ASSUPLAN
ActiveSummary
ASSUPLAN has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €130k and a net result of €-57k. Equity is shrinking by ~9.1% per year across the filed fiscal years. Its solvency ranks better than 30% of 9460 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
51
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability2▼-3
Solvency56▼-8
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity short (current ratio 0.4 against 0.48 in 2024; short-term debt: 64% and cash: 20.2% of total assets), and 68.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.5%
Return on assets
-13.8%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-57k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
27 d early
2023
34 d early
2022
39 d early
2021
40 d early
2020
31 d late
2019
91 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€130k▼ 30.4%
2024 · €187k
2018: €285k
2019: €280k
2020: €240k
2021: €217k
2022: €267k
2023: €238k
2024: €187k
2018 → 2025
Total assets
€412k▼ 13.9%
2024 · €479k
2018: €764k
2019: €736k
2020: €752k
2021: €591k
2022: €654k
2023: €558k
2024: €479k
2018 → 2025
Net result
€-57k▼ 10.5%
2024 · €-51k
2018: €22k
2019: €-4k
2020: €47k
2021: €-23k
2022: €50k
2023: €-29k
2024: €-51k
2018 → 2025
Working capital
€-158k▼ 11.6%
2024 · €-141k
2018: €-98k
2019: €-92k
2020: €-128k
2021: €-157k
2022: €-131k
2023: €-120k
2024: €-141k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€217k-€267k▲ 23.0%€238k▼ 10.8%€187k▼ 21.6%€130k▼ 30.4%
Operating result€-20k-€58k€-18k€-54k▼ 201%€-56k▼ 3.3%
Net result€-23k-€50k€-29k€-51k▼ 78.8%€-57k▼ 10.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €56k in 2025 against €54k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €412k
Fixed assets
€306k ▼ 12.1%
Current assets
€106k ▼ 18.5%
Equity and liabilities €412k
Equity
€130k ▼ 30.4%
Debt
€282k ▼ 3.3%
Debt's share of the balance-sheet total rises from 61.0% to 68.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-11k▼
2024 · €-10k
Cash flow
€-12k▼
2024 · €-7k
Current ratio
0.40▼
2024 · 0.48
Debt to equity
2.18▲
2024 · 1.57
ROE
-43.7%▼
2024 · -27.5%
ROA
-13.8%▼
2024 · -10.7%
Interest coverage
-16.29▼
2024 · -10.06
Debt ≤ 1 year
€264k▼
2024 · €272k
Debt > 1 year
€9k▼
2024 · €19k
Income taxes
€174▼
2024 · €176
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€479k€412k▼
Fixed assets21/28€348k€306k▼
Tangible fixed assets22/27€347k€305k▼
Land and buildings22€303k€274k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€40k€28k▼
Other tangible fixed assets26€2k€2k=
Financial fixed assets28€868€868=
Current assets29/58€130k€106k▼
Amounts receivable within one year40/41€23k€23k▲
Trade receivables40€22k€23k▲
Other amounts receivable41€1k€160▼
Cash at bank and in hand54/58€108k€83k▼
Equity and liabilities
Total equity and liabilities10/49€479k€412k▼
Equity10/15€187k€130k▼
Contributions10/11€20k€20k=
Reserves13€57k€57k=
Tax-exempt reserves132€19k€19k=
Distributable reserves133€38k€38k=
Profit (loss) carried forward14€109k€53k▼
Amounts payable17/49€292k€282k▼
Amounts payable after more than one year17€19k€9k▼
Financial debts170/4€19k€9k▼
Amounts payable within one year42/48€272k€264k▼
Current portion of amounts payable after more than one year42€10k€10k▲
Trade debts44€8k€7k▼
Suppliers440/4€8k€7k▼
Taxes, remuneration and social security45€110€447▲
Taxes450/3€110€447▲
Other amounts payable47/48€254k€246k▼
Accrued charges and deferred income492/3€1k€10k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€44k€44k▲
Other operating charges640/8€8k€5k▼
Gross operating margin9900€-2k€-6k▼
Operating profit (loss)9901€-54k€-56k▼
Financial income75/76B€4k€8▼
Recurring financial income75€4k€8▼
Financial charges65/66B€984€704▼
Recurring financial charges65€984€704▼
Profit (loss) for the period before taxes9903€-51k€-57k▼
Income taxes67/77€176€174▼
Profit (loss) for the period9904€-51k€-57k▼
Profit (loss) for the period to be appropriated9905€-51k€-57k▼
Appropriation of the result
Profit (loss) to be appropriated9906€109k€53k▼
Profit (loss) brought forward from the previous period14P€161k€109k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-57k
Net result drops to €-57k, the lowest in the series.
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €50k
Net result €50k after one loss-making year.
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Back to profitnet €47k
Net result €47k after one loss-making year.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
12-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maldegem · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Adegem-Dorp 179991 MaldegemGround area
1,305 m²
Building footprint
189 m²
Volume, LiDAR
1,224 m³
Parcel 43001H0181/00G000, Flanders · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ASSUPLAN
since 19902.047.352.076
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 43001H0181/00G000 | Flanders | 1,305 m² | 1 · 189 m² | 10.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Bureau de Géomètres-Experts Morimont
BE 0442.914.272
Gembloux · Eq €130,057
BUREAU D'ETUDE J. RASKINET
BE 0426.801.681
Dalhem · Eq €129,488
GUYNE-US
BE 0754.622.485
Herk-de-Stad · Eq €129,477
LANDTEC
BE 0818.755.422
Nijlen · Eq €130,917
URBAAN
BE 0871.619.333
Oostkamp · Eq €131,867
Of 1,758 companies in sector 71122 we hold annual accounts for 770. 659 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-06-1988
Fiscal year end31-12
Activities, NACEBEL 2025
71122Land surveying
Sources
Crossroads Bank for EnterprisesNational Bank · 38 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.