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Complete company report
Generated 09-08-2026
Active BE 0769.717.269Private limited company

AUTO4 SERVICES

Louizalaan 209A ·1050 Elsene, Belgium· 5 yrs active
Conclusion Checked

The computed 12-month bankruptcy probability of AUTO4 SERVICES is 7.7% (elevated). The 2024 annual accounts show equity of €1k and a net result of €-12k. Equity is shrinking by ~39.5% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2025. The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.
Key figures
Equity €1k
Net result €-12k
Active 5 yrs
Board 1
Snowflake analysis 5 axes · computed by Checked
Health7Profitability0Solvency8Growth32Stability94
28 / 100

Fragile profile, watch profitability in particular.

Health 7
Profitability 0
Solvency 8
Growth 32
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
7.7% Elevated
0%0,5%1,5%4%10%≥25%
Young company +No NACE activity registered +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
7 / 100 Critical
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview3 NBB filings
Annual accounts filed on 15-07-2025 with the NBB · fiscal year 2024 · micro
€-20k€-10k€0€10kOperating result 2022: €5k€5kNet result 2022: €4k€4kOperating result 2023: €8k€8kNet result 2023: €6k€6kOperating result 2024: €-12k€-12kNet result 2024: €-12k€-12k202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining At this pace, equity would indicatively turn negative around fiscal year 2025, assuming unchanged policy.
€-10k€0€10k2025: €-1k (€-1k - €-1k)2026: €-4k (€-4k - €-4k)2027: €-7k (€-7k - €-7k)2022: €7k2023: €13k2024: €1k202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

EBITDA
€-9k
- 22-24
Net profit
€-12k
- 22-24
Cash flow
€-9k
- 22-24
Total assets
€19k
-55.2% 22-24
Equity
€1k
-88.9% 22-24
Working capital
€-6k
+51.3% 22-24
Staff costs
€6k
-27.8% 22-24
Income taxes
€2k
+58.5% 22-24
Debt
€17k
-39.2% 22-24
Debt ≤ 1y
€17k
-39.2% 22-24
Current ratio
0.64
+16.2% 22-24
Quick ratio
0.64
+16.2% 22-24
Solvency
7.9%
-75.3% 22-24
Debt / equity
11.59
+449.9% 22-24
ROE
-804.5%
- 22-24
ROA
-63.9%
- 22-24
Interest coverage
-56.61
- 22-24
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€-9k
Net profit€-12k
Cash flow€-9k
Staff costs€6k
Income taxes-
Dividends-
Total assets€19k
Equity€1k
Debt€17k
of which ≤ 1y€17k
of which > 1y-
Working capital€-6k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.64
Quick ratio0.64
Working capital ratio-33.2%
Solvency7.9%
Debt / equity11.59
Long-term debt ratio-
Interest coverage-56.61
Gross margin-
Net margin-
ROA-63.9%
ROE-804.5%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€19k
Fixed assets 21/28€8k
Tangible fixed assets 22/27€8k
Financial fixed assets 28€78
Current assets 29/58€11k
Amounts receivable within one year 40/41€211
Cash & bank 54/58€11k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€19k
Equity 10/15€1k
Contributions / capital 10/11€3k
Accumulated profits (losses) 14€-2k
Amounts payable 17/49€17k
Amounts payable within one year 42/48€17k
Trade debts payable within one year 44€314
Income statement
Gross operating margin 9900€8k
Operating result 9901€-12k
Financial income 75€1
Financial charges 65€153
Result before taxes 9903€-12k
Net result for the period 9904€-12k
Result to be appropriated 9905€-12k
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 1 directors
Current directors & mandates
  • Allouh Bilal
    Director
    State Gazette act 25136116 (27-10-2025)
    Current
    27-10-2025 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary -
Legal form Private limited company(610)
Incorporation15-06-2021
StatusActive
Postal code1050
Connections & network 33 connected companies
Network connections
AZ LIMO SERVICES
Shared address
→
B.S. GROUPE
Shared address
→
BRICO LAEKEN
Shared address
→
CHANY
Shared address
→
FLS Europe
Shared address
→
FONDATION CIPI
Shared address
→
GREAT LAKES TRANS
Shared address
→
GROUP MC
Shared address
→
ILIAS BTJ
Shared address
→
INSANIYA
Shared address
→
JVM TRANSPORT
Shared address
→
KIKI
Shared address
→
KLERBAT
Shared address
→
LIMO EXPRESS
Shared address
→
LMG Advisory
Shared address
→
Louise Legrand 523
Shared address
→
MLK Group
Shared address
→
N.S.B SERVICES
Shared address
→
NTA FIDUCIAIRE
Shared address
→
PAUSE ATTITUDE
Shared address
→
PEDAGOCLIC
Shared address
→
→
Ravenstein 36
Shared address
→
RULLI'S SOLUTIONS
Shared address
→
SAGEVAS
Shared address
→
SANE GROUPE
Shared address
→
STRICTLY CONFIDENTIAL
Shared address
→
TITANEC
Shared address
→
Visio Property BelCo
Shared address
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Establishment units 1 location
AUTO4 SERVICES
Jozef Termoniastraat 29, 1731 AssePersonenvervoer over de weg zonder dienstregeling
since 20212.318.550.319
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
21807G0120/00H005 Brussels 480 m² 1 · 417 m² 29.8 m · 8 fl.
23095C0066/00N006 Flanders 247 m² 1 · 106 m² 13.2 m · 3 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 6 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
27-10-2025
State Gazette act Director changes
v3.2
15-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
17-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
21-07-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
06-01-2023
State Gazette act Registered-office change
v3.2
2021
17-06-2021
State Gazette act Incorporation
oprichting
Belgisch Staatsblad, acts 3 acts
Address history · 1
06-01-2023
v3.2
All acts · 3 updated 9 months ago
2025
27-10-2025 Allouh Bilal appointed as director Director changes
  • Allouh Bilal, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Allouh Bilal",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale extraordinaire tenue le 15/10/2025 accepte \u00E0 l\u0027unanimit\u00E9 la nomination de Monsieur Allouh Bilal en tant qu\u0027administrateur, qu\u0027il accepte."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0769.717.269",
    "name_full": "AUTO4 SERVICES",
    "legal_form": "SRL"
  }
}
2023
06-01-2023 Registered office moved from Evere to Ixelles Registered-office change
  • Avenue Jules Bordet 160, 1140 Evere → Avenue Louise 209A, 1050 Ixelles
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Ixelles",
        "region": "Brussels",
        "street": "Avenue Louise",
        "country": "BE",
        "postcode": "1050",
        "box_number": "7",
        "street_number": "209A"
      },
      "old_address": {
        "city": "Evere",
        "region": "Brussels",
        "street": "Avenue Jules Bordet",
        "country": "BE",
        "postcode": "1140",
        "box_number": "15",
        "street_number": "160"
      },
      "effective_date": "2022-12-31",
      "evidence_quote": "Changement de si\u00E8ge social ... accepte \u00E0 l\u0027unanimit\u00E9 le changement d\u0027adresse \u00E0 partir du 31 d\u00E9cembre 2022, vers Avenue Louise 209A, boite 7 1050 Ixefles. ... Adresse compl\u00E8te du si\u00E8ge: Avenue Jules Bordet 160/15-1140 Evere"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0769.717.269",
    "name_full": "AUTO4 SERVICES",
    "legal_form": "SRL"
  }
}
2021
17-06-2021 Incorporation of a new SRL Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "1140 Evere, Avenue Jules Bordet 160/15",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": null,
        "name": "EL BRAHMI Younes",
        "niss": null,
        "address": "1731 Asse, Jozef Termoniastraat 29GV"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 3000,
      "holder_person_name": "EL BRAHMI Younes",
      "is_subscriber_only": false,
      "n_shares_subscribed": 100,
      "amount_subscribed_eur": 3000,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 3000,
  "subject_company": {
    "kbo": "0769.717.269",
    "name_full": "AUTO4 SERVICES",
    "legal_form": "SRL"
  },
  "initial_directors": [],
  "incorporation_date": "2021-06-04",
  "post_incorporation_mandates": []
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Company registry (CBE) Crossroads Bank
Activities
Detailhandel in andere motorvoertuigen (> 3,5 ton)45193Detailhandel in andere motorvoertuigen (> 3,5 ton)47812Exploitatie van taxi's49320Diensten voor personenvervoer op aanvraag per voertuig met chauffeur49330Goederenvervoer over de weg49410
Primary activity highlighted.
Names & trade names
Legal nameFR AUTO4 SERVICES
Registered office
Louizalaan 209A bus 7
1050 Elsene, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative