ARTISSOFT
ActiveARTISSOFT has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €45k and a net result of €-8k. Equity is growing by ~15.4% per year across the filed fiscal years. Its solvency ranks better than 54% of 677 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability57▼-20
Solvency81▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 1.7 against 1.6 in 2024; short-term debt: 43.5% and cash: 73.2% of total assets), and 43.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 58
Relative position
BE, all sectors
reference
Sector 58
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.5%
Return on assets
-9.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
63 d early
2024
56 d early
2023
58 d early
2022
39 d early
2021
47 d early
2020
61 d early
2018
40 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€45k▼ 14.8%
2024 · €53k
2018: €13k
2020: €8k
2021: €14k
2022: €44k
2023: €47k
2024: €53k
2018 → 2025
Total assets
€80k▼ 13.7%
2024 · €93k
2018: €23k
2020: €26k
2021: €35k
2022: €65k
2023: €93k
2024: €93k
2018 → 2025
Net result
€-8k
2024 · €6k
2018: €-11k
2020: €-5k
2021: €6k
2022: €30k
2023: €3k
2024: €6k
2018 → 2025
Working capital
€25k▲ 2.4%
2024 · €24k
2018: €-5k
2020: €-11k
2021: €-4k
2022: €30k
2023: €8k
2024: €24k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€14k-€44k▲ 206%€47k▲ 6.3%€53k▲ 13.9%€45k▼ 14.8%
Operating result€7k-€30k▲ 340%€3k▼ 90.0%€6k▲ 114%€-8k
Net result€6k-€30k▲ 356%€3k▼ 90.6%€6k▲ 133%€-8k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €8k after €6k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €80k
Fixed assets
€21k▼ 28.8%
Current assets
€60k▼ 6.8%
Equity and liabilities €80k
Equity
€45k▼ 14.8%
Debt
€35k▼ 12.2%
The debt ratio rises from 42.8% to 43.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€2k▼
2024 · €16k
Cash flow
€2k▼
2024 · €16k
Solvency
56.5%▼
2024 · 57.2%
Current ratio
1.70▲
2024 · 1.60
Quick ratio
1.70▲
2024 · 1.60
Debt / equity
0.77▲
2024 · 0.75
ROE
-17.3%▼
2024 · 12.2%
ROA
-9.8%▼
2024 · 7.0%
Interest coverage
10.09▼
2024 · 122.75
Debt
€35k▼
2024 · €40k
Debt ≤ 1 year
€35k▼
2024 · €40k
Income taxes
€132▲
2024 · €-37
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€93k€80k▼
Fixed assets21/28€29k€21k▼
Tangible fixed assets22/27€29k€21k▼
Plant, machinery and equipment23€2k€2k▲
Furniture and vehicles24€28k€19k▼
Current assets29/58€64k€60k▼
Amounts receivable within one year40/41€4k€719▼
Trade receivables40€4k€719▼
Cash at bank and in hand54/58€60k€59k▼
Equity and liabilities
Total equity and liabilities10/49€93k€80k▼
Equity10/15€53k€45k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€33k€25k▼
Amounts payable17/49€40k€35k▼
Amounts payable within one year42/48€40k€35k▼
Trade debts44€761€596▼
Suppliers440/4€761€596▼
Taxes, remuneration and social security45€5k€3k▼
Taxes450/3€5k€1k▼
Remuneration and social security454/9-€2k
Other amounts payable47/48€34k€31k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k▼
Other operating charges640/8€890€520▼
Gross operating margin9900€17k€2k▼
Operating profit (loss)9901€6k€-8k▼
Financial income75/76B€147€283▲
Recurring financial income75€147€283▲
Financial charges65/66B€134€171▲
Recurring financial charges65€134€171▲
Profit (loss) for the period before taxes9903€6k€-8k▼
Income taxes67/77€-37€132▲
Profit (loss) for the period9904€6k€-8k▼
Profit (loss) for the period to be appropriated9905€6k€-8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€33k€25k▼
Profit (loss) brought forward from the previous period14P€26k€33k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
05-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €30k ▲356%
Operating result €30k, net result €30k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 2.42
Current ratio from 0.78 to 2.42.
14-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €6k
Net result €6k after 2 loss-making years.
31-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
21-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
16-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schaliënhoefdreef 652970 SchildeGround area
852 m²
Building footprint
141 m²
Volume, LiDAR
651 m³
Parcel 11922C0593/00K002, Flanders · tallest building 7.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Schaliënhoefdreef 65, 2970 Schilde
since 20012.100.305.267
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11922C0593/00K002 | Flanders | 852 m² | 1 · 141 m² | 7.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
IT-Rex Consulting
BE 0694.628.381
Diest · Eq €46k
COURTOIS LUDWIC CONSULTING
BE 0746.719.262
Fernelmont · Eq €45k
STEVEN VAN ROSSEM, CONSULTANCY AS A SERVICE
BE 0777.531.808
Aalst · Eq €46k
CARO-LEAN
BE 0666.454.336
Oudergem · Eq €44k
PROMPT
BE 0877.273.344
Wommelgem · Eq €44k
Of 1,279 companies in sector 58290 we hold annual accounts for 593. 439 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-02-2001
Fiscal year end31-12
Activities, NACEBEL
58290Other software publishing
72210
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.