€5k
- 23-24
Cash flow
€6k
- 23-24
Total assets
€366k
-13.8% 23-24
Equity
€173k
+2.8% 23-24
Working capital
€170k
+3.5% 23-24
Debt
€193k
-24.6% 23-24
Debt ≤ 1y
€193k
-24.6% 23-24
Current ratio
1.88
+14.6% 23-24
Quick ratio
1.14
+18.1% 23-24
Solvency
47.3%
+19.2% 23-24
Debt / equity
1.11
-26.7% 23-24
ROE
2.7%
- 23-24
ROA
1.3%
- 23-24
Interest coverage
1.36
- 23-24
Figures by fiscal year and ratios
Fiscal year20242023
Depositmicro schemafull schema
Revenue--
EBITDA€22k€-9k
Net profit€5k€-25k
Cash flow€6k€-24k
Staff costs--
Income taxes--
Dividends--
Total assets€366k€424k
Equity€173k€168k
Debt€193k€256k
of which ≤ 1y€193k€256k
of which > 1y--
Working capital€170k€165k
Employees (FTE)--
Note: these years are not on the same basis. The filed schemas differ (micro schema, full schema), so the columns are not directly comparable.
Ratios (computed)
20242023
Current ratio1.881.64
Quick ratio1.140.96
Working capital ratio46.6%38.8%
Solvency47.3%39.7%
Debt / equity1.111.52
Long-term debt ratio--
Interest coverage1.36-0.63
Gross margin--
Net margin--
ROA1.3%-5.9%
ROE2.7%-14.8%
EBITDA margin--
Days sales outstanding--
Days payable outstanding--
Inventory turnover--
Days inventory (DSI)--
Balance-sheet composition 2024
Full annual accounts (23 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code20242023
Balance sheet, Assets
TOTAL ASSETS 20/58€366k€424k
Fixed assets 21/28€3k€4k
Tangible fixed assets 22/27€2k€3k
Financial fixed assets 28€1k€1k
Current assets 29/58€363k€421k
Stocks & contracts in progress 3€144k€175k
Amounts receivable within one year 40/41€182k€208k
Cash & bank 54/58€918€718
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€366k€424k
Equity 10/15€173k€168k
Contributions / capital 10/11€62k€62k
Reserves 13€7k€7k
Accumulated profits (losses) 14€104k€100k
Amounts payable 17/49€193k€256k
Amounts payable within one year 42/48€193k€256k
Trade debts payable within one year 44€13k€79k
Income statement
Gross operating margin 9900€23k€-8k
Operating result 9901€21k€-10k
Financial income 75-€2
Financial charges 65€16k€15k
Result before taxes 9903€5k€-25k
Net result for the period 9904€5k€-25k
Result to be appropriated 9905€5k€-25k
Legal Structure
NACE primary Wholesale of cars and light vans (up to 3.5 tonnes)(46711)
Legal form Public limited company(014)
Incorporation01-01-1968
StatusActive
Postal code1380
Establishment units 1 location
Route de Genval 16, 1380 Lasne
NACE 50101
since 19622.005.253.383
Real-estate footprint Source: CBE × cadastre
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25076A0608/00B000 Wallonia 3,127 m² 1 · 466 m² -
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 10 events
2025
21-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
31-12
Financial Back to profitnet €5k
Net result €5k after one loss-making year.
29-08
NBB filing Annual accounts filed
fiscal year 2023 · full schema · 29 days late
2023
30-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
30-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
29-06
NBB filing Annual accounts filed
fiscal year 2020 · full schema
2020
27-10
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 88 days late
2019
31-12
NBB filing Annual accounts filed
fiscal year 2018 · full schema · 153 days late
2018
17-10
NBB filing Annual accounts filed
fiscal year 2017 · full schema · 78 days late
2017
13-09
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 44 days late
2016
26-10
NBB filing Annual accounts filed
fiscal year 2015 · full schema · 87 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage 0 of 4 acts read

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Credit advice verdict per customer and amount
Company registry (CBE) Crossroads Bank
Activities
Wholesale of cars and light vans (up to 3.5 tonnes)4671150101Retail sale of cars and light vans (up to 3.5 tonnes)4781145310Retail sale of motor vehicle parts and accessories47820Wholesale of motor vehicle parts and accessories4672050103503015030271100Renting and leasing of cars and light motor vehicles77110
Names & trade names
Legal nameFR Autos Fima
Similar companies Comparable size · 1,069 of 2,132 companies in this sector with filed accounts
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AVL-Motors BE 0554.897.606 · Heist-op-den-Berg
BAF TRUCKS & CARS BE 0762.832.744 · Sint-Agatha-Berchem
EM BE 0887.863.566 · Antwerpen
X-CLASSICS BE 0663.801.682 · Oosterzele
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative