AS DUBRU
ActiveThe computed 12-month bankruptcy probability of AS DUBRU is 1.7% (moderate). The 2025 annual accounts show equity of €116k and a net result of €27k. Equity is growing by ~17.5% per year across the filed fiscal years. Its solvency ranks better than 36% of 3620 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▼-17
Solvency41▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity short (current ratio 0.83 against 0.73 in 2024; short-term debt: 58.2% and cash: 35.5% of total assets), and 83.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
16.5%
Return on assets
3.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
30 d early
2024
21 d late
2023
30 d early
2022
41 d early
2021
32 d early
2020
3 d early
2019
37 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€2.01M
EBIT margin
3.2%
Net result
€27k▼ 73.8%
2024 · €101k
2018: €-24
2019: €28k
2020: €53k
2021: €47k
2022: €70k
2023: €79k
2024: €101k
2018 → 2025
Working capital
€-70k▲ 35.3%
2024 · €-108k
2018: €-22k
2019: €-278k
2020: €-215k
2021: €-57k
2022: €-67k
2023: €-70k
2024: €-108k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€2.01M-
Equity€100k-€95k▼ 5.1%€84k▼ 11.8%€90k▲ 7.0%€116k▲ 29.6%
Operating result€64k-€102k▲ 58.3%€111k▲ 8.7%€143k▲ 28.5%€55k▼ 61.5%
Net result€47k-€70k▲ 48.1%€79k▲ 12.8%€101k▲ 28.3%€27k▼ 73.8%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 62% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €705k
Fixed assets
€364k▲ 22.7%
Current assets
€340k▲ 16.7%
Equity and liabilities €705k
Equity
€116k▲ 29.6%
Debt
€589k▲ 18.0%
The debt ratio falls from 84.8% to 83.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€118k▼
2024 · €203k
Cash flow
€89k▼
2024 · €161k
Solvency
16.5%▲
2024 · 15.2%
Current ratio
0.83▲
2024 · 0.73
Quick ratio
0.70▲
2024 · 0.66
Debt / equity
5.07▼
2024 · 5.57
ROE
22.8%▼
2024 · 113.0%
ROA
3.8%▼
2024 · 17.2%
Interest coverage
8.84▼
2024 · 18.29
Debt
€589k▲
2024 · €499k
Debt ≤ 1 year
€410k▲
2024 · €400k
Debt > 1 year
€176k▲
2024 · €99k
Income taxes
€26k▼
2024 · €31k
Staff costs
€734k▲
2024 · €569k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€588k€705k▲
Fixed assets21/28€297k€364k▲
Intangible fixed assets21€15k€509▼
Tangible fixed assets22/27€278k€360k▲
Land and buildings22€16k€14k▼
Plant, machinery and equipment23€93k€86k▼
Furniture and vehicles24€50k€124k▲
Leasing and similar rights25€26k€34k▲
Other tangible fixed assets26€92k€102k▲
Financial fixed assets28€4k€4k=
Current assets29/58€291k€340k▲
Stocks and contracts in progress3€29k€51k▲
Stocks30/36€29k€51k▲
Amounts receivable within one year40/41€68k€35k▼
Trade receivables40€125€6k▲
Other amounts receivable41€68k€29k▼
Cash at bank and in hand54/58€190k€250k▲
Deferred charges and accrued income490/1€4k€4k▼
Equity and liabilities
Total equity and liabilities10/49€588k€705k▲
Equity10/15€90k€116k▲
Contributions10/11€19k€19k=
Outside capital11€19k-
Other1109/19€19k-
Profit (loss) carried forward14€71k€97k▲
Amounts payable17/49€499k€589k▲
Amounts payable after more than one year17€99k€176k▲
Financial debts170/4€99k€176k▲
Amounts payable within one year42/48€400k€410k▲
Current portion of amounts payable after more than one year42€92k€120k▲
Financial debts43€62k€41k▼
Credit institutions430/8€62k€41k▼
Trade debts44€96k€119k▲
Suppliers440/4€96k€119k▲
Taxes, remuneration and social security45€84k€91k▲
Taxes450/3€18k€1k▼
Remuneration and social security454/9€66k€90k▲
Other amounts payable47/48€66k€38k▼
Accrued charges and deferred income492/3-€2k
Income statement
Code20242025
Remuneration, social security and pensions62€569k€734k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€60k€63k▲
Other operating charges640/8€17k€58k▲
Gross operating margin9900€789k€910k▲
Operating profit (loss)9901€143k€55k▼
Financial income75/76B€793€11k▲
Recurring financial income75€793€4k▲
Non-recurring financial income76B-€7k
Financial charges65/66B€11k€13k▲
Recurring financial charges65€11k€13k▲
Profit (loss) for the period before taxes9903€132k€53k▼
Income taxes67/77€31k€26k▼
Profit (loss) for the period9904€101k€27k▼
Profit (loss) for the period to be appropriated9905€101k€27k▼
Appropriation of the result
Profit (loss) to be appropriated9906€166k€97k▼
Profit (loss) brought forward from the previous period14P€65k€71k▲
Profit to be distributed694/7€95k€0▼
Return on contributions (dividend)694€95k€0▼
Social balance
Average headcount (FTE)908713.616.9▲
The notes to these accounts (22 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Equity above €100kEq €116k ▲29.6%
7 profitable years in a row build equity to €116k.
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 21 days late
2024
31-12
Financial
Highest result since 2018net €101k ▲28.3%
Operating result €143k, net result €101k, both a record.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
24-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Back to profitnet €28k
Net result €28k after one loss-making year.
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
21-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Saint-Ghislain · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Grande(SG) 707330 Saint-GhislainGround area
154 m²
Building footprint
160 m²
Volume, LiDAR
1,993 m³
Parcel 53070B0424/00P000, Wallonia · tallest building 15.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
D'un Gout à L'autre
since 20162.257.775.067
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53070B0424/00P000indicative | Wallonia | 154 m² | 1 · 160 m² | 15.0 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSaint-Ghislain2.257.775.067
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HOTELLERIE DE L'AN 1600
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DE ZEVENDE HEMEL
BE 0449.460.188
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TEAM SPIRIT
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Berlare · Eq €116k
Of 20,510 companies in sector 56111 we hold annual accounts for 11,456. 9,394 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-07-2016
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.