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ATD GROUP

Active
Rue des Fonds Coppée(PAU) 16 ·7100 La Louvière, Belgium
KBO/BCE: BE 1003.873.883
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Full dossier in preparation

Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age2 yrs
Real estate1 parcel · 551 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of ATD GROUP is 3.6% (moderate). The 2024 annual accounts show equity of €81k and a net result of €76k. Its solvency ranks better than 59% of 2254 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Filing behaviour

From the deposit records, complete market-wide
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-08-2025, 23 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2024 31-07-2025 23-08-2025 23 d late 2025-00402840

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
3.6% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€76k
Working capital€65k

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 23-08-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 49, Land transport · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 34.2% 27.4%
better than 59% of 2254 sector peers
Net result €76k €6k
better than 95% of 2238 sector peers
Equity €81k €17k
better than 87% of 2260 sector peers
Gross operating margin €101k €28k
better than 78% of 2226 sector peers
Staff costs €4k €36k
higher than 20% of 1019 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Depositmicro
Revenue-
EBITDA€96k
Net profit€76k
Cash flow€79k
Staff costs€4k
Income taxes€19k
Dividends-
Total assets€235k
Equity€81k
Debt€155k
of which ≤ 1y€155k
of which > 1y-
Working capital€65k
Employees (FTE)-
Ratios (computed)
2024
Current ratio1.42
Quick ratio1.42
Working capital ratio27.6%
Solvency34.2%
Debt / equity1.92
Long-term debt ratio-
Interest coverage84.99
Gross margin-
Net margin-
ROA32.1%
ROE93.8%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€235k
Fixed assets 21/28€16k
Tangible fixed assets 22/27€15k
Financial fixed assets 28€1k
Current assets 29/58€220k
Amounts receivable within one year 40/41€109k
Cash & bank 54/58€9k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€235k
Equity 10/15€81k
Contributions / capital 10/11€5k
Accumulated profits (losses) 14€76k
Amounts payable 17/49€155k
Amounts payable within one year 42/48€155k
Trade debts payable within one year 44€92k
Income statement
Gross operating margin 9900€101k
Operating result 9901€93k
Financial income 75€3k
Financial charges 65€1k
Result before taxes 9903€95k
Income taxes 67/77€19k
Net result for the period 9904€76k
Result to be appropriated 9905€76k
Ratios computed by Checked.

Health barometer

FY 2024 · computed
81 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap

Establishment units

1 location
ATD GROUP
Rue des Fonds Coppée(PAU) 16, 7100 La LouvièrePersonenvervoer over de weg zonder dienstregeling
since 20242.353.844.164
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area551 m²
Buildings1
Building footprint90 m²
Volume (LiDAR)511 m³
Tallest building6.3 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
55015B0134/00E002 Wallonia 551 m² 1 · 90 m² 6.3 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health81Profitability100Solvency63Growth-Stability67
78 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 81
Profitability 100
Solvency 63
Growth -
Stability 67

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AI due-diligence brief

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Comparable size, same sector
We hold annual accounts for 765 of the 6,614 companies in this sector. 491 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Exploitatie van taxi's49320Diensten voor personenvervoer op aanvraag per voertuig met chauffeur49330Diensten in verband met vervoer te land52210Diensten in verband met vervoer te land52210
Primary activity highlighted.
Names & trade names
Legal nameFR ATD GROUP
Registered office
Rue des Fonds Coppée(PAU) 16
7100 La Louvière, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.