Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of ATC & Partners is 0.1% (very low). The 2024 annual accounts show equity of €325k and a net result of €41k. Equity is growing by ~2.8% per year across the filed fiscal years. Its solvency ranks better than 73% of 482 sector peers (fiscal year 2024). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 7 annual accounts.
Signals
1 signal · with evidenceConsistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Filing behaviour
From the deposit records, complete market-wideDeadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 19 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-07-2025, 1 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not filed | - |
| 31-12-2024 | 31-07-2025 | 30-07-2025 | 1 d early | 2025-00345051 |
| 31-12-2023 | 31-07-2024 | 30-07-2024 | 1 d early | 2024-00314515 |
| 31-12-2022 | 31-07-2023 | 30-07-2023 | 1 d early | 2023-00299881 |
| 31-12-2021 | 31-07-2022 | 27-07-2022 | 4 d early | 2022-20239998 |
| 31-12-2020 | 31-07-2021 | 31-07-2021 | on the day | 2021-45700581 |
| 31-12-2019 | 31-07-2020 | 29-07-2020 | 2 d early | 2020-36200341 |
| 31-12-2018 | 31-07-2019 | 29-07-2019 | 2 d early | 2019-40100068 |
| 31-12-2017 | 31-07-2018 | 27-06-2018 | 34 d early | 2018-24800586 |
| 31-12-2016 | 31-07-2017 | 23-06-2017 | 38 d early | 2017-20800545 |
| 31-12-2015 | 31-07-2016 | 22-06-2016 | 39 d early | 2016-20800276 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsEstablished
Founded in 2009, 17 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone0.1%
Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector
−Long track record
−
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€41k+804.7%
Working capital€299k+15.3%
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 30-07-2025 with the NBB · fiscal year 2024 · verkort
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing
Equity: growth of ~2.8%/year over 7 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2024 · NACE 69, Legal & accounting · compared within the same schema type (abbreviated schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 53.2% | 22.3% | |
| Net result | €41k | €101k | |
| Equity | €325k | €167k | |
| Gross operating margin | €397k | €461k | |
| Staff costs | €259k | €375k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
P73
Stable position over 2020-2024
· n=125-482
P30
Weakening position over 2020-2024
· n=124-482
P69
Stable position over 2020-2024
· n=125-482
P46
Stable position over 2020-2024
· n=125-482
Describes the position versus peers, not a forecast.
€110k
+83.6%
18-24
€41k
+804.7%
18-24
€69k
+99.0%
18-24
€611k
-0.8%
18-24
€325k
+6.1%
18-24
€299k
+15.3%
18-24
5
-27.5%
18-24
€259k
-15.5%
18-24
Show 12 other metrics
€33k
+79.8%
18-24
€22k
-62.5%
18-24
€286k
-7.6%
18-24
€243k
-8.7%
18-24
€19k
-56.0%
18-24
2.23
+13.0%
18-24
2.23
+13.0%
18-24
53.2%
+6.9%
18-24
0.88
-12.9%
18-24
12.6%
+752.4%
18-24
6.7%
+811.6%
18-24
15.21
+64.4%
18-24
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Deposit | verkort |
| Revenue | - |
| EBITDA | €110k |
| Net profit | €41k |
| Cash flow | €69k |
| Staff costs | €259k |
| Income taxes | €33k |
| Dividends | €22k |
| Total assets | €611k |
| Equity | €325k |
| Debt | €286k |
| of which ≤ 1y | €243k |
| of which > 1y | €19k |
| Working capital | €299k |
| Employees (FTE) | 5.0 |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 2.23 |
| Quick ratio | 2.23 |
| Working capital ratio | 49.0% |
| Solvency | 53.2% |
| Debt / equity | 0.88 |
| Long-term debt ratio | 0.06 |
| Interest coverage | 15.21 |
| Gross margin | - |
| Net margin | - |
| ROA | 6.7% |
| ROE | 12.6% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts (24 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €611k |
| Fixed assets | 21/28 | €69k |
| Formation expenses | 20 | €0 |
| Tangible fixed assets | 22/27 | €68k |
| Financial fixed assets | 28 | €149 |
| Current assets | 29/58 | €542k |
| Amounts receivable within one year | 40/41 | €271k |
| Cash & bank | 54/58 | €161k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €611k |
| Equity | 10/15 | €325k |
| Contributions / capital | 10/11 | €25k |
| Reserves | 13 | €300k |
| Amounts payable | 17/49 | €286k |
| Amounts payable after one year | 17 | €19k |
| Amounts payable within one year | 42/48 | €243k |
| Trade debts payable within one year | 44 | €46k |
| Income statement | ||
| Gross operating margin | 9900 | €397k |
| Operating result | 9901 | €82k |
| Financial income | 75 | €15 |
| Financial charges | 65 | €7k |
| Result before taxes | 9903 | €74k |
| Income taxes | 67/77 | €33k |
| Net result for the period | 9904 | €41k |
| Result to be appropriated | 9905 | €41k |
This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2024 · computed100
/ 100
Excellent
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Directors
Directors & mandates
1 directorCurrent directors & mandates
-
Gino MARTENSDirectorState Gazette act 24360699 (15-02-2024)Current15-02-2024 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Activiteiten van (gecertificeerde) (fiscaal) accountants(69201) |
| Legal form | Private limited company(610) |
| Incorporation | 01-04-2009 |
| Status | Active |
| Postal code | 9450 |
Structure & network
Locations & real estate
Registered office
from the Crossroads BankCannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vlamstraat(De) 79450 HaaltertEstablishment units
1 locationATC & Partners
since 20092.177.541.122
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area2.2 ha
Buildings1
Building footprint1.2 ha
Volume (LiDAR)121,201 m³
Tallest building15.0 m · ±4 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41010B0737/00F003 | Flanders | 2.2 ha | 1 · 1.2 ha | 15.0 m · 4 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
3 acts Company purpose
het verkrijgen, het behouden, het beheren en het uitbreiden van haar patrimonium bestaande uit roerende en onroerende goederen en rechten in de meest ruime zin ...
Per act of 06-05-2026
Capital history · 1
06-05-2026
Founding capital: amount: 10000.0, shares: 100, currency: EUR, price_per_share: 100.0
Address history · 1
06-05-2026
Registered seat: Kwalestraat 52, 9420 Erpe-Mere
All acts · 3
updated 3 months ago
2026
06-05-2026 Notarial deed · Incorporation · Founder · Founding capital
- Publication: 2026-05-06 · Magema
- Filing: 2026-05-04 · Magema
- Notarial deed: 2026-04-30 · Magema
- Incorporation: 2026-04-30 · Magema
- Founder · Magema
- Founder · Magema
- Founding capital: amount: 10000.0, shares: 100, currency: EUR, price_per_share: 100.0 · Magema
- Share distribution: amount: 5000.0, shares: 50, currency: EUR · Magema
- Share distribution: amount: 5000.0, shares: 50, currency: EUR · Magema
- Purpose: het verkrijgen, het behouden, het beheren en het uitbreiden van haar patrimonium bestaande uit roerende en onroerende goederen en rechten in de meest ruime zin ... · Magema
- Registered seat: Kwalestraat 52, 9420 Erpe-Mere · Magema
- Officer appointment: role: niet-statutair bestuurder, duration: onbepaalde duur · Magema
- Officer appointment: role: niet-statutair bestuurder, duration: onbepaalde duur · Magema
- Mandate compensation: bezoldigd · Magema
- Mandate compensation: bezoldigd · Magema
- Power of attorney: lasthebber ad hoc ... om alle documenten te ondertekenen en alle nodige formaliteiten te vervullen bij de administratie van de btw en met het oog op de inschrijving bij de Kruispuntbank van Ondernemingen en invullen van het UBO. · Magema
- Power of attorney: machtigen ... om op naam van de vennootschap een elektronisch effectenregister te openen en de inschrijvingen van het huidig aandeelhouderschap in te voeren en te ondertekenen ... · Magema
- First fiscal year: end: 2027-12-31, start: 2026-05-04 · Magema
- Pre incorporation ratification: 2026-02-01 · Magema
- Annual meeting schedule: de laatste vrijdag van de maand juni · Magema
- Governance rule: De vennootschap wordt bestuurd door één of meer bestuurders ... · Magema
- Representation rule: Indien er meerdere bestuurders zijn wordt de vennootschap jegens derden en in rechte als eiser of als verweerder door het collegiaal orgaan. · Magema
- Act object: OPRICHTING
Summary:
Notarial deed · Incorporation · Founder · Founding capitalNotary:
Iris De Brakeleer
20-03-2026 Notarial deed · General meeting · Net asset statement · Dissolution
- Publication: 20/03/2026 · Carrosserie Rumar
- Filing: 12/03/2026 · Carrosserie Rumar
- Notarial deed: 19/02/2026 · Carrosserie Rumar
- General meeting: 19/02/2026 · Carrosserie Rumar
- Net asset statement: date: 31/12/2025, amount: 652442.44, currency: EUR · Carrosserie Rumar
- Dissolution: date: 2026-02-19, type: vrijwillige ontbinding · Carrosserie Rumar
- Liquidation: date: 19/02/2026, liquidator: bestuurders · Carrosserie Rumar
- Officer discharge · Carrosserie Rumar
- Liquidation closure: 19/02/2026 · Carrosserie Rumar
- Filing representative: formaliteiten bij het Rechtspersonenregister, bij de diensten van de Belasting over de Toegevoegde Waarde, alsook bij de ondernemingsrechtbank · ATC & PARTNERS
- Asset distribution: toegekend aan aandeelhouders Plas en Robijn in verhouding tot hun aandelenbezit · Carrosserie Rumar
- Debt guarantee: aandeelhouders instaan voor betaling onbekende schulden · Carrosserie Rumar
- Officer resignation · Carrosserie Rumar
Summary:
Notarial deed · General meeting · Net asset statement · Dissolution
2024
15-02-2024 Gino MARTENS appointed as director correction
Analysis
Financial profile
5 of 5 axes measured87
/ 100
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Health
100
Profitability
63
Solvency
96
Growth
78
Stability
100
Credit advice
verdict per customer and amountSimilar
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We hold annual accounts for 1,589 of the 12,134 companies in this sector. 1,049 of them are within a factor 10 of this company's equity.
Company registry
Company registry (CBE)
Crossroads BankActivities
Activiteiten van (gecertificeerde) (fiscaal) accountants69201
Primary activity highlighted.
Names & trade names
| Legal nameNL | ATC & Partners |
Registered office
Vlamstraat(De) 7 bus 4
9450 Haaltert, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.