Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of ARTTS is 6.4% (elevated). The 2023 annual accounts show negative equity (€-76k) and a net result of €-49k. Its solvency ranks better than 5% of 5714 sector peers (fiscal year 2023). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 2 annual accounts.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone6.4%
Elevated
0%0,5%1,5%4%10%≥25%
Annual accounts: weaker financial profile
+Young company
+Higher-failure-rate sector
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Signals
1 signal · with evidenceNegative equity
Equity is negative for financial year 2023: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
View the annual accounts Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Trust signals
2 signalsMore than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No administrative flags
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-49k-33.9%
Working capital€24k-67.6%
Annual accounts & ratios
Source: NBB · 2023Annual accounts filed on 29-05-2026 with the NBB · fiscal year 2023 · micro
Sector comparison
Fiscal year 2023 · NACE 47, Retail trade · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -250.9% | 20.1% | |
| Net result | €-49k | €3k | |
| Equity | €-76k | €15k | |
| Gross operating margin | €-42k | €23k | |
| Total assets | €30k | €93k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
€-49k
-33.9%
far below sector median
€30k
-61.2%
-86% vs sector
€-76k
-183.7%
far below sector median
€24k
-67.6%
-55% vs sector
€107k
+1.3%
≈ vs sector
€7k
+25.2%
-94% vs sector
€100k
0.0%
+93% vs sector
4.55
-69.0%
+185% vs sector
4.55
-69.0%
far above sector median
-250.9%
-632.1%
far below sector median
-1.40
+64.3%
far below sector median
64.8%
-52.8%
far above sector median
-162.5%
-245.5%
far below sector median
Figures by fiscal year
| Fiscal year | 2023 |
|---|---|
| Revenue | - |
| EBITDA | - |
| Net profit | €-49k |
| Cash flow | - |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €30k |
| Equity | €-76k |
| Debt | €107k |
| of which ≤ 1y | €7k |
| of which > 1y | €100k |
| Working capital | €24k |
| Employees (FTE) | - |
Ratios (computed)
| 2023 | |
|---|---|
| Current ratio | 4.55 |
| Quick ratio | 4.55 |
| Working capital ratio | 78.0% |
| Solvency | -250.9% |
| Debt / equity | -1.40 |
| Long-term debt ratio | -1.31 |
| Interest coverage | - |
| Gross margin | - |
| Net margin | - |
| ROA | -162.5% |
| ROE | 64.8% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2023 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €30k |
| Current assets | 29/58 | €30k |
| Amounts receivable within one year | 40/41 | €10k |
| Cash & bank | 54/58 | €21k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €30k |
| Equity | 10/15 | €-76k |
| Contributions / capital | 10/11 | €10k |
| Accumulated profits (losses) | 14 | €-86k |
| Amounts payable | 17/49 | €107k |
| Amounts payable after one year | 17 | €100k |
| Amounts payable within one year | 42/48 | €7k |
| Trade debts payable within one year | 44 | €6k |
| Income statement | ||
| Gross operating margin | 9900 | €-42k |
| Operating result | 9901 | €-46k |
| Financial income | 75 | €284 |
| Financial charges | 65 | €3k |
| Result before taxes | 9903 | €-49k |
| Net result for the period | 9904 | €-49k |
| Result to be appropriated | 9905 | €-49k |
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan.
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Ratios computed by Checked.
Health barometer
FY 2023 · computed47
/ 100
Fair
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from the NBB filing for FY 2023. Indicative, not credit advice.
Directors
Directors & mandates
2 directorsCurrent directors & mandates
-
Current27-01-2023 → present
Former directors (1)
-
Former- → 27-01-2023
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Detailhandel in antiquiteiten(47791) |
| Legal form | Private limited company(610) |
| Incorporation | 06-10-2021 |
| Status | Active |
| Postal code | 5000 |
Structure & network
Connections & network
10 connected companiesNetwork connections
Shared address
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Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Locations & real estate
Establishment units
1 locationARTTS
since 20212.322.995.986
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area807 m²
Buildings1
Building footprint600 m²
Volume (LiDAR)10,954 m³
Tallest building20.2 m · ±6 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92094B0275/00Z000 | Wallonia | 807 m² | 1 · 600 m² | 20.2 m · 6 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
4 acts Address history · 3
02-02-2026
v3.2
07-01-2025
v3.2
27-01-2023
v3.2
All acts · 4
updated 6 months ago
2026
02-02-2026 Registered office moved from CHARLEROI to Namur
- Square des Martyrs, 6000 CHARLEROI → Avenue Albert premier 36, 5000 Namur
Summary:
v3.2
2025
07-01-2025 Registered office moved within Charleroi
- Quai Paul Verlaine 10, 6000 Charleroi → Square des Martyrs 1, 6000 Charleroi
Summary:
v3.2
2023
27-01-2023 Registered office moved from Bruxelles to Charleroi
- Cantersteen 10, 1000 Bruxelles → Quai Paul Verlaine 2, 6000 Charleroi
Summary:
v3.2
2021
08-10-2021 Incorporation of a new SNC
Summary:
oprichting
Analysis
Snowflake analysis
financial profile on 5 axes68
/ 100
Strong profile, led by profitability.
All 5 axes are computed from data Checked has read.
Health
47
Profitability
100
Solvency
67
Growth
32
Stability
94
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Credit advice
verdict per customer and amountSimilar
Similar companies
Same sector, nearest firstCompany registry
Company registry (CBE)
Crossroads BankActivities
Detailhandel in antiquiteiten in winkels47791Detailhandel in antiquiteiten47791Detailhandel in onderdelen en accessoires van motorvoertuigen45320Overige niet-gespecialiseerde detailhandel47120Detailhandel in onderdelen en accessoires van motorvoertuigen47820Detailhandel via postorderbedrijven of via internet47910Promotie en organisatie van uitvoerende kunstevenementen90021Promotie en organisatie van scheppende en uitvoerende kunstevenementen90391
Primary activity highlighted.
Names & trade names
| Legal nameFR | ARTTS |
Registered office
Avenue Albert 1er 36 bus B32
5000 Namur, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.