ARTEMIS REAL ESTATES
ActiveSummary
ARTEMIS REAL ESTATES has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €75k and a net result of €3k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 66% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability35▼-25
Solvency76▲+6
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 2.0 against 1.77 in 2024; short-term debt: 48.9% and cash: 0.4% of total assets), and 48.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.1%
Return on assets
1.9%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €75k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
67 d late
2023
168 d late
2022
66 d late
2021
218 d late
2020
121 d late
2019
90 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€75k▲ 2.7%
2024 · €73k
2018: €-63k
2019: €-52k
2020: €59k
2021: €58k
2022: €79k
2023: €62k
2024: €73k
2018 → 2025
Total assets
€146k▼ 9.5%
2024 · €161k
2018: €60k
2019: €96k
2020: €142k
2021: €128k
2022: €157k
2023: €133k
2024: €161k
2018 → 2025
Net result
€3k▼ 75.1%
2024 · €11k
2018: €23k
2019: €10k
2020: €112k
2021: €-994
2022: €20k
2023: €-17k
2024: €11k
2018 → 2025
Working capital
€71k▲ 4.2%
2024 · €68k
2018: €-86k
2019: €-72k
2020: €66k
2021: €69k
2022: €83k
2023: €63k
2024: €68k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€58k-€79k▲ 34.9%€62k▼ 21.4%€73k▲ 17.0%€75k▲ 2.7%
Operating result€-2k-€36k€-15k€23k€9k▼ 63.6%
Net result€-994-€20k€-17k€11k€3k▼ 75.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 64% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €146k
Fixed assets
€4k ▼ 18.8%
Current assets
€142k ▼ 9.2%
Equity and liabilities €146k
Equity
€75k ▲ 2.7%
Debt
€71k ▼ 19.5%
Debt's share of the balance-sheet total falls from 54.9% to 48.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€10k▼
2024 · €24k
Cash flow
€4k▼
2024 · €12k
Current ratio
2.00▲
2024 · 1.77
Debt to equity
0.96▼
2024 · 1.22
ROE
3.8%▼
2024 · 15.7%
ROA
1.9%▼
2024 · 7.1%
Interest coverage
1.67▼
2024 · 3.89
Debt ≤ 1 year
€71k▼
2024 · €88k
Income taxes
€3k▼
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€161k€146k▼
Fixed assets21/28€4k€4k▼
Tangible fixed assets22/27€4k€4k▼
Furniture and vehicles24€4k€4k▼
Current assets29/58€156k€142k▼
Amounts receivable after more than one year29€115k€105k▼
Other amounts receivable291€115k€105k▼
Amounts receivable within one year40/41€38k€31k▼
Trade receivables40€38k€31k▼
Cash at bank and in hand54/58€2k€596▼
Deferred charges and accrued income490/1€2k€6k▲
Equity and liabilities
Total equity and liabilities10/49€161k€146k▼
Equity10/15€73k€75k▲
Contributions10/11€20k€20k=
Reserves13€11k€13k▲
Distributable reserves133€11k€13k▲
Profit (loss) carried forward14€41k€41k=
Amounts payable17/49€88k€71k▼
Amounts payable within one year42/48€88k€71k▼
Current portion of amounts payable after more than one year42€1k-
Trade debts44€57k€39k▼
Suppliers440/4€57k€39k▼
Advances received on contracts in progress46€5k€13k▲
Taxes, remuneration and social security45€24k€18k▼
Taxes450/3€24k€18k▼
Other amounts payable47/48€657€1k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€4k€8k▲
Gross operating margin9900€28k€18k▼
Operating profit (loss)9901€23k€9k▼
Financial income75/76B€2k€4k▲
Recurring financial income75€2k€4k▲
Financial charges65/66B€6k€6k▼
Recurring financial charges65€6k€6k▼
Profit (loss) for the period before taxes9903€19k€6k▼
Income taxes67/77€8k€3k▼
Profit (loss) for the period9904€11k€3k▼
Profit (loss) for the period to be appropriated9905€11k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€53k€44k▼
Profit (loss) brought forward from the previous period14P€42k€41k▼
Transfer to equity691/2€11k€2k▼
To other reserves6921€11k€2k▼
Profit to be distributed694/7€833€833=
Return on contributions (dividend)694€833€833=
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
06-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 67 days late
15-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 168 days late
2024
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
2023
31-12
Financial
Weakest financial yearnet €-17k ▼183%
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
05-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 66 days late
06-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 218 days late
2022
31-12
Financial
Back to profitnet €20k
Net result €20k after one loss-making year.
2021
29-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 121 days late
2020
31-12
Financial
Highest result since 2018net €112k ▲1002%
Operating result €138k, net result €112k, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 1.92
Current ratio from 0.52 to 1.92; short-term debt falls from €148k to €72k.
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
Show earlier events
2019
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rebecq · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Mont-Plaisir 301430 RebecqGround area
1,649 m²
Building footprint
397 m²
Volume, LiDAR
3,119 m³
2 parcels, Brussels, Wallonia · tallest building 17.4 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
ERA ARTEMIS
since 20112.199.400.764
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25007A0013/00G000 | Wallonia | 1,331 m² | 1 · 278 m² | 10.1 m · 2 fl. |
| 21492B0071/00E009 | Brussels | 317 m² | 1 · 119 m² | 17.4 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Bolio
BE 0768.328.189
Edegem · Eq €74,532
WENDIMO
BE 0472.174.422
De Haan · Eq €74,551
CAULIER - IMMO
BE 0831.992.655
Jurbise · Eq €74,456
PANTHEON - VASTGOED
BE 0821.245.055
Haaltert · Eq €74,449
Waterinckx Real Estate
BE 0678.368.213
Nazareth-De Pinte · Eq €74,430
Of 11,747 companies in sector 68310 we hold annual accounts for 6,905. 5,101 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded09-05-2011
Fiscal year end31-12
Trade name FR
ERA ARTEMIS
Activities, NACEBEL 2025
68310Real estate agency activities
68321Property management for co-owned buildings (syndics)
68322Real estate appraisal on a fee or contract basis
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.