AUTO - CENTER
ActiveSummary
AUTO - CENTER has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €148k and a net result of €38k. Equity is growing by ~43.3% per year across the filed fiscal years. Its solvency ranks better than 63% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▲+70
Solvency72▲+36
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity short (current ratio 0.76 against 0.41 in 2024; short-term debt: 45.2% and cash: 13% of total assets), and 53% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47%
Return on assets
12.1%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 03-03-2026, 58 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
58 d early
2024
on the day
2023
42 d early
2022
66 d early
2021
3 d early
2020
45 d early
2019
79 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€148k▲ 325%
2024 · €35k
2018: €-32k
2019: €-21k
2020: €-13k
2021: €-10k
2022: €35k
2023: €12k
2024: €35k
2018 → 2025
Total assets
€314k▲ 0.6%
2024 · €312k
2018: €113k
2019: €112k
2020: €148k
2021: €227k
2022: €152k
2023: €177k
2024: €312k
2018 → 2025
Net result
€38k
2024 · €-12k
2018: €-43k
2019: €11k
2020: €9k
2021: €3k
2022: €45k
2023: €-23k
2024: €-12k
2018 → 2025
Working capital
€-35k▲ 76.8%
2024 · €-149k
2018: €-49k
2019: €-35k
2020: €-41k
2021: €-62k
2022: €-16k
2023: €-64k
2024: €-149k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-10k-€35k€12k▼ 65.7%€35k▲ 186%€148k▲ 325%
Operating result€-12k-€12k€-22k€-11k▲ 48.3%€38k
Net result€3k-€45k▲ 1,264%€-23k€-12k▲ 46.5%€38k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €38k after a loss of €11k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €314k
Fixed assets
€207k ▼ 1.1%
Current assets
€107k ▲ 4.1%
Equity and liabilities €314k
Equity
€148k ▲ 325%
Debt
€166k ▼ 40.0%
Debt's share of the balance-sheet total falls from 88.9% to 53.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€50k▲
2024 · €-2k
Cash flow
€49k▲
2024 · €-3k
Current ratio
0.76▲
2024 · 0.41
Debt to equity
1.13▼
2024 · 7.98
ROE
25.6%▲
2024 · -35.7%
ROA
12.1%▲
2024 · -4.0%
Interest coverage
61.32▲
2024 · -1.75
Debt ≤ 1 year
€142k▼
2024 · €252k
Debt > 1 year
€20k▼
2024 · €25k
Income taxes
€-38▼
2024 · €38
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€312k€314k▲
Formation expenses20€0€0=
Fixed assets21/28€209k€207k▼
Tangible fixed assets22/27€206k€204k▼
Land and buildings22€206k€204k▼
Furniture and vehicles24€0€0=
Financial fixed assets28€3k€2k▼
Current assets29/58€103k€107k▲
Amounts receivable within one year40/41€66k€65k▼
Trade receivables40€66k€65k▼
Other amounts receivable41-€343
Cash at bank and in hand54/58€36k€41k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€312k€314k▲
Equity10/15€35k€148k▲
Contributions10/11€109k€184k▲
Capital10€109k€184k▲
Issued capital100€184k€184k=
Uncalled capital101€75k-
Reserves13€504€504=
Non-distributable reserves130/1€504€504=
Legal reserve130€504€504=
Profit (loss) carried forward14€-75k€-37k▲
Amounts payable17/49€277k€166k▼
Amounts payable after more than one year17€25k€20k▼
Financial debts170/4€25k€20k▼
Amounts payable within one year42/48€252k€142k▼
Current portion of amounts payable after more than one year42€4k€5k▲
Trade debts44€127k€16k▼
Suppliers440/4€127k€16k▼
Taxes, remuneration and social security45€203-
Taxes450/3€49-
Remuneration and social security454/9€154-
Other amounts payable47/48€121k€121k▲
Accrued charges and deferred income492/3-€4k
Income statement
Code20242025
Remuneration, social security and pensions62€-192-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€11k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€-683€52k▲
Operating profit (loss)9901€-11k€38k▲
Financial income75/76B€128€147▲
Recurring financial income75€128€147▲
Financial charges65/66B€1k€815▼
Recurring financial charges65€1k€815▼
Profit (loss) for the period before taxes9903€-12k€38k▲
Income taxes67/77€38€-38▼
Profit (loss) for the period9904€-12k€38k▲
Profit (loss) for the period to be appropriated9905€-12k€38k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-75k€-37k▲
Profit (loss) brought forward from the previous period14P€-63k€-75k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Back to profitnet €38k
Net result €38k after 2 loss-making years.
30-09
Financial
Equity above €100kEq €148k ▲325%
Equity rises from €35k to €148k.
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
19-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
23-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Highest result since 2018net €45k ▲1264%
Net result €45k, the highest in the series.
27-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
16-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
11-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
26-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
10-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aubange · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Rodange - ATHUS 1376791 Aubange1 establishment unit
AUTO-CENTER
since 20212.325.340.517
Similar companies · same sector, comparable size
IMMO-GILLES
BE 0456.325.315
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Het Ochtendpakketje
BE 0744.787.576
Kasterlee · Eq €147,433
D & D INVEST
BE 0872.640.902
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RANS'IMMO
BE 0769.399.050
Verviers · Eq €147,891
DAMES INSOLITES
BE 0475.285.845
Ukkel · Eq €147,235
Of 12,022 companies in sector 68203 we hold annual accounts for 5,986. 4,088 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded13-11-1998
Fiscal year end30-09
Activities, NACEBEL 2025
68203Renting and operating of own or leased non-residential real estate, excluding land
70200Business and other management consultancy
82100Office administrative and support services
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filings
Scores and ratios are computed by Checked and are not a credit decision.