AURUM CAUSIDICA
ActiveSummary
AURUM CAUSIDICA has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €164k and a net result of €3k. Equity is growing by ~12.3% per year across the filed fiscal years. Its solvency ranks better than 45% of 1004 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▲+21
Solvency51▼-2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity short (current ratio 0.74 against 0.74 in 2024; short-term debt: 56.4% and cash: 17.5% of total assets), and 73.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.4%
Return on assets
0.4%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-12-2025, 43 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
43 d early
2024
58 d early
2023
57 d early
2022
97 d early
2021
82 d early
2020
93 d early
2019
53 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€3k▼ 87.8%
2024 · €22k
2019: €-13k
2020: €16k
2021: €56k
2022: €7k
2023: €-398
2024: €22k
2019 → 2025
Working capital
€-92k▼ 18.4%
2024 · €-78k
2019: €-74k
2020: €-77k
2021: €-48k
2022: €-58k
2023: €-77k
2024: €-78k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€133k-€140k▲ 5.3%€139k▼ 0.3%€161k▲ 15.6%€164k▲ 1.7%
Operating result€113k-€38k▼ 66.2%€30k▼ 21.2%€58k▲ 93.2%€7k▼ 88.1%
Net result€56k-€7k▼ 87.4%€-398€22k€3k▼ 87.8%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 88% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €619k
Fixed assets
€362k ▼ 0.8%
Current assets
€257k ▲ 16.5%
Equity and liabilities €619k
Equity
€164k ▲ 1.7%
Provisions
€22k =
Debt
€433k ▲ 7.7%
Debt's share of the balance-sheet total rises from 68.7% to 70.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€39k▼
2024 · €88k
Cash flow
€35k▼
2024 · €52k
Current ratio
0.74▼
2024 · 0.74
Debt to equity
2.65▲
2024 · 2.50
ROE
1.6%▼
2024 · 13.5%
ROA
0.4%▼
2024 · 3.7%
Interest coverage
6.97▲
2024 · 3.00
Debt ≤ 1 year
€349k▲
2024 · €299k
Debt > 1 year
€82k▼
2024 · €103k
Income taxes
€1k▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 56 lines
Balance sheet
Code20242025
Assets
Total assets20/58€585k€619k▲
Fixed assets21/28€365k€362k▼
Tangible fixed assets22/27€364k€361k▼
Land and buildings22€183k€171k▼
Plant, machinery and equipment23€13k€37k▲
Furniture and vehicles24-€1k
Leasing and similar rights25€167k€151k▼
Other tangible fixed assets26€443€295▼
Financial fixed assets28€1k€1k=
Current assets29/58€221k€257k▲
Amounts receivable within one year40/41€28k€46k▲
Other amounts receivable41€28k€46k▲
Current investments50/53€100k€102k▲
Cash at bank and in hand54/58€92k€108k▲
Deferred charges and accrued income490/1€434€720▲
Equity and liabilities
Total equity and liabilities10/49€585k€619k▲
Equity10/15€161k€164k▲
Contributions10/11€12k€12k=
Reserves13€156k€156k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€155k€155k=
Profit (loss) carried forward14€-8k€-5k▲
Provisions and deferred taxes16€22k€22k=
Provisions for liabilities and charges160/5€22k€22k=
Other liabilities and charges164/5€22k€22k=
Amounts payable17/49€402k€433k▲
Amounts payable after more than one year17€103k€82k▼
Financial debts170/4€103k€82k▼
Other amounts payable178/9€74€72▼
Amounts payable within one year42/48€299k€349k▲
Current portion of amounts payable after more than one year42€32k€28k▼
Trade debts44€687€2k▲
Suppliers440/4€687€2k▲
Taxes, remuneration and social security45€10k€11k▲
Taxes450/3€10k€11k▲
Other amounts payable47/48€257k€308k▲
Accrued charges and deferred income492/3€50€2k▲
Income statement
Code20242025
Non-recurring operating income76A€25k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€32k▲
Other operating charges640/8€5k€5k▲
Non-recurring operating charges66A€2k-
Gross operating margin9900€95k€44k▼
Operating profit (loss)9901€58k€7k▼
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€29k€6k▼
Recurring financial charges65€29k€6k▼
Profit (loss) for the period before taxes9903€31k€4k▼
Income taxes67/77€9k€1k▼
Profit (loss) for the period9904€22k€3k▼
Profit (loss) for the period to be appropriated9905€22k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€13k€-5k▼
Profit (loss) brought forward from the previous period14P€-9k€-8k▲
Transfer to equity691/2€21k-
To contributions691€21k-
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
19-12
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2024
04-12
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
30-06
Financial
Back to profitnet €22k
Net result €22k after one loss-making year.
30-06
Financial
Equity above €150kEq €161k ▲15.6%
Equity rises from €139k to €161k.
2023
05-12
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2022
26-10
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2021
10-11
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
30-06
Financial
Highest result since 2019net €56k ▲251%
Operating result €113k, net result €56k, both a record.
30-06
Financial
Equity above €100kEq €133k ▲72.7%
2 profitable years in a row build equity to €133k.
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
30-06
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
2019
09-12
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
Show earlier events
07-01
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
22-12
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
13-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Esneux · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chera de la Gombe 31B4130 EsneuxGround area
1,710 m²
Building footprint
123 m²
Parcel 62032D0542/00A000, Wallonia. Linked by address, not a title deed.
1 establishment unit
AURUM CAUSIDICA
since 20082.292.300.634
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62032D0542/00A000 | Wallonia | 1,710 m² | 1 · 123 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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CR AVOCAT Société d’avocats
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Of 22,058 companies in sector 69101 we hold annual accounts for 9,052. 7,499 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-01-2008
Fiscal year end30-06
Activities, NACEBEL 2025
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.