Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of AT-Group is 6.0% (elevated). The 2023 annual accounts show equity of €5k and a net result of €-14k. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 2 annual accounts.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone6.0%
Elevated
0%0,5%1,5%4%10%≥25%
Young company
+Annual accounts: weaker financial profile
+No NACE activity registered
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Filing behaviour
From the deposit records, complete market-wideAnnual accounts not filed
The financial year that closed on 31-12-2024 was due at the National Bank by 31-07-2025. Nothing is on record today, 375 days later. 2 financial years are missing in total. Measured on financial year 2023: 41.75% of the companies that did not file are in an abnormal legal state today, against 1.66% of those that did.
Latest accounts filed on time
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 27-06-2024, 34 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2023, that is 31-07-2024.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not filed | - |
| 31-12-2024 | 31-07-2025 | nothing on record | not filed | - |
| 31-12-2023 | 31-07-2024 | 27-06-2024 | 34 d early | 2024-00168914 |
| 31-12-2022 | 31-07-2023 | 05-12-2023 | 127 d late | 2023-00522173 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsMore than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No administrative flags
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-14k
Working capital€-15k-1056.7%
Annual accounts & ratios
Source: NBB · 2023Annual accounts filed on 27-06-2024 with the NBB · fiscal year 2023 · micro
€-14k
-
22-23
€-14k
-
22-23
€-14k
-
22-23
€21k
-57.4%
22-23
€5k
-74.9%
22-23
€-15k
-1056.7%
22-23
€120
-97.8%
22-23
€16k
-46.4%
22-23
€16k
-46.4%
22-23
0.05
-94.6%
22-23
0.05
-94.6%
22-23
22.9%
-40.9%
22-23
3.36
+113.2%
22-23
-297.8%
-
22-23
-68.3%
-
22-23
-165.64
-
22-23
Figures by fiscal year
| Fiscal year | 2023 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €-14k |
| Net profit | €-14k |
| Cash flow | €-14k |
| Staff costs | - |
| Income taxes | €120 |
| Dividends | - |
| Total assets | €21k |
| Equity | €5k |
| Debt | €16k |
| of which ≤ 1y | €16k |
| of which > 1y | - |
| Working capital | €-15k |
| Employees (FTE) | - |
Ratios (computed)
| 2023 | |
|---|---|
| Current ratio | 0.05 |
| Quick ratio | 0.05 |
| Working capital ratio | -73.1% |
| Solvency | 22.9% |
| Debt / equity | 3.36 |
| Long-term debt ratio | - |
| Interest coverage | -165.64 |
| Gross margin | - |
| Net margin | - |
| ROA | -68.3% |
| ROE | -297.8% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2023 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €21k |
| Fixed assets | 21/28 | €20k |
| Tangible fixed assets | 22/27 | €20k |
| Current assets | 29/58 | €831 |
| Amounts receivable within one year | 40/41 | €357 |
| Cash & bank | 54/58 | €35 |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €21k |
| Equity | 10/15 | €5k |
| Contributions / capital | 10/11 | €1k |
| Reserves | 13 | €4k |
| Amounts payable | 17/49 | €16k |
| Amounts payable within one year | 42/48 | €16k |
| Trade debts payable within one year | 44 | €2k |
| Income statement | ||
| Gross operating margin | 9900 | €-13k |
| Operating result | 9901 | €-14k |
| Financial charges | 65 | €83 |
| Result before taxes | 9903 | €-14k |
| Income taxes | 67/77 | €120 |
| Net result for the period | 9904 | €-14k |
| Result to be appropriated | 9905 | €-14k |
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan.
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Ratios computed by Checked.
Health barometer
FY 2023 · computed2
/ 100
Critical
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from the NBB filing for FY 2023. Indicative, not credit advice.
Directors
Directors & mandates
2 directorsCurrent directors & mandates
-
Hristov TeodorDirectorState Gazette act 24138458 (25-09-2024)Current22-07-2024 → present
Former directors (1)
-
Millo Marck-AntonyDirectorState Gazette act 24138458 (25-09-2024)Former- → 22-07-2024
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | - |
| Legal form | Private limited company(610) |
| Incorporation | 08-06-2022 |
| Status | Active |
| Postal code | 8560 |
Structure & network
Locations & real estate
Establishment units
1 locationAT-Group
since 20222.332.196.833
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area637 m²
Buildings2
Building footprint294 m²
Volume (LiDAR)2,027 m³
Tallest building12.6 m · ±2 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36302B0194/00C002 | Flanders | 388 m² | 1 · 107 m² | 8.8 m · 2 fl. |
| 34302B0731/00E000 | Flanders | 249 m² | 1 · 187 m² | 12.6 m · 2 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
1 acts All acts · 1
updated 1 year ago
2024
25-09-2024 1 director appointed, 1 resigning
- Hristov Teodor, Bestuurder
- Millo Marck-Antony, Bestuurder
Analysis
Snowflake analysis
financial profile on 5 axes30
/ 100
Fragile profile, watch profitability in particular.
All 5 axes are computed from data Checked has read.
Health
2
Profitability
0
Solvency
21
Growth
32
Stability
94
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Credit advice
verdict per customer and amountCompany registry
Company registry (CBE)
Crossroads BankNames & trade names
| Legal nameNL | AT-Group |
Registered office
Grote Markt 7 bus 102
8560 Wevelgem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.