ArtSpot
ActiveSummary
ArtSpot has been active since 2008 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags). The 2025 annual accounts show equity of €66k and a net result of €33k. Equity is growing by ~51.3% per year across the filed fiscal years. Its solvency ranks better than 26% of 7750 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▲+66
Solvency44▲+6
Growth78▲+26
Track record92
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.23 against 1.12 in 2024; short-term debt: 80.5% and cash: 21.8% of total assets), and 80.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
19.5%
Return on assets
9.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
29 d late
2024
on the day
2023
21 d late
2022
9 d late
2021
2 d early
2020
25 d late
2019
10 d early
← before the deadline
after the deadline →
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Address struck
Checked, nothing found (1)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€66k▲ 101%
2024 · €33k
2018: €-39k
2019: €-19k
2020: €-1k
2021: €7k
2022: €23k
2023: €39k
2024: €33k
2018 → 2025
Total assets
€338k▲ 36.2%
2024 · €248k
2018: €126k
2019: €136k
2020: €135k
2021: €157k
2022: €216k
2023: €228k
2024: €248k
2018 → 2025
Net result
€33k
2024 · €-6k
2018: €4k
2019: €20k
2020: €18k
2021: €8k
2022: €16k
2023: €16k
2024: €-6k
2018 → 2025
Working capital
€62k▲ 130%
2024 · €27k
2018: €-45k
2019: €-22k
2020: €-9k
2021: €1k
2022: €18k
2023: €31k
2024: €27k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€7k-€23k▲ 237%€39k▲ 72.3%€33k▼ 16.4%€66k▲ 101%
Operating result€9k-€20k▲ 113%€26k▲ 28.1%€-6k€48k
Net result€8k-€16k▲ 103%€16k▲ 2.7%€-6k€33k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €48k after a loss of €6k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €338k
Fixed assets
€4k ▼ 30.1%
Current assets
€334k ▲ 37.8%
Equity and liabilities €338k
Equity
€66k ▲ 101%
Debt
€272k ▲ 26.4%
Debt's share of the balance-sheet total falls from 86.8% to 80.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€50k▲
2024 · €-4k
Cash flow
€35k▲
2024 · €-5k
Current ratio
1.23▲
2024 · 1.12
Debt to equity
4.13▼
2024 · 6.56
ROE
50.2%▲
2024 · -19.7%
ROA
9.8%▲
2024 · -2.6%
Interest coverage
302.92▲
2024 · -16.53
Debt ≤ 1 year
€272k▲
2024 · €216k
Income taxes
€14k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€248k€338k▲
Fixed assets21/28€6k€4k▼
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€6k€4k▼
Plant, machinery and equipment23€1k€1k=
Furniture and vehicles24€5k€3k▼
Leasing and similar rights25€0€0=
Financial fixed assets28€300€300=
Current assets29/58€242k€334k▲
Amounts receivable within one year40/41€203k€260k▲
Trade receivables40€193k€249k▲
Other amounts receivable41€11k€11k▲
Cash at bank and in hand54/58€38k€74k▲
Deferred charges and accrued income490/1€575€575=
Equity and liabilities
Total equity and liabilities10/49€248k€338k▲
Equity10/15€33k€66k▲
Contributions10/11€17k€17k=
Reserves13€22k€51k▲
Distributable reserves133€22k€51k▲
Profit (loss) carried forward14€-6k€-2k▲
Amounts payable17/49€216k€272k▲
Amounts payable within one year42/48€216k€272k▲
Trade debts44€12k€23k▲
Suppliers440/4€12k€23k▲
Advances received on contracts in progress46€103k€103k=
Taxes, remuneration and social security45€53k€72k▲
Taxes450/3€21k€44k▲
Remuneration and social security454/9€32k€29k▼
Other amounts payable47/48€47k€74k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼
Other operating charges640/8€229€66▼
Gross operating margin9900€-4k€50k▲
Operating profit (loss)9901€-6k€48k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€257€163▼
Recurring financial charges65€257€163▼
Profit (loss) for the period before taxes9903€-6k€48k▲
Income taxes67/77-€14k
Profit (loss) for the period9904€-6k€33k▲
Profit (loss) for the period to be appropriated9905€-6k€33k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-6k€27k▲
Profit (loss) brought forward from the previous period14P€361€-6k▼
Transfer to equity691/2-€29k
To other reserves6921-€29k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
2025
31-12
Financial
Back to profitnet €33k
Net result €33k after one loss-making year.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
17-01
KBO administration
Address struck
Dellestraat 33 3220 Die Sitzadresse Dellestraat 33 3220 Hols-
beek · event 25-10-2024
2024
31-12
Financial
Weakest financial yearnet €-6k ▼139%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2023
09-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 9 days late
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
21-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
17-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ground area
3,517 m²
Building footprint
440 m²
Volume, LiDAR
6,057 m³
2 parcels, Brussels, Flanders · tallest building 21.0 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
ArtSpot
since 20082.173.399.321
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21013B0103/00C002 | Brussels | 2,020 m² | 1 · 309 m² | 21.0 m · 6 fl. |
| 24043F0043/00C000 | Flanders | 1,497 m² | 1 · 131 m² | 6.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 744 EUR awarded · 744 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 744 EUR | 744 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 362 companies in sector 82400 we hold annual accounts for 67. 52 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded27-08-2008
Fiscal year end31-12
Activities, NACEBEL 2025
82400Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.