ATFIME
ActiveATFIME is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €124k and a net result of €83k. Equity is growing by ~3% per year across the filed fiscal years. Its solvency ranks better than 23% of 6144 sector peers (fiscal year 2024). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 6144 sector peers (2024).
NBB · sector comparisonPosition among 6144 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
30 d early
2022
32 d early
2021
40 d early
2020
40 d early
2019
38 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€124k▼ 76.3%
2023 · €523k
2018: €376k
2019: €394k
2020: €406k
2021: €418k
2022: €349k
2023: €523k
2018 → 2024
Net result
€83k▼ 52.5%
2023 · €175k
2018: €14k
2019: €18k
2020: €12k
2021: €12k
2022: €-43k
2023: €175k
2018 → 2024
Total assets
€545k▼ 15.2%
2023 · €643k
2018: €510k
2019: €499k
2020: €498k
2021: €557k
2022: €642k
2023: €643k
2018 → 2024
Solvency
22.8%▼ 58.6pp
2023 · 81.4%
2018: 73.7%
2019: 78.9%
2020: 81.5%
2021: 75.0%
2022: 54.3%
2023: 81.4%
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€406k-€418k▲ 2.9%€349k▼ 16.5%€523k▲ 50.0%€124k▼ 76.3%
Operating result€23k-€23k▲ 2.7%€-42k€51k€125k▲ 145%
Net result€12k-€12k▼ 4.3%€-43k€175k€83k▼ 52.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 145% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €545k
Fixed assets
€528k▲ 11.1%
Current assets
€18k▼ 89.6%
Equity and liabilities €545k
Equity
€124k▼ 76.3%
Debt
€421k▲ 251%
The debt ratio rises from 18.6% to 77.2%: debt grows while equity shrinks.
Key figures and ratios
Solvency
22.8%▼
2023 · 81.4%
ROE
66.7%▲
2023 · 33.3%
ROA
15.2%▼
2023 · 27.1%
Debt
€421k▲
2023 · €120k
Debt ≤ 1 year
€314k▲
2023 · €34k
Debt > 1 year
€107k▲
2023 · €86k
Income taxes
€38k▲
2023 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€643k€545k▼
Fixed assets21/28€475k€528k▲
Tangible fixed assets22/27€29k€81k▲
Plant, machinery and equipment23€5k€5k▼
Furniture and vehicles24€1k€3k▲
Leasing and similar rights25-€56k
Other tangible fixed assets26€22k€18k▼
Financial fixed assets28€446k€446k=
Current assets29/58€168k€18k▼
Amounts receivable after more than one year29€152k-
Other amounts receivable291€152k-
Amounts receivable within one year40/41€11k€13k▲
Trade receivables40-€1k
Other amounts receivable41€11k€11k▲
Cash at bank and in hand54/58€3k€2k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€643k€545k▼
Equity10/15€523k€124k▼
Contributions10/11€295k-
Reserves13€228k€124k▼
Distributable reserves133€228k€124k▼
Amounts payable17/49€120k€421k▲
Amounts payable after more than one year17€86k€107k▲
Financial debts170/4€86k€107k▲
Amounts payable within one year42/48€34k€314k▲
Current portion of amounts payable after more than one year42€19k€31k▲
Financial debts43-€30k
Credit institutions430/8-€30k
Trade debts44€13k€6k▼
Suppliers440/4€13k€6k▼
Taxes, remuneration and social security45€2k€6k▲
Taxes450/3€2k€4k▲
Remuneration and social security454/9-€2k
Other amounts payable47/48-€241k
Income statement
Code20232024
Non-recurring operating income76A-€15k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€19k▲
Other operating charges640/8€2k€3k▲
Non-recurring operating charges66A€32k-
Gross operating margin9900€91k€147k▲
Operating profit (loss)9901€51k€125k▲
Financial income75/76B€134k€0▼
Recurring financial income75€134k€0▼
Financial charges65/66B€7k€4k▼
Recurring financial charges65€7k€4k▼
Profit (loss) for the period before taxes9903€178k€121k▼
Income taxes67/77€4k€38k▲
Profit (loss) for the period9904€175k€83k▼
Profit (loss) for the period to be appropriated9905€175k€83k▼
Appropriation of the result
Profit (loss) to be appropriated9906€131k€83k▼
Profit (loss) brought forward from the previous period14P€-43k-
Transfer from equity791/2-€187k
Transfer to equity691/2€131k€83k▼
To other reserves6921€131k€83k▼
Profit to be distributed694/7-€187k
Return on contributions (dividend)694-€187k
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €175k
Net result €175k after one loss-making year.
31-12
Financial
Liquidity times 7current ratio 4.92
Current ratio from 0.72 to 4.92; short-term debt falls from €188k to €34k.
31-12
Financial
Equity above €500kEq €523k ▲50%
Equity rises from €349k to €523k.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €-43k ▼470%
Net result drops to €-43k, the lowest in the series; recovery starts the following year.
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
23-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
14-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kloosterlaan 283500 HasseltGround area
1,124 m²
Building footprint
303 m²
Volume, LiDAR
1,382 m³
Parcel 71324E0719/00K000, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ATFIME
since 20142.237.061.906
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71324E0719/00K000 | Flanders | 1,124 m² | 1 · 302 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 2,249 EUR awarded · 2,249 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,249 EUR | 2,249 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 24,637 companies in sector 64210 we hold annual accounts for 19,690. 12,801 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-10-2014
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
68110Buying and selling of own real estate
68203Renting and operating of own or leased non-residential real estate, excluding land
68204Real estate activities
70200Business and other management consultancy
70220Business consulting
74201Photography, excluding press photography
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.