ATHOIS LA FORME
ActiveSummary
ATHOIS LA FORME has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €116k and a net result of €19k. Equity is growing by ~33.9% per year across the filed fiscal years. Its solvency ranks better than 72% of 2304 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80=
Solvency80▲+8
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity short (current ratio 0.46 against 0.4 in 2024; short-term debt: 27.1% and cash: 8.7% of total assets), and 44.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 93
Relative position
BE, all sectors
reference
Sector 93
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55.3%
Return on assets
9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
26 d late
2023
54 d early
2022
26 d early
2021
34 d early
2020
26 d early
2019
91 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€116k▲ 19.4%
2024 · €97k
2018: €-25k
2019: €-7k
2020: €25k
2021: €49k
2022: €62k
2023: €79k
2024: €97k
2018 → 2025
Total assets
€210k▲ 1.3%
2024 · €207k
2018: €262k
2019: €235k
2020: €230k
2021: €217k
2022: €230k
2023: €215k
2024: €207k
2018 → 2025
Net result
€19k▲ 0.2%
2024 · €19k
2018: €4k
2019: €26k
2020: €32k
2021: €24k
2022: €13k
2023: €17k
2024: €19k
2018 → 2025
Working capital
€-31k▲ 12.6%
2024 · €-35k
2018: €-109k
2019: €-104k
2020: €-74k
2021: €-61k
2022: €-55k
2023: €-46k
2024: €-35k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€49k-€62k▲ 26.0%€79k▲ 26.8%€97k▲ 23.9%€116k▲ 19.4%
Operating result€33k-€22k▼ 32.4%€29k▲ 29.6%€30k▲ 4.8%€31k▲ 2.5%
Net result€24k-€13k▼ 47.3%€17k▲ 30.1%€19k▲ 13.2%€19k▲ 0.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 3% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €210k
Fixed assets
€184k ▲ 0.3%
Current assets
€26k ▲ 8.8%
Equity and liabilities €210k
Equity
€116k ▲ 19.4%
Debt
€94k ▼ 14.7%
Debt's share of the balance-sheet total falls from 53.1% to 44.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€51k▲
2024 · €50k
Cash flow
€39k▼
2024 · €39k
Current ratio
0.46▲
2024 · 0.40
Quick ratio
0.33▲
2024 · 0.30
Debt to equity
0.81▼
2024 · 1.13
ROE
16.2%▼
2024 · 19.3%
ROA
9.0%▼
2024 · 9.1%
Interest coverage
20.80▲
2024 · 18.97
Debt ≤ 1 year
€57k▼
2024 · €59k
Debt > 1 year
€36k▼
2024 · €51k
Income taxes
€10k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet
Code20242025
Assets
Total assets20/58€207k€210k▲
Fixed assets21/28€183k€184k▲
Tangible fixed assets22/27€183k€184k▲
Land and buildings22€149k€142k▼
Plant, machinery and equipment23€7k€20k▲
Furniture and vehicles24€2k€5k▲
Leasing and similar rights25€23k€14k▼
Other tangible fixed assets26€3k€2k▼
Financial fixed assets28€75€75=
Current assets29/58€24k€26k▲
Stocks and contracts in progress3€6k€7k▲
Stocks30/36€6k€7k▲
Amounts receivable within one year40/41€776-
Trade receivables40€282-
Other amounts receivable41€494-
Cash at bank and in hand54/58€16k€18k▲
Deferred charges and accrued income490/1€1k€761▼
Equity and liabilities
Total equity and liabilities10/49€207k€210k▲
Equity10/15€97k€116k▲
Contributions10/11€6k€6k=
Reserves13€91k€110k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€89k€108k▲
Profit (loss) carried forward14€24€24=
Amounts payable17/49€110k€94k▼
Amounts payable after more than one year17€51k€36k▼
Financial debts170/4€51k€36k▼
Amounts payable within one year42/48€59k€57k▼
Current portion of amounts payable after more than one year42€34k€37k▲
Trade debts44€11k€8k▼
Suppliers440/4€11k€8k▼
Taxes, remuneration and social security45€11k€12k▲
Taxes450/3€9k€10k▲
Remuneration and social security454/9€1k€1k=
Other amounts payable47/48€3k€265▼
Accrued charges and deferred income492/3-€850
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€20k▼
Other operating charges640/8€7k€8k▲
Gross operating margin9900€58k€59k▲
Operating profit (loss)9901€30k€31k▲
Financial income75/76B€689€94▼
Recurring financial income75€689€94▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€28k€29k▲
Income taxes67/77€9k€10k▲
Profit (loss) for the period9904€19k€19k▲
Profit (loss) for the period to be appropriated9905€19k€19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€19k€19k▲
Profit (loss) brought forward from the previous period14P€24€24=
Transfer to equity691/2€19k€19k▲
To other reserves6921€19k€19k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €100kEq €116k ▲19.4%
8 profitable years in a row build equity to €116k.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
07-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €32k ▲23.8%
Operating result €46k, net result €32k, both a record.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
17-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
16-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
18-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ath · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Route de Lessines 1077800 AthGround area
1,270 m²
Building footprint
195 m²
Parcel 51004B0164/00E000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Route de Lessines 107, 7800 Ath
since 20052.150.958.568
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 51004B0164/00E000 | Wallonia | 1,270 m² | 1 · 195 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GYM BOUTIQUE
BE 0717.993.802
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HAMONT FIT
BE 0781.431.406
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JUVENALIS
BE 0553.827.042
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CENTRE MAGIC
BE 0774.832.436
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SYLVAIN WERRION
BE 0543.587.604
Couvin · Eq €114,229
Of 1,518 companies in sector 93130 we hold annual accounts for 687. 525 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-10-2005
Fiscal year end31-12
Activities, NACEBEL 2025
93130Fitness centres
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.