AT WORK
ActiveSummary
The computed 12-month bankruptcy probability of AT WORK is 2.8% (moderate). The 2025 annual accounts show negative equity (€-14k) and a net result of €-2k. Equity is shrinking by ~82.7% per year across the filed fiscal years. Its solvency ranks better than 9% of 11322 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
18
/ 100
Critical
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability3▲+1
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
2.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.46 against 0.79 in 2024; short-term debt: 217.9% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-117.9%
Return on assets
-12.8%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €-14k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
27 d late
2024
30 d late
2023
30 d late
2022
289 d late
2021
652 d late
2020
1017 d late
2019
200 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-14k▼ 12.1%
2024 · €-13k
2019: €3k
2020: €19k
2021: €6k
2022: €-2k
2023: €-6k
2024: €-13k
2019 → 2025
Total assets
€12k▼ 75.3%
2024 · €49k
2019: €39k
2020: €69k
2021: €62k
2022: €58k
2023: €60k
2024: €49k
2019 → 2025
Net result
€-2k▲ 76.9%
2024 · €-7k
2019: €3k
2020: €16k
2021: €-13k
2022: €-8k
2023: €-4k
2024: €-7k
2019 → 2025
Working capital
€-14k▼ 12.1%
2024 · €-13k
2019: €398
2020: €30k
2021: €15k
2022: €4k
2023: €-5k
2024: €-13k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€6k-€-2k€-6k▼ 257%€-13k▼ 111%€-14k▼ 12.1%
Operating result€-11k-€-6k▲ 44.3%€-3k▲ 56.6%€-7k▼ 144%€-929▲ 86.3%
Net result€-13k-€-8k▲ 39.7%€-4k▲ 44.9%€-7k▼ 54.6%€-2k▲ 76.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €929 in 2025 against €7k in 2024; the loss shrinks.
Key figures and ratios
EBITDA
€-929▲
2024 · €-7k
Cash flow
€-2k▲
2024 · €-7k
Solvency
-117.9%▼
2024 · -26.0%
Current ratio
0.46▼
2024 · 0.79
Debt to equity
-1.85▲
2024 · -4.85
ROA
-12.8%▲
2024 · -13.7%
Interest coverage
-1.49▲
2024 · -15.36
Debt
€26k▼
2024 · €62k
Debt ≤ 1 year
€26k▼
2024 · €62k
Income taxes
€0▲
2024 · €-494
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 30 lines
Balance sheet
Code20242025
Assets
Total assets20/58€49k€12k▼
Current assets29/58€49k€12k▼
Amounts receivable within one year40/41€49k€12k▼
Trade receivables40€49k-
Other amounts receivable41-€12k
Equity and liabilities
Total equity and liabilities10/49€49k€12k▼
Equity10/15€-13k€-14k▼
Contributions10/11€100€100=
Profit (loss) carried forward14€-13k€-14k▼
Amounts payable17/49€62k€26k▼
Amounts payable within one year42/48€62k€26k▼
Financial debts43€3k€2k▼
Credit institutions430/8€3k€2k▼
Trade debts44€11k€11k▲
Suppliers440/4€11k€11k▲
Taxes, remuneration and social security45€3k€0▼
Taxes450/3€3k€0▼
Other amounts payable47/48€45k€13k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0€0▼
Other operating charges640/8€1k€0▼
Gross operating margin9900€-5k€-929▲
Operating profit (loss)9901€-7k€-929▲
Financial charges65/66B€441€622▲
Recurring financial charges65€441€622▲
Profit (loss) for the period before taxes9903€-7k€-2k▲
Income taxes67/77€-494€0▲
Profit (loss) for the period9904€-7k€-2k▲
Profit (loss) for the period to be appropriated9905€-7k€-2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-13k€-14k▼
Profit (loss) brought forward from the previous period14P€-6k€-13k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
15-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 289 days late
13-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 652 days late
13-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 1017 days late
2021
31-12
Financial
Weakest financial yearnet €-13k ▼180%
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
16-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 200 days late
2020
31-12
Financial
Highest result since 2019net €16k ▲457%
Operating result €23k, net result €16k, both a record.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Binche · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Maubeuge(BIN) 337130 BincheGround area
527 m²
Building footprint
122 m²
Volume, LiDAR
608 m³
2 parcels, Wallonia · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue Omer Houssière(S-B) 9, 7110 La Louvière
since 20192.288.336.106
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55042B0142/00B002 | Wallonia | 312 m² | 1 · 68 m² | 10.9 m · 3 fl. |
| 56011A0207/00P004 | Wallonia | 215 m² | 1 · 54 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
APOLLO 11
BE 0768.519.815
Schaarbeek · Eq €4,436
ISABO.BE
BE 0698.642.104
Waregem · Eq €10,144
JOBFASHION
BE 0785.321.106
Maldegem · Eq €3,500
Protection & Gestion
BE 0439.208.773
Binche · Eq €3,486
JLCservices
BE 1007.156.839
Evergem · Eq €3,401
Of 192 companies in sector 46421 we hold annual accounts for 129. 30 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded28-04-2019
Fiscal year end31-12
Activities, NACEBEL 2025
46421Wholesale trade
14230Manufacture of wearing apparel
47711Retail sale of women's outerwear
47712Retail trade
47715Retail trade
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.